Credit Cards
Your Card, Your Benefits
Explore our range of VISA credit cards designed to meet your needs. Benefit from competitive rates, low fees, and rewarding perks for travel and brand-name merchandise.
Credit Card Benefits
Flex Checking
Combine your Point West VISA credit card with a Flex Checking account to earn up to 3.00% APY on balances up to $15,000 (terms apply).
ScoreCard Rewards
Earn ScoreCard Points with every purchase, dollar for dollar, and redeem them for exciting travel rewards and brand-name merchandise.
Already a Card Holder?
Access your account details easily. Visit eZCardInfo.com, your go-to platform for everything related to your Point West VISA credit card.
Explore your options
Platinum VISA Credit Card
Perfect for everyday use and ideal for both domestic and international travel, this card offers no international transaction fees, travel accident insurance, and auto rental insurance. It’s your ticket to a stress-free vacation!
- 25-day grace period
- Apple Pay/Android Pay
- Auto Rental Insurance
- Travel Accident Insurance of $500,000
- Emergency card replacement
- No international transaction fees!
- Access to ScoreCard Rewards
Classic VISA Credit Card
Our Classic VISA credit card offers no annual fee, competitive rates, and more benefits for your convenience.
- 25-day grace period
- Apple Pay/Android Pay
- Travel Accident Insurance of $250,000
- No international transaction fees!
- Access to ScoreCard Rewards
Fresh Start VISA Credit Card
If you’ve had credit issues, our Fresh Start VISA credit card can help rebuild your credit history. Designed for those establishing or recovering credit, this card paves the way to eligibility for our no-fee and rewards cards as your credit improves.
- $30 initial processing fee
- Apple Pay/Android Pay
- Travel Accident Insurance of $250,000
- No international transaction fees!
- Access to ScoreCard Rewards
Share Secured VISA Credit Card
Have limited or damaged credit? Our share secured VISA credit card is an ideal tool to build credit affordably and responsibly. For every dollar in your savings, you’ll have access to $0.80 in credit. With no annual fee, it helps establish a positive credit history and may qualify you for other card options.
- Apple Pay/Android Pay
- Travel Accident Insurance of $250,000
- No international transaction fees!
- Access to ScoreCard Rewards
Build Better Credit, One Swipe at a Time
Credit Pathways provides the tools and tips you need to manage your credit card responsibly and grow your score.
Compare our Credit Cards
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Purchase APR*
Purchase APR*
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Cash Advance APR*
Cash Advance APR*
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Annual Fee
Annual Fee
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Cash Advance Fee
Cash Advance Fee
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Late Fee
Late Fee
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Min. Finance Charge
Min. Finance Charge
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Return Payment Fee
Return Payment Fee
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Min. Payment
Min. Payment
Platinum Visa Credit Card
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Purchase APR*
8.95%
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Cash Advance APR*
8.95%
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Annual Fee
$0
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Cash Advance Fee
$0
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Late Fee
$27.00
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Min. Finance Charge
$0.00
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Return Payment Fee
$27.00
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Min. Payment
3% of balance up to $25.00
Classic Visa Credit Card
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Purchase APR*
14.99%
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Cash Advance APR*
14.99%
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Annual Fee
$0
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Cash Advance Fee
$0
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Late Fee
$27.00
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Min. Finance Charge
$0.00
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Return Payment Fee
$27.00
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Min. Payment
3% of balance up to $25.00
Fresh Start Visa Credit Card
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Purchase APR*
17.90%
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Cash Advance APR*
17.90%
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Annual Fee
$0
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Cash Advance Fee
$0
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Late Fee
$27.00
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Min. Finance Charge
$0.00
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Return Payment Fee
$27.00
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Min. Payment
3% of balance up to $25.00
Share Secured Visa Credit Card
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Purchase APR*
14.99%
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Cash Advance APR*
14.99%
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Annual Fee
$0
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Cash Advance Fee
$0
-
Late Fee
$27.00
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Min. Finance Charge
$0.00
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Return Payment Fee
$27.00
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Min. Payment
3% of balance up to $25.00
Contact Card Services
eZCard Services
eZCard Website: Visit eZCard Website
eZCardInfo: 1.866.604.0380
Account Management
Automated Account Management: 1.800.ASK.4BAL (1.800.275.4225)
PIN Change
ATM/Debit PIN# Change (Within US): 1.866.297.3411
ATM/Debit PIN# Change (Out of US): 727.227.9600
Fraud and Dispute
Fraud and Dispute Hotline: 1.800.600.5249
Mon-Fri: 5:00 am to 5:45 pm PT
Sat: 6:00 am to 11:45 am PT
Lost/Stolen Cards
ATM & Debit Lost/Stolen: 800.543.5073
Credit Card Lost/Stolen: 1.800.991.4961
Open your Point West Visa Credit Card today!
Disclosures
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*APR = Annual Percentage Rate. Current variable rate, on approved credit. All rates and programs subject to change at any time. All loans subject to credit approval. Terms and conditions apply, see VISA Rates and Fees for details.