Fresh Start Guide

We're Here To Give You a Hand

We all need a second chance at some point. No matter your situation, Point West will help you work through it!

  • Consolidate your Debt

    Drowning in debt? Don’t suffer in silence! We will help you identify opportunities to consolidate your outstanding loans into one affordable loan, which can help you rebuild credit and save money each month.

  • Fresh Start Checking

    If you have had issues with deposit accounts in the past, our Fresh Start Checking account might just be the second chance you need to get your finances back on track.

  • Tools & Resources

    We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters, including confidential, no-cost financial counseling services, calculators and more.

Resources for you

  • Innovative Changes

    Innovative Changes (IC$) is a nonprofit Community Development Financial Institution (CDFI) loan fund that provides financial education, small-dollar consumer loans, and access to credit building techniques and asset building opportunities.

  • Metropolitan Family Service

    A local nonprofit providing a wide range of community services, including financial coaching, low-cost vehicle lending, one-on-one consulting, individual development accounts (IDAs), and much more.

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