If you woke up on Jan. 1 groggy with a holiday debt hangover, you weren’t alone: 3 in 5 shoppers took on some form of debt in the previous holiday season, NerdWallet’s latest holiday shopping report found. Much like a champagne-fueled headache, this debt can persist long after holiday merriment fades. Of those who took on holiday debt in 2018, … Continue reading →

There’s nothing like the clean slate of a new year to inspire us to do better. Unfortunately,  knowing what to do doesn’t necessarily translate into getting it done. If you’re looking to build or rebuild credit, there’s no better time than now. Here are some habits to develop — and some tips on how to make them stick. 1. Pay on … Continue reading →

The holidays can be hard: cooking elaborate meals, facing frigid temperatures, making travel plans that please everyone. Overspending, however, is too easy. In fact, about 48 million Americans are still paying off credit card debt from last holiday season, according to a NerdWallet survey conducted by The Harris Poll. To avoid financial regrets in 2020, shop intentionally. Here’s how: Understand why overspending … Continue reading →

It doesn’t matter if you were fired or laid off, whether you saw it coming or were completely blindsided: Losing your job is disorienting. You’ll feel like you’re in a fog. And yet, in that fog you still need to answer some important questions: How will you pay rent? Put gas in your car? What about your student loans? The … Continue reading →

Bravo! Everyone wants to make more money, and you’ve managed to do just that. Whether you received a raise or took a higher-paying job, a salary increase is something to celebrate. It’s also something to evaluate within your larger financial picture. That way, you know what to do with your additional cash. Here’s what to do when you get a … Continue reading →

Financial decisions are rarely easy, whether it’s buying your first car or home or deciding whether to refinance student loans. The anxiety can be heightened for millennials who witnessed economic turmoil during the Great Recession as they weigh milestone financial choices as adults. “Many [millennials] grew up and saw their parents lose a house or have to delay retirement,” says … Continue reading →