Wait, Whom Should We Tip for the Holidays — and How Much?

You’re likely planning to give some extra love to family and friends this time of year. But what about your dog walker or babysitter? If you haven’t already, consider showing appreciation for your service providers with a gift or bonus gratuity. After all, now is the time to “say ‘thank you’ and wish people well for the next year,” says … Continue reading

How to Sustain Generosity Beyond the Holidays

2020 asked a lot from us. We faced new challenges and reckoned with old ones, and often the world’s problems collided with our own individual needs. Help — whether in donations or even just attention — might’ve been hard to give when you required some yourself. If your finances are in better shape this giving season, you can be more … Continue reading

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Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at pointwestcu.com or we will mail you a free copy upon request if you call us at 503.546.5000. Thank you for your membership. View Privacy Policy

6 Steps to Higher Net Worth: A Year-End Financial Checklist

If you want to build momentum for your New Year’s money resolutions, set some financial improvements into motion before the end of the year. Here are six easy-to-implement steps to help boost your net worth going into the new year. 1. Mind your health insurance deductibles End-of-the-year financial planning strategies aren’t always this well-timed: “My son’s birthday is December 29th. His due … Continue reading

11/10/21 ATM Down

Unfortunately, our ATM located in the courtyard near our Lloyd Branch has been vandalized and is currently inoperable. We are working closely with our vendors to get it back up and running ASAP. In the meantime, our ATM located directly outside of our branch is up and running for your use. We apologize for any inconvenience this may cause and … Continue reading

As You Shop Black Friday, Keep Return Policies in Mind

When you think of Black Friday, the first thing that pops to mind is probably gift buying. But many of those gifts will also need to be returned — and there are going to be lots of gifts this year. The National Retail Federation expects this year’s spending to be 8.5% to 10.5% higher than last year. Knowing and understanding … Continue reading

4 Ways to Sustain Savings Habits From the Pandemic

Whether out of choice or necessity, many people spent less money in the last year and a half on things like entertainment, clothes and furniture. For some, that meant holding on to more of their income. If you were able to save some cash, you’ve set yourself up to withstand future financial crises, especially if you can continue saving. Keep … Continue reading

How Gratitude Can Help Your Financial Life

Gratitude makes us more aware of the sources of joy, wonder and hope in our lives. Being grateful also can improve health, strengthen relationships and help us manage our money. Developing gratitude requires us to focus on what we have rather than on what we lack, says Meghaan Lurtz, a senior research associate with financial planning site Kitces.com and past … Continue reading

Scheduled Maintenance: Thursday, September 23

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