Savings Accounts

Putting sunshine in your rainy-day fund

At Point West, there are many Savings and Deposit Accounts to meet your needs, to grow with you as your needs change.

Access to ATMs nationwide

You can use nearly 30,000 surcharge-free CO-OP ATMs† nationwide so you always have access to cash when you need it.

In-person teller services

We have more than 5,000 CO-OP Shared Branches (including over 2,000 self-service locations) in all 50 states, Puerto Rico, Guam, and military bases around the globe.

Free ATM Card

Free Online Banking

Pay your bills online††, access free check imaging and re-order checks.

Free Mobile Banking

This includes Mobile Check Deposit and free alerts for your accounts.

e-Statements

Sign up to receive paperless statements each month.

Share Account (Savings)

Balance

Dividend*

APY*

*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. Savings and Money Market Transfer Limitations – Up to six (6) transfers per calendar month, per suffix/account. The transfer limitation applies to preauthorized, automatic, overdraft, and telephone transfers (including Speedy Line and Online Banking) to another account of yours or a third party. A preauthorized transfer includes any arrangement with Point West Credit Union to pay a third party from your account upon written or oral orders (such as your automobile insurance company or health club, including orders received through the Automated Clearing House (ACH)). There is no limit on the number of transactions you may make to another Point West Credit Union account or withdrawals (checks made directly to you) when such transfer or withdrawal is initiated in person, by mail or at an ATM. No monthly account fee if enrolled in paperless eStatements; otherwise fee is $2/month. Minimum of $5.00 deposited in order to earn stated APY.  See full rates details and disclosures >>

Greater than $0

0.03%

0.03%

Account Details

  • 0.03% APY*
  • $5 minimum balance
  • No monthly fee with enrollment in e-statements*

Benefits

  • Free ATM card
  • Free access to more than 30,000 CO-OP ATMs nationwide
  • Free access to in-person teller service via more than 5,000 CO-OP Shared Branches (including over 2,000 self-service locations) in all 50 states, Puerto Rico, Guam, and military bases around the globe
  • Free 24/7 phone banking (we call it SpeedyLine)
  • Free Online and Mobile Banking
  • Free paperless e-Statements

Money Market Account

Balance

Dividend

APY*

*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. Savings and Money Market Transfer Limitations – Up to six (6) transfers per calendar month, per suffix/account. The transfer limitation applies to preauthorized, automatic, overdraft, and telephone transfers (including Speedy Line and Online Banking) to another account of yours or a third party. A preauthorized transfer includes any arrangement with Point West Credit Union to pay a third party from your account upon written or oral orders (such as your automobile insurance company or health club, including orders received through the Automated Clearing House (ACH)). There is no limit on the number of transactions you may make to another Point West Credit Union account or withdrawals (checks made directly to you) when such transfer or withdrawal is initiated in person, by mail or at an ATM. See full rates details and disclosures >>

$0 - $9,999

0.035%

0.035%

$10,000 - $24,999

0.050%

0.050%

$25,000 - $49,999

0.050%

0.050%

$50,000 - $99,999

0.125%

0.125%

$100,000+

0.250%

0.250%

A Point West Credit Union Money Market Account pays higher dividends than our savings account and still provides you with immediate access to your funds. Withdrawal cash as often as you like, in person. Earn interest on balances of $2,500 or more. Interest is calculated daily and paid monthly. Money Market Rates are tiered, so the more you have on deposit, the more you earn.

Transfers into your Money Market Account are unlimited. Transfers from your Money Market Account are limited to six (6) per calendar month including those made by pre-authorized, automatic, overdraft and telephone transfers as well as through online banking. Three (3) of these six may be checks written off of your Money Market Account. Transfers made in person, over the phone, or via an ATM are free and unlimited.

Investment Services.

Investment Services at Point West can help you in many areas of your financial life. Schedule your no obligation consultation with Dean Eisenbraun, Financial Advisor and Point West Business Partner, today.

Learn About Services

Annual & Community Reports.

A recap of all the work we’ve been doing at Point West Credit Union.

Read the Reports

Loans Simplified.

As a not-for-profit, member-owned, Portland, Oregon based credit union, we return the money we make to our members in many ways, including low loan rates. Compare our loan products and rates today.

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