Point West News

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Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at pointwestcu.com or we will mail you a free copy upon request if you call us at 503.546.5000. Thank you for your membership. View Privacy Policy


6 Steps to Higher Net Worth: A Year-End Financial Checklist

If you want to build momentum for your New Year’s money resolutions, set some financial improvements into motion before the end of the year. Here are six easy-to-implement steps to help boost your net worth going into the new year. 1. Mind your health insurance deductibles End-of-the-year financial planning strategies aren’t always this well-timed: “My son’s birthday is December 29th. His due … Continue reading


11/10/21 ATM Down

Unfortunately, our ATM located in the courtyard near our Lloyd Branch has been vandalized and is currently inoperable. We are working closely with our vendors to get it back up and running ASAP. In the meantime, our ATM located directly outside of our branch is up and running for your use. We apologize for any inconvenience this may cause and … Continue reading


As You Shop Black Friday, Keep Return Policies in Mind

When you think of Black Friday, the first thing that pops to mind is probably gift buying. But many of those gifts will also need to be returned — and there are going to be lots of gifts this year. The National Retail Federation expects this year’s spending to be 8.5% to 10.5% higher than last year. Knowing and understanding … Continue reading


4 Ways to Sustain Savings Habits From the Pandemic

Whether out of choice or necessity, many people spent less money in the last year and a half on things like entertainment, clothes and furniture. For some, that meant holding on to more of their income. If you were able to save some cash, you’ve set yourself up to withstand future financial crises, especially if you can continue saving. Keep … Continue reading


How Gratitude Can Help Your Financial Life

Gratitude makes us more aware of the sources of joy, wonder and hope in our lives. Being grateful also can improve health, strengthen relationships and help us manage our money. Developing gratitude requires us to focus on what we have rather than on what we lack, says Meghaan Lurtz, a senior research associate with financial planning site Kitces.com and past … Continue reading


Scheduled Maintenance: Thursday, September 23

During the hours of approximately 8:00pm – 2:00am  PST, our website provider will be performing routine maintenance on our systems. During that time, you may experience interruptions to our website. All of our other services will be available. We appreciate your patience and understanding as we update our systems to better serve you, our members. Thank you!


How to Handle Mixed-Income Friendships

Finally, as the country reopens, you’re likely seeing more of your friends. Out with the video chatting and in with the high-fiving, hugging and, well, spending. For every dinner, there’s a check to pay; for every wedding, a gift to buy; and for every concert, a ticket to score. You may notice that you and your reunited friends handle these … Continue reading


Afford the Summer of Your Dreams by Building a Budget

As concerts, vacations and social gatherings resume, it can be easy to overspend on summer fun, especially coming off of a year of quarantine. Creating a budget for summertime and beyond can help you keep track of your money, says certified financial planner Jason Dall’Acqua, president of Crest Wealth Advisors, based in Annapolis, Maryland. Dall’Acqua advises doing three things to … Continue reading


Financial Vital Signs to Monitor Right Now

A midyear financial review is often a good idea. This year, it’s almost essential. With people going back to offices, travel resuming and Congress making significant changes to various laws affecting your finances, consider taking some time to check in on your money. You might be able to make some smart moves to reflect the new realities. Budgeting See where … Continue reading


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