Credit Cards

Become a card carrying member of your financial future

We have a wide selection of VISA credit cards to meet your needs. Each card features competitive rates, low fees and rewards for travel and brand name merchandise.

Credit Card Benefits

  • Flex Checking

    Pair your Point West VISA credit card with a Flex Checking account, and you could earn up to 3.00% APY on checking account balances up to $15,000 (restrictions apply).

  • ScoreCard Rewards

    Earn ScoreCard Points with every purchase you make (dollar for dollar) to be exchanged for fabulous travel and brand-name merchandise.

  • Already a Card Holder?

    View your account details now. Click below to access EZCardInfo.com, your one-stop shop for all things related to Point West VISA credit card.

Platinum VISA Credit Card

Perfect for everyday use and just the card you need for travel domestic and international – no international transaction fees, travel accident insurance, and auto rental insurance. Just the ticket to a stress-free vacation!

  • 25-day grace period
  • Apple Pay/Android Pay
  • Auto Rental Insurance
  • Travel Accident Insurance of $500,000
  • Emergency card replacement
  • No international transaction fees!
  • Access to ScoreCard Rewards

Classic VISA Credit Card

Our Classic VISA credit card features no annual fee, competitive rates, and more.

  • 25-day grace period
  • Apple Pay/Android Pay
  • Travel Accident Insurance of $250,000
  • No international transaction fees!
  • Access to ScoreCard Rewards

Fresh Start VISA Credit Card

If you’ve experienced some credit problems, our Fresh Start VISA credit card could help you restore your credit history.

This card is designed for members who are establishing credit for the first time, or for those who are recovering from a modest credit problem. As your credit history is established you will become eligible for our no fee and rewards cards.

  • $30 initial processing fee
  • Apple Pay/Android Pay
  • Travel Accident Insurance of $250,000
  • No international transaction fees!
  • Access to ScoreCard Rewards

Share Secured VISA Credit Card

Have limited or damaged credit? A share secured VISA credit card might be the perfect tool for you to build credit in an affordable, responsible way. For every dollar you have committed to your savings account you will have access to $0.80 in credit. This card does not require an annual fee, helps establish positive credit history and may make you eligible for other card options.

  • Apple Pay/Android Pay
  • Travel Accident Insurance of $250,000
  • No international transaction fees!
  • Access to ScoreCard Rewards

Compare our Credit Cards

  • Purchase APR*

    Purchase APR*

  • Cash Advance APR*

    Cash Advance APR*

  • Annual Fee

    Annual Fee

  • Cash Advance Fee

    Cash Advance Fee

  • Late Fee

    Late Fee

  • Min. Finance Charge

    Min. Finance Charge

  • Return Payment Fee

    Return Payment Fee

  • Min. Payment

    Min. Payment

Platinum Visa Credit Card

  • Purchase APR*

    8.95%

  • Cash Advance APR*

    8.95%

  • Annual Fee

    $0.00

  • Cash Advance Fee

    $0.00

  • Late Fee

    $27.00

  • Min. Finance Charge

    $0.00

  • Return Payment Fee

    $27.00

  • Min. Payment

    3% of balance up to $25.00

Classic Visa Credit Card

  • Purchase APR*

    14.99%

  • Cash Advance APR*

    14.99%

  • Annual Fee

    $0.00

  • Cash Advance Fee

    $0.00

  • Late Fee

    $27.00

  • Min. Finance Charge

    $0.00

  • Return Payment Fee

    $27.00

  • Min. Payment

    3% of balance up to $25.00

Fresh Start Visa Credit Card

  • Purchase APR*

    17.90%

  • Cash Advance APR*

    17.90%

  • Annual Fee

    $0.00

  • Cash Advance Fee

    $0.00

  • Late Fee

    $27.00

  • Min. Finance Charge

    $0.00

  • Return Payment Fee

    $27.00

  • Min. Payment

    3% of balance up to $25.00

Share Secured Visa Credit Card

  • Purchase APR*

    14.99%

  • Cash Advance APR*

    14.99%

  • Annual Fee

    $0.00

  • Cash Advance Fee

    $0.00

  • Late Fee

    $27.00

  • Min. Finance Charge

    $0.00

  • Return Payment Fee

    $27.00

  • Min. Payment

    3% of balance up to $25.00

Disclosures

*APR = Annual Percentage Rate. Current variable rate, on approved credit. All rates and programs subject to change at any time. All loans subject to credit approval.  Terms and conditions apply, see VISA Rates and Fees for details.

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