How Banking Apps Can Motivate You To Save

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Every time Olivia Robinson shops at Nordstrom, $10 moves from her checking account to savings. She set up this automatic transfer, or “rule,” in the savings app Qapital. The rule “has definitely scaled back my spending at Nordstrom,” says Robinson, 26, a flight attendant and travel blogger based in Seattle. This way of saving money “makes me feel like I … Continue reading →

There’s Always a Next Recession, so Be Prepared

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Recessions are like natural disasters: They’re inevitable, but smart preparation may reduce the impact on you. The U.S. economy has grown steadily since emerging from the “Great Recession” in June 2009, but expansions can’t continue forever, and this one is already the second-longest on record. Only the expansion from March 1991 to March 2001 lasted longer. Recessions occur when growth … Continue reading →

Quick Ways to Save More Money in 2019

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Cheers, friends! It’s a new year. Time to set some well-intentioned — but typically doomed — resolutions. Lose 20 pounds. Read 50 books. Save $5,000. Those big resolutions are sexy. They sound impressive when you tell friends. They’re also unlikely to last past Groundhog Day. This year, ditch the lofty goals and focus on simple money-saving moves you can handle while binge-watching “The Great … Continue reading →

11 Easy, Affordable DIY Holiday Gifts

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No need to ditch your frugal lifestyle around the holidays. You can save money, and earn bonus points for thoughtfulness, with a homemade gift. “Whenever someone gifts me something homemade, I always picture them working on it at their house, thinking of me,” says Emma Chapman, founder and CEO of the lifestyle blog A Beautiful Mess. “To me that’s much more intentional than … Continue reading →

Holiday Shoppers, Beware of These 3 Identity Theft Risks

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Big sales, must-have items and a list that just seems to get longer: Holiday shopping can drain your wallet and your sanity. Don’t let the stress erode your guard against identity theft, though. All that holiday shopping can leave you more vulnerable to scams. “It’s the fact that we’re not paying attention that makes the holidays so risky for ID theft,” … Continue reading →

With Money Goals, Multitasking Pays Off

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Tackling money goals one at a time cost financial literacy expert Barbara O’Neill at least $1 million. That’s how much O’Neill, a distinguished professor at Rutgers University, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home. “I tell students that eventually, 30 years later, … Continue reading →

At What Age Can You Ignore Your Credit Score?

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At some point, you’ll buy your last car and refinance your last mortgage. Surely then you can stop worrying about your credit scores.  Well, not really, although there are situations when credit scores shouldn’t be anyone’s main concern. Let’s start with some reasons why credit scores still matter, even when you don’t plan to borrow money. Lenders aren’t the only ones … Continue reading →

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