Avoid These 4 Prime Day Pitfalls

Black Friday used to happen only in November. But even as we’ve been getting used to the idea of those sales creeping into October, retailers have also been conditioning us to associate a third month with big deals — July. This month has sales scheduled from Amazon (Prime Day, anyone?), Target, Walmart and other big retailers. “Consumers are being trained,” … Continue reading


New Businesses Surge but May Be Tested This Year

The American entrepreneurial spirit seems to be doing well despite high borrowing costs and consumers burdened by high prices. New business applications are rolling in at a monthly rate 48% higher than the 2019 average. This surge began in the immediate wake of 2020 COVID-19 lockdowns, and it continues now in both total applications and those considered “high propensity,” which … Continue reading


Getting Ready to Retire? 3 Options for Your Small Business

Retiring is a process. It involves preparing your finances, your relationships and yourself. And if you’re a business owner, there’s an extra step — deciding what’s next for your customers and employees. As soon as you start thinking about your own retirement, start thinking about what will happen to your business, says Paul Tramontano, executive managing director and wealth manager … Continue reading


Some People Are Down on the Economy — Here’s Why We Should Care

When you ask people how they’re doing, you often get a knee-jerk “fine” or “good” without much introspection. But lately, when you ask people about the economy, they have clear feelings. Over the past several years, the economy has been remarkable, in a literal sense; there has been a lot to talk about. Inflation rose to levels we hadn’t seen … Continue reading


How to Escape From a Money Rut

Sometimes, climbing out of a money rut starts with a pep talk — to yourself. “I like affirmations and speaking out loud,” says Giovanna Gonzalez, a financial educator and author of “Cultura & Cash.” Her favorite affirmations are statements like, “I am not a reflection of my money mistakes,” “I can improve my financial situation,” and “My finances are within … Continue reading


Small-Business Owners Share Their Best Tips to Boost Revenue

Revenue, defined broadly as the total amount of money brought in by business operations over a set period of time, is an important driver of growth and an indicator of a business’s overall financial health. It’s also an important factor in qualifying for a business loan or attracting investors. Over half of small-business owners in the U.S. experienced an increase in revenue … Continue reading


5 Ways to Calm Financial Stress

Financial stress is so common that certified financial planner Katie Lindquist says almost every client she has tells her they are feeling it. “They don’t know what they should be doing with their money, and they feel like they should know. They feel shame around their money habits, which is a huge driving force of stress,” Lindquist says. To alleviate … Continue reading


Will Rental Housing Prices Drop in 2024?

An ongoing boom in apartment construction has helped slow down rental inflation — but renters shouldn’t expect prices to drop dramatically from their pandemic-padded highs. That means affordability will remain the dominant narrative in rental housing in 2024. The combination of a pandemic economic rebound, a longtime shortage of rental housing stock and high interest rates on mortgages created a perfect storm … Continue reading


6 Ways to Spring Clean Your Bank Accounts

Spring cleaning isn’t just for your closets or attic. It can apply to your finances, too. Taking the time to do a deep clean of your spending and deposits can help ensure you’re using minimal effort throughout the year to meet your saving and budgeting goals. Here are a few steps to take when you’re ready to spring clean your … Continue reading


The Best Time for High CD Rates Might Be Right Now

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Competitive rates on certificates of deposit have started to dip this year. If that trend continues, you might have a savings decision … Continue reading


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