Point West News

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When Is It OK to Be Selfish With Your Money?

Amid rising inflation, interest rates and recession worries, money is getting tighter for many folks — and probably for you. Yet there may be charitable organizations you want to support, friends or family asking for financial help and things you want to buy for yourself. It’s possible to do these things even on a limited budget. But if you want to … Continue reading


Heads Up! Phishing scam via phone and text

We’ve received reports of members receiving text messages from non Point West phone numbers and phone calls from someone spoofing our toll-free number   (888-468-5826) asking for personal account information. These attempts are a phishing scam by someone posing as our employees. Point West will never ask for the full account number for your debit/credit card or full SSN/ITIN. Please be … Continue reading


How to Budget Realistically for Home Repairs

If you’re a homeowner and haven’t faced a big repair bill yet, just wait. Even in the best-maintained homes, stuff will wear out or break. Budgeting for these inevitable bills isn’t always easy. One commonly cited rule of thumb — to save 1% to 4% of your home’s value each year for maintenance and repairs — can give homeowners sticker shock … Continue reading


How to Buy Stuff That Lasts

Savvy consumers consider price, performance and reliability when making a major purchase, such as a car or home appliance. The greatest of these is reliability — particularly lately. Supply chain disruptions can mean long waits for parts or replacements if something breaks. Getting a new refrigerator, dishwasher or other major appliance now often takes weeks or even months, says Paul Hope, … Continue reading


Amid Inflation, Shop Back-to-School Early — But Not All at Once

Just as school-aged kids ease into summer break, the state of the economy forces many parents to put back-to-school shopping on the radar early. In fact, 87% of shoppers for kids K-12 say current economic conditions will impact the way they shop this year, up from 80% in 2021, according to recent data collected by the National Retail Federation. The … Continue reading



Trim Your Budget Strategically to Battle Rising Prices, Rates

Consumers face rising prices almost everywhere they turn, including on basics like gas and food. At the same time, rising interest rates can translate into higher credit card payments for people carrying debt month to month. That double whammy of higher costs for both everyday spending and debt translates into greater financial strain on people’s budgets. While there’s not much … Continue reading


Scheduled Maintenance – Tuesday, June 22

On Tuesday, June 22 during the hours of approximately 8:00pm PST through 2:00am PST, our core system provider will be performing routine maintenance on our critical systems. During that time, you may experience interruptions with our website. We appreciate your patience and understanding as we update our systems to better serve you, our members.


Use Your Tax Refund to Knock Down Debt, Lift Your Finances

So you’re expecting a tax refund this year. With inflation driving up the price of gas, food and nearly everything else, that extra money can’t come soon enough. The hard part is deciding how to spend it. Should you invest the money? Book a trip? If you really want to do yourself a favor, use your refund to pay off … Continue reading


3 Steps to Breaking Unhealthy Financial Habits

Some bad habits affect our physical health, like smoking, nail biting or eating too much junk food. But others take a toll on our financial health. How do you know if you have unhealthy financial habits, and what can you do to build better ones? Take these three steps. 1. Dig into your relationship with money Relationships with money are … Continue reading


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