Savings Accounts

Putting sunshine in your rainy-day fund

At Point West, there are many Savings and Deposit Accounts to meet your needs, to grow with you as your needs change.

Access to ATMs nationwide

You can use nearly 30,000 surcharge-free CO-OP ATMs† nationwide so you always have access to cash when you need it.

In-person teller services

We have more than 5,000 CO-OP Shared Branches (including over 2,000 self-service locations) in all 50 states, Puerto Rico, Guam, and military bases around the globe.

Free ATM Card

Free Online Banking

Pay your bills online††, access free check imaging and re-order checks.

Free Mobile Banking

This includes Mobile Check Deposit and free alerts for your accounts.


Sign up to receive paperless statements each month.

Share Accounts

Owners/members of Point West Credit Union have a share (savings) account with a $5 minimum balance. Your Share Account provides you access to the following benefits:

View Rates>>

Money Market Accounts

A Point West Credit Union Money Market Account pays higher dividends than our savings account and still provides you with immediate access to your funds. Withdrawal cash as often as you like, in person. Earn interest on balances of $2,500 or more. Interest is calculated daily and paid monthly. Money Market Rates are tiered, so the more you have on deposit, the more you earn.

Transfer funds to and from your account through Online Banking or over the phone through SpeedyLine (503-546-5000, option 5). Transfers into your Money Market Account are unlimited. Transfers from your Money Market Account are limited to six (6) per calendar month including those made by pre-authorized, automatic, overdraft and telephone transfers as well as through online banking.

Three (3) of these six may be checks written off of your Money Market Account. Transfers made in person, over the phone, or via an ATM are free and unlimited.

Point West Money Market Accounts are federally insured by the NCUA.

To open your Point West Money Market Account today, call 503.546.5000 option 1, visit Point West in person, or e-mail us.

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Share Certificates

Earn even more on your money with a Point West Share Certificate. Open a Certificate with as little as $500. We have various terms available. Certificates lock in a guaranteed rate for a set amount of time.

If you wish to withdraw money from a Certificate before the term expires an early withdrawal penalty applies.

STRETCH Certificate Rates>>
Regular Share Certificate Rates>>

Save to Win Certificate

Save to Win is a special certificate of deposit that gives you all the benefits of a savings account — plus the chance to win big! Each $25 deposit into this share certificate earns you an entry into the monthly and quarterly drawings. The more you save, the more chances you earn — up to 10 drawing entries per month. Not only will you build your savings and earn interest/dividends, you can win multiple prizes throughout the year. Save to Win prizes are set at the beginning of each program year, but members can open an account and start winning at any time. Not everyone will win a prize, but if you make regular deposits into your Save to Win account all year, you are guaranteed to end up with more money than you started with. It really is the smartest way to save!

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Investment Services.

Investment Services at Point West can help you in many areas of your financial life. Schedule your no obligation consultation with Dean Eisenbraun, Financial Advisor and Point West Business Partner, today.

Learn About Services

Annual & Community Reports.

A recap of all the work we’ve been doing at Point West Credit Union.

Read the Reports

Loans Simplified.

As a not-for-profit, member-owned, Portland, Oregon based credit union, we return the money we make to our members in many ways, including low loan rates. Compare our loan products and rates today.

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