Our Impact Telling Stories, Changing Lives Our focus at Point West is on driving impact that supports every member of our community through education, access and direct economic benefits. We are one of the few financial institutions that provides lending and services to immigrants. Read our impact numbers and stories to see how we are transforming the lives of our members and the diverse people of our community. In numbers Through Stories Filter View All Non-Citizens Microenterprise Owners Fresh Start Stories Community Impact $591K returned to members in 2016 Money to Members Point West provides $591,000 in direct benefits and $1,283,000 in total benefits to its members annually through lower fees and better rates on loans and deposits.1 Local Economic Impact As a local member-owned, not-for-profit cooperative, Point West contributes $4,574,000 in direct impact and $9,818,000 in total impact to the local economy.1 $4.57M Local Economic Impact 346 non-citizen memberships in 2016 Non-Citizen Members Point West opened 346 non-citizen memberships in 2016. In total, we’re proud to count over 1,000 non-citizens as member-citizens of Point West Credit Union. Fresh Start Accounts We all make mistakes, or have situations outside of our control – our Fresh Start accounts offer an inclusive way to gain access to needed financial services while safely rebuilding credit and deposit history for the long run. Point West opened 49 Fresh Start Checking and 13 Fresh Start VISA credit cards in 2016, with a total of more than 400 Fresh Start accounts active within the credit union. 62 Fresh Start Accounts Opened in 2016 $591K returned to members in 2016 Money to Members Point West provides $591,000 in direct benefits and $1,283,000 in total benefits to its members annually through lower fees and better rates on loans and deposits.1 Local Economic Impact As a local member-owned, not-for-profit cooperative, Point West contributes $4,574,000 in direct impact and $9,818,000 in total impact to the local economy.1 $4.57M Local Economic Impact 62 Fresh Start Accounts Opened in 2016 Fresh Start Accounts We all make mistakes, or have situations outside of our control – our Fresh Start accounts offer an inclusive way to gain access to needed financial services while safely rebuilding credit and deposit history for the long run. Point West opened 49 Fresh Start Checking and 13 Fresh Start VISA credit cards in 2016, with a total of more than 400 Fresh Start accounts active within the credit union. 346 non-citizen memberships in 2016 Non-Citizen Members Point West opened 346 non-citizen memberships in 2016. In total, we’re proud to count over 1,000 non-citizens as member-citizens of Point West Credit Union. + Francy B. Member since 2015 “Las personas que trabajan aqui son muy amables, solucionan nuestras preguntas y situaciones rapido y facil, hablan espanol y siempre estan dispuestos a ayudar a sus clientes.” - + Cheranda C. Member since 2012 “I have been sober today 951 days. I am rebuilding my life and my credit. Point West gave me an opportunity to work with them to put myself in a better financial situation. I am so grateful. I look forward to working with Point West.” - + Dallas R. Member since 2001 “I would say that Point West has always been there for me and my business. We utilize Point West for both Business and Personal accounts, and had a line of credit that we used for personal needs that was instrumental in being the impetus for us to be financially creative at the beginning of our business. We continue to utilize the services that Point West offers that gets us where we need to be, both as a business and personally.” - + Patty G. Long Time Member “Early on during the financial crisis, I got into a bind and couldn’t borrow money from Point West. The team member I spoke to suggested someone that could help and when I was ready, Point West would be there to lend to me. I came back and sure enough, I was able to get loans from Point West.” - + Dallas R. Member since 2001 “I would say that Point West has always been there for me and my business. We utilize Point West for both Business and Personal accounts, and had a line of credit that we used for personal needs that was instrumental in being the impetus for us to be financially creative at the beginning of our business. We continue to utilize the services that Point West offers that gets us where we need to be, both as a business and personally.” - + Cheranda C. Member since 2012 “I have been sober today 951 days. I am rebuilding my life and my credit. Point West gave me an opportunity to work with them to put myself in a better financial situation. I am so grateful. I look forward to working with Point West.” - + Patty G. Long Time Member “Early on during the financial crisis, I got into a bind and couldn’t borrow money from Point West. The team member I spoke to suggested someone that could help and when I was ready, Point West would be there to lend to me. I came back and sure enough, I was able to get loans from Point West.” - + Francy B. Member since 2015 “Las personas que trabajan aqui son muy amables, solucionan nuestras preguntas y situaciones rapido y facil, hablan espanol y siempre estan dispuestos a ayudar a sus clientes.” - 1ECONorthwest, a local and trusted financial consultant, completed an independent analysis in 2014 that analyzed the gross economic impacts of Point West Credit Union. The study measured jobs, economic output, and income supported by credit unions in the regional economy, as well as direct benefit value that not-for-profit credit unions are uniquely positioned to return to members. Want to help us create more stories like these? Get Involved ePoints Email Signup Stay up-to-date with all the happenings at Point West—receive news, invitations and product/service updates periodically and manage your subscriptions with ease via the bottom of each email. Name * RequiredEmail * Required Language Preference Spanish English NameThis field is for validation purposes and should be left unchanged.