Bicycle Loans

Pedal power to the people!

Point West Credit Union is proud to offer our members bicycle loans - you spoke and we listened! With competitive rates and flexible terms, riding away with a new bicycle is easy.

Bike on!

Portland’s biking community continues to grow in wonderful and exciting ways  – and so does the need for funding for bicycles and necessary riding accessories. Point West is a proud supporter of biking and other alternative modes of transportation in Portland and beyond. With affordable payments and low rates, riding away on your new bicycle (and all the gear you need to make your bike uniquely yours) is easier than ever. Apply today! To get started or for additional questions, please contact our Loan Team at [email protected]

Bicycle Loans

APR (Fixed)*

*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

3.99% - 7.24%

Helping you navigate and thrive!

Sustainability Efforts.

Point West is committed to making strides towards a greener future for your credit union. Through alternative transportation loans, building & business practice improvements, & online resources like e-Statements, every small investment helps!

Learn About Sustainability

Calculate & Consider.

Not sure what loan rates you’re able to afford? No worries! As a Point West Credit Union member you have access to a number of free, loan cost calculators. We have partnered with BALANCE to provide these resources at no charge to our members.

See Calculators

Loans Simplified.

As a not-for-profit, member-owned, Portland, Oregon based credit union, we return the money we make to our members in many ways, including low loan rates. Compare our loan products and rates today.

Apply Now

Bicycle Loan rate is fixed. Rates are based on credit history and credit qualifications and are subject to change. Minimum loan amount of $750, maximum loan amount of $5000. Applies to new purchases only. Rate includes 0.25% discount for automatic payment; otherwise rate is 0.25% higher. Terms and conditions apply. Contact Point West for complete information at 503.546.5000.

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