Whether it’s to manage finances, accept payments or reach new customers, more small-business owners are optimizing their business operations with digital tools — leaving them increasingly vulnerable to digital security breaches and cyber attacks. Exposure to cyber attacks topped the list of the biggest worries small-business owners face, even surpassing concerns about inflation and other economic issues, according to a … Continue reading →

When you’re hunting for work, a text alerting you to a new listing that sounds like your dream job could be your big break. But it could also be a scam designed to steal your personal information and money. “Employment scams have been around for awhile, but as technology like AI advances, we’ve seen more scammers try to take advantage of … Continue reading →

There are endless listicles online about how to make extra income while working full time, but how many of those options are realistic for busy moms? As master multi-taskers short on time, moms often need flexibility if they’re going to take on a side gig. Sometimes a hobby, passion or skill you do effortlessly can make you extra money. Other times, … Continue reading →

How much money should you have in your emergency fund? What percentage of your income should you be saving for retirement? Financial questions like these can be high-stakes. And reaching the right decision on them can seem complex and difficult, in part because there’s just so much information out there. If you feel daunted by making financial decisions like these, … Continue reading →

When electioneering, the best pledges are catchy enough to get stuck in a voter’s head. During this election, “no tax on tips” seems to be the phrase fitting that bill. Both presidential candidates are embracing the promise to exempt workers from paying taxes on their tips. But the problem with no-tax-on-tips proposals, experts say, is that they’re clearly a bid … Continue reading →

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Summertime often coincides with big spending on summer camps, travel and other seasonal fun. That can make fall the ideal time to … Continue reading →

Black Friday used to happen only in November. But even as we’ve been getting used to the idea of those sales creeping into October, retailers have also been conditioning us to associate a third month with big deals — July. This month has sales scheduled from Amazon (Prime Day, anyone?), Target, Walmart and other big retailers. “Consumers are being trained,” … Continue reading →

The American entrepreneurial spirit seems to be doing well despite high borrowing costs and consumers burdened by high prices. New business applications are rolling in at a monthly rate 48% higher than the 2019 average. This surge began in the immediate wake of 2020 COVID-19 lockdowns, and it continues now in both total applications and those considered “high propensity,” which … Continue reading →

Retiring is a process. It involves preparing your finances, your relationships and yourself. And if you’re a business owner, there’s an extra step — deciding what’s next for your customers and employees. As soon as you start thinking about your own retirement, start thinking about what will happen to your business, says Paul Tramontano, executive managing director and wealth manager … Continue reading →