Help Shape the Future of Point West Credit Union

We believe in the power of community, and at Point West Credit Union, our strength lies in the diversity and collective spirit of our members. As a member-owned financial cooperative, we are excited to invite passionate and committed individuals to apply for an opportunity to serve on the Point West Board of Directors and Supervisory Committee. Why Volunteer with Point … Continue reading

5 Questions That Can Help Guide Your Holiday Tipping

Service workers help make our lives easier throughout the year — whether it’s by keeping our lawns immaculate or babysitting during date nights. The holidays are an ideal time to show gratitude for the work they do throughout the year. But how much do you tip service workers during the holidays, and whom should you prioritize? Etiquette experts have answers to these … Continue reading

5 Steps to Creating Financial Boundaries During the Holidays

Marketing ads, family functions and holiday gift-giving culture can make it feel impossible not to spend, or for some, overspend. According to a 2023 survey from NerdWallet, around half of Americans (52%) incurred credit card debt when shopping for gifts during the holidays last year, and almost a third (31%) of them still haven’t paid it off. While giving can be … Continue reading

Privacy Policy Notice

Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at or we will mail you a free copy upon request if you call us at 503.546.5000. Thank you for your continued membership!

Protecting Your Gift Card Purchases: A Holiday Shopping Reminder

We’ve received reports of scammers tampering with gift cards on store shelves. These individuals remove the cards, jot down the card information, and cover the scratched-off PIN to make them look brand new. When a shopper purchases and loads the card, the scammer can swiftly steal the funds, leaving the buyer with an empty gift card and a sense of … Continue reading

5 Strategies for Navigating Today’s Digital Tipping Culture

The nearly universal experience of finding yourself face-to-face with a checkout counter screen asking you to select an amount to tip for service can prompt a cascade of awkward questions: How much should you tip on a $5 coffee if anything? How can you decide before the cup has even been poured? Is it rude to select “no tip,” then … Continue reading

Scheduled Maintenance – 11/9/23

On Thursday, November 9th during the hours of approximately 8:00pm PST through 2:00am PST, our core system provider will be performing routine maintenance on our critical systems. During that time, you may experience interruptions with our website. We appreciate your patience and understanding as we update our systems to better serve you, our members.

Commuter Snapshot: Most Workers Hit the Roads as Costs Increase

People who drive to work day in and day out have likely grown weary of hearing about the growth (and then partial reversal) of working from home. The rising costs of their commute no doubt add insult to injury. The share of people working from home increased dramatically in 2020 and remains higher now than before the pandemic. But the … Continue reading

Head Into Shopping Season Ready to Manage Spending and Debt

Retailers once again have begun their bid for consumers’ attention with big sales early in fall. A longer holiday shopping season lets you spread out expenses, but it also could lead to overspending. Danetha Doe, founder of financial education company Money & Mimosas, said in an email, “It’s easy to go into unplanned debt during this time because many of … Continue reading

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