Getting your credit score today is easy — just turn to your bank, credit card issuer or one of the many apps and websites out there. That means millennials, unlike their parents, have the advantage of early insight into their financial profiles. But looking isn’t enough. Without knowing the basics of credit, looking at your data is like having the … Continue reading
April is tax month, which means you might be parting with more money this month than you did in February or March. That makes finding opportunities to save money even more important. Take advantage of April’s discounts with our list of the top things you should buy — and a few you should avoid. Buy: Easter leftovers Easter falls on April 21 this year, … Continue reading
Money doesn’t really age: It’s never too late to make smart financial decisions. But there are certain times in your life that are prime for specific money moves, times when making the right choice will set your future self up for success. Below, the best financial moves to make by decade. In your 20s: Lay a foundation You’ll probably enter … Continue reading
Being a member of a not-for-profit credit union is a smart choice. Being a member of Point West is an even smarter one. Credit unions like Point West are invested in their community – not in the stock market. We provide high-quality products and services to our members at affordable rates while eliminating barriers to access and helping build better … Continue reading
Have you received your tax refund and want to do something smart with it? How about also having a chance to win big cash prizes each month, just for being financially savvy and saving money? Just open a Save To Win share certificate at Point West. Each time you deposit at least $25 into your account you get an entry … Continue reading
The Point West Annual Member Business Meeting is less than a month away! Tuesday, April 9, 2019 at 6:45 PM (Doors at 6:30 PM) McMenamins Kennedy School “Jordan Room” For those interested, a Listening Session will take place after the meeting. You’ll have the opportunity to speak with our CEO and management team in an open discussion to voice your opinions and get answers to your questions. … Continue reading
Let’s be real: For millennials, having an emergency fund is way down on the financial worry list, behind student loan debt, medical bills or saving for a down payment. Some weeks, it can feel like you barely have enough money to get by, let alone put some away for a rainy day. But that cash stash can be crucial in … Continue reading
Every time Olivia Robinson shops at Nordstrom, $10 moves from her checking account to savings. She set up this automatic transfer, or “rule,” in the savings app Qapital. The rule “has definitely scaled back my spending at Nordstrom,” says Robinson, 26, a flight attendant and travel blogger based in Seattle. This way of saving money “makes me feel like I … Continue reading
Credit Union Members, don’t forget to register for your Cash Rewards. Get $100 Cash Reward for every new line you switch to Sprint PLUS $100 Cash Reward each year in loyalty rewards. To get started, be sure to register at lovemycreditunion.org/sprintrewards. Limited time offers. Activ. Fee: Up to $30/line. Credit approval req. Cash Reward Offers: Avail. for eligible credit union … Continue reading
Recessions are like natural disasters: They’re inevitable, but smart preparation may reduce the impact on you. The U.S. economy has grown steadily since emerging from the “Great Recession” in June 2009, but expansions can’t continue forever, and this one is already the second-longest on record. Only the expansion from March 1991 to March 2001 lasted longer. Recessions occur when growth … Continue reading
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