Savings Accounts Putting sunshine in your rainy-day fund At Point West, there are many Savings and Deposit Accounts to meet your needs, to grow with you as your needs change. Access to ATMs nationwide You can use nearly 30,000 surcharge-free CO-OP ATMs† nationwide so you always have access to cash when you need it. In-person teller services We have more than 5,000 CO-OP Shared Branches (including over 2,000 self-service locations) in all 50 states, Puerto Rico, Guam, and military bases around the globe. Free ATM Card Free Online Banking Pay your bills online††, access free check imaging and re-order checks. Free Mobile Banking This includes Mobile Check Deposit and free alerts for your accounts. e-Statements Sign up to receive paperless statements each month. Compare our Savings Accounts Accounts Description Share Accounts Forget those monthly fees. Start saving hassle-free, today. Money Market Accounts Earn more, with all the same benefits as our standard savings account. Share Certificates Lock in your rate and watch the money roll in! Options are available to suit your need. Save To Win Certificate A prize-linked savings certificate where you can be entered to win prizes based on your participation. Share Accounts Owners/members of Point West Credit Union have a share (savings) account with a $5 minimum balance. Your Share Account provides you access to the following benefits: No monthly fee with enrollment in e-statements* Free ATM card Free access to more than 30,000 CO-OP ATMs nationwide Free access to in-person teller service via more than 5,000 CO-OP Shared Branches (including over 2,000 self-service locations) in all 50 states, Puerto Rico, Guam, and military bases around the globe Free 24/7 phone banking (we call it SpeedyLine) Free Online Banking Free paperless e-Statements Free Mobile Banking and Mobile Deposit View Rates>> Money Market Accounts A Point West Credit Union Money Market Account pays higher dividends than our savings account and still provides you with immediate access to your funds. Withdrawal cash as often as you like, in person. Earn interest on balances of $2,500 or more. Interest is calculated daily and paid monthly. Money Market Rates are tiered, so the more you have on deposit, the more you earn. Transfer funds to and from your account through Online Banking or over the phone through SpeedyLine (503-546-5000, option 5). Transfers into your Money Market Account are unlimited. Transfers from your Money Market Account are limited to six (6) per calendar month including those made by pre-authorized, automatic, overdraft and telephone transfers as well as through online banking. Three (3) of these six may be checks written off of your Money Market Account. Transfers made in person, over the phone, or via an ATM are free and unlimited. Point West Money Market Accounts are federally insured by the NCUA. To open your Point West Money Market Account today, call 503.546.5000 option 1, visit Point West in person, or e-mail us. View Rates>> Share Certificates Earn even more on your money with a Point West Share Certificate. Open a Certificate with as little as $500. We have various terms available. Certificates lock in a guaranteed rate for a set amount of time. If you wish to withdraw money from a Certificate before the term expires an early withdrawal penalty applies. STRETCH Certificate Rates>> Regular Share Certificate Rates>> Save to Win Certificate Save to Win is a special certificate of deposit that gives you all the benefits of a savings account — plus the chance to win big! Each $25 deposit into this share certificate earns you an entry into the monthly and quarterly drawings. The more you save, the more chances you earn — up to 10 drawing entries per month. Not only will you build your savings and earn interest/dividends, you can win multiple prizes throughout the year. Save to Win prizes are set at the beginning of each program year, but members can open an account and start winning at any time. Not everyone will win a prize, but if you make regular deposits into your Save to Win account all year, you are guaranteed to end up with more money than you started with. It really is the smartest way to save! View Rates>> Back to top of page Investment Services. Investment Services at Point West can help you in many areas of your financial life. Schedule your no obligation consultation with Dean Eisenbraun, Financial Advisor and Point West Business Partner, today. Learn About Services Annual & Community Reports. A recap of all the work we’ve been doing at Point West Credit Union. Read the Reports Loans Simplified. As a not-for-profit, member-owned, Portland, Oregon based credit union, we return the money we make to our members in many ways, including low loan rates. Compare our loan products and rates today. Apply Now