Business Loans

Small Businesses, Transforming Lives

We understand that reliable access to capital is essential to our local small businesses. Whether it's a business purpose loan, line of credit or a Business VISA credit card, Point West is here to help your business succeed.

Secured Business Purpose Loans

Your business is unique, and Point West is here to discuss how we can serve your specific needs. Speak with a Member Service Representative or a Loan Officer today about how we can connect you with lending resources and options for your small business direct from your Portland-based credit union. Via local business partners and credit union cooperatives, we can help you  implement small business service tools and find a loan option which best suits your business.

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Business VISA

Built with small businesses in mind, our Business VISA credit card gives your business the purchasing power and flexibility it needs with low rates, no annual fee, and ScoreCard Rewards Points on every purchase.

  • 8.95% APR* (Purchase Rate)
  • Cash advance rate of 8.95% APR*
  • 25-day grace period
  • No annual fee
  • Apple Pay enabled
  • No international transaction fees
  • Earn ScoreCard Rewards Points on every purchase

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Business Line of Credit / Unsecured Business Loan

Take your small business to the next level! Finance a variety of business needs with an unsecured business purpose loan or business line of credit with Point West.

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Share Secured Loans

A great option for small businesses in need of repairing or rebuilding their credit. Deposit funds into a Point West share account or share certificate to secure the loan. Borrow up to 100% of the share balance. Loan status is reported to the credit bureaus.

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