Credit Cards Become a card carrying member of your financial future We have a wide selection of VISA credit cards to meet your needs. Each card features competitive rates, low fees and rewards for travel and brand name merchandise. Learn more and apply today! Eco Checking Pair your Point West VISA credit card with an Eco Checking account, and you could earn up to 2.50% APY on checking account balances up to $15,000 (restrictions apply). Earn More With Eco ScoreCard Rewards Earn ScoreCard Points with every purchase you make (dollar for dollar) to be exchanged for fabulous travel and brand-name merchandise. ScoreCard Rewards Already a Card Holder? View your account details now. Click below to access EZCardInfo.com, your one-stop shop for all things related to Point West VISA credit card. Access Your VISA Important phone numbers Automated Account Management 1.800.ASK.4BAL Lost or stolen cards 503.546.5000 or 1.888.468.5826 After Hours 1.800.991.4961 Compare our Credit Cards Credit Cards Description Platinum VISA No annual fee and 8.95% APR*? Sign me up! Business VISA Pay yourself back with ScoreCard Rewards Points on every purchase! Classic VISA Truly a classic. No annual fees and competitive rates. Need we say more? Fresh Start VISA Need to restore your credit history? Need a first-timer credit card? Want rewards? Look no further! Share Secured VISA If you have significant credit problems and don't know where to turn, this card is for you! Platinum VISA Perfect for everyday use and just the card you need for travel domestic and international – no international transaction fees, travel accident insurance, and auto rental insurance. Just the ticket to a stress-free vacation! 8.95% APR* (Purchase Rate) Cash advance rate of 8.95% APR* 25-day grace period No annual fee Apple Pay enabled Android Pay enabled Auto Rental Insurance Travel Accident Insurance of $500,000 Emergency card replacement No international transaction fees! Access to ScoreCard Rewards View Rates » Apply Today Apply Today Business VISA Built with small businesses in mind, our Business VISA credit card gives your business the purchasing power and flexiblity it needs with low rates, no annual fee, and ScoreCard Rewards Points on every purchase. Download an application using the “Get Application” link above and send to [email protected] to apply for your Point West Business VISA credit card today! 8.95% APR* (Purchase Rate) Cash advance rate of 8.95% APR* 25-day grace period No annual fee Apple Pay enabled Android Pay enabled No international transaction fees Earn ScoreCard Rewards Points on every purchase View Rates » Get Application Classic VISA Our Classic VISA credit card features ScoreCard Rewards Points, no annual fee, competitive rates, and more. 14.99% APR* (Purchase Rate) Cash advance rate of 14.99% APR* 25-day grace period No Annual Fee Apple Pay enabled Android Pay enabled No international transaction fees! Access to ScoreCard Rewards View Rates » Apply Today Apply Today Fresh Start VISA If you’ve experienced some credit problems, our Fresh Start VISA credit card could help you restore your credit history. This card is designed for members who are establishing credit for the first time, or for those who are recovering from a modest credit problem. As your credit history is established you will become eligible for our no fee and rewards cards. 17.90% APR* (Purchase Rate) Cash advance rate of 17.90% APR* $30 initial processing fee Apple Pay enabled Android Pay enabled No international transaction fees! Access to ScoreCard Rewards View Rates » Apply Today Apply Today Share Secured VISA Have limited or damaged credit? A share secured VISA credit card might be the perfect tool for you to build credit in an affordable, responsible way. For every dollar you have committed to your savings account you will have access to $0.80 in credit. This card does not require an annual fee, helps establish positive credit history and may make you eligible for other card options. 14.99% APR* (Purchase Rate) Cash advance rate of 14.99% APR* Apple Pay enabled Android Pay enabled No international transaction fees! Access to ScoreCard Rewards View Rates » Apply Today Apply Today Back to top of page Calculate & Consider. Not sure what loan rates you’re able to afford? No worries! As a Point West Credit Union member you have access to a number of free, loan cost calculators. We have partnered with BALANCE to provide these resources at no charge to our members. See Calculators Business Services. Managing cash flow for your business can be simplified with free online service at Point West. From check imaging, to bill pay, account history and loan payment access, managing your business finances just got easier. Manage Your Business Loans Simplified. As a not-for-profit, member-owned, Portland, Oregon based credit union, we return the money we make to our members in many ways, including low loan rates. Compare our loan products and rates today. Apply Now *APR = Annual Percentage Rate. Current variable rate, on approved credit. All rates and programs subject to change at any time. All loans subject to credit approval. Terms and conditions apply, see VISA Rates and Fees for details.