Our Impact

Telling Stories, Changing Lives

Our focus at Point West is on driving impact that supports every member of our community through education, access and direct economic benefits. We are one of the few financial institutions that provides lending and services to immigrants. Read our impact numbers and stories to see how we are transforming the lives of our members and the diverse people of our community.

In numbers
Through Stories
$591K
returned to members in 2016

Money to Members

Point West provides $591,000 in direct benefits and $1,283,000 in total benefits to its members annually through lower fees and better rates on loans and deposits.1

Local Economic Impact

As a local member-owned, not-for-profit cooperative, Point West contributes $4,000,000 in direct impact and $9,400,000 in total impact to the local economy.1

$4.0 M
Local Economic Impact
50%
of all loans were to people of color in 2018

Loans to Communities of Color

In 2018, nearly 50% of all loans originated by Point West were to a person of color.

Fresh Start Accounts

We all make mistakes, or have situations outside of our control – our Fresh Start accounts offer an inclusive way to gain access to needed financial services while safely rebuilding credit and deposit history for the long run. Point West opened 49 Fresh Start Checking and 13 Fresh Start VISA credit cards in 2016, with a total of more than 400 Fresh Start accounts active within the credit union.

62
Fresh Start Accounts Opened in 2016
$591K
returned to members in 2016

Money to Members

Point West provides $591,000 in direct benefits and $1,283,000 in total benefits to its members annually through lower fees and better rates on loans and deposits.1

Local Economic Impact

As a local member-owned, not-for-profit cooperative, Point West contributes $4,000,000 in direct impact and $9,400,000 in total impact to the local economy.1

$4.0 M
Local Economic Impact
62
Fresh Start Accounts Opened in 2016

Fresh Start Accounts

We all make mistakes, or have situations outside of our control – our Fresh Start accounts offer an inclusive way to gain access to needed financial services while safely rebuilding credit and deposit history for the long run. Point West opened 49 Fresh Start Checking and 13 Fresh Start VISA credit cards in 2016, with a total of more than 400 Fresh Start accounts active within the credit union.

50%
of all loans were to people of color in 2018

Loans to Communities of Color

In 2018, nearly 50% of all loans originated by Point West were to a person of color.

Member close up image of Francie and son
+
Francy B.
Member since 2015

“Las personas que trabajan aqui son muy amables, solucionan nuestras preguntas y situaciones rapido y facil, hablan espanol y siempre estan dispuestos a ayudar a sus clientes.”

-
Member close up image of Angel and son
+
Angel M.
Member since 2004

“Tuvé una accidente de trabajo que me dejo con mucho deuda financiera. Point West me aprovó credito cuando más lo necesitaba.”

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Member close up image of Trent
+
Trent L.
Member since 2013

“Extremely reliable banking and friendliest staff. Everyone is very helpful with understanding errors/problems, and there is an extremely low rate of problems.”

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Member close up image of Wanda
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Wanda H.
Member Since 1978

“I love the staff. They are very friendly and efficient. I’m always treated well and have had good experiences. this is like a family working together.”

-
Member close up image of Trent
+
Trent L.
Member since 2013

“Extremely reliable banking and friendliest staff. Everyone is very helpful with understanding errors/problems, and there is an extremely low rate of problems.”

-
Member close up image of Angel and son
+
Angel M.
Member since 2004

“Tuvé una accidente de trabajo que me dejo con mucho deuda financiera. Point West me aprovó credito cuando más lo necesitaba.”

-
Member close up image of Wanda
+
Wanda H.
Member Since 1978

“I love the staff. They are very friendly and efficient. I’m always treated well and have had good experiences. this is like a family working together.”

-
Member close up image of Francie and son
+
Francy B.
Member since 2015

“Las personas que trabajan aqui son muy amables, solucionan nuestras preguntas y situaciones rapido y facil, hablan espanol y siempre estan dispuestos a ayudar a sus clientes.”

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1ECONorthwest, a local and trusted financial consultant, completed an independent analysis in 2018 that analyzed the gross economic impacts of Point West Credit Union. The study measured jobs, economic output, and income supported by credit unions in the regional economy, as well as direct benefit value  that not-for-profit credit unions are uniquely positioned to return to members.

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