The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Competitive rates on certificates of deposit have started to dip this year. If that trend continues, you might have a savings decision … Continue reading
Point West News
Whether it’s a 5% increase or a 20% bump, a pay raise at work is an opportunity to take charge of your financial priorities. A small raise might not seem like much when it’s broken down into a biweekly paycheck, but over time, that difference in income could provide a boost to your lifestyle or be put toward other financial … Continue reading
On Thursday, February 8, 2024 during the hours of approximately 8:00pm PST through 2:00am PST, our core system provider will be performing routine maintenance on our critical systems. During that time, you may experience interruptions with our website. We appreciate your patience and understanding as we update our systems to better serve you, our members.
We believe in the power of community, and at Point West Credit Union, our strength lies in the diversity and collective spirit of our members. As a member-owned financial cooperative, we are excited to invite passionate and committed individuals to apply for an opportunity to serve on the Point West Board of Directors and Supervisory Committee. Why Volunteer with Point … Continue reading
Service workers help make our lives easier throughout the year — whether it’s by keeping our lawns immaculate or babysitting during date nights. The holidays are an ideal time to show gratitude for the work they do throughout the year. But how much do you tip service workers during the holidays, and whom should you prioritize? Etiquette experts have answers to these … Continue reading
Marketing ads, family functions and holiday gift-giving culture can make it feel impossible not to spend, or for some, overspend. According to a 2023 survey from NerdWallet, around half of Americans (52%) incurred credit card debt when shopping for gifts during the holidays last year, and almost a third (31%) of them still haven’t paid it off. While giving can be … Continue reading
We’ve received reports of scammers tampering with gift cards on store shelves. These individuals remove the cards, jot down the card information, and cover the scratched-off PIN to make them look brand new. When a shopper purchases and loads the card, the scammer can swiftly steal the funds, leaving the buyer with an empty gift card and a sense of … Continue reading
The nearly universal experience of finding yourself face-to-face with a checkout counter screen asking you to select an amount to tip for service can prompt a cascade of awkward questions: How much should you tip on a $5 coffee if anything? How can you decide before the cup has even been poured? Is it rude to select “no tip,” then … Continue reading
On Thursday, November 9th during the hours of approximately 8:00pm PST through 2:00am PST, our core system provider will be performing routine maintenance on our critical systems. During that time, you may experience interruptions with our website. We appreciate your patience and understanding as we update our systems to better serve you, our members.