Vehicle Loans
Be your own driving force
Point West offers competitive vehicle loan rates, convenient application options, and helpful resources. We make shopping for your next car hassle-free! Through our auto lending team and trusted business partnerships, the search and financing of your new car all happen here.
Auto Mentors Auto Shopping Services
Do you dread the car-shopping process? Skip the lot and the hassle with our friends at Auto Mentors. Their personalized auto shopping services will help you get into the car you want, all the while working with our Lending Team to get your loan done and the keys to your new car in your hand as soon as possible.
Contact Russ Johnson, your personal auto shopper, at 503.654.1244 or [email protected] and experience a better car buying experience today!
Resources for You
Visit Kelley Blue Book to check the value of your car or for any of your vehicle needs.
Need to estimate your monthly payments? This financing calculator may be what you’re looking for.
Get your vehicles history report with CARFAX.
Vehicle Loan (New)
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APR (Fixed)* |
Applies to |
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*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> |
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5.49% - 17.49% |
Current Year - 2 Year Old Vehicles |
Vehicle Loan (Used)
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APR (Fixed)* |
Applies to |
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*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> |
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5.74% - 18.24% |
3-8 Year Old Vehicles |
Vehicle Loan (Older Used)
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APR (Fixed)* |
Applies to |
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*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> |
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6.99% - 19.24% |
9-12 Year Old Vehicles |
Boat & RV
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APR (Fixed)* |
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*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> |
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6.50% - 19.50% |
We're here to help
Our Lending Team is standing by to help you lock in a low-rate loan for your new vehicle today.* Apply in person at Point West, online 24/7 through our online application, or by telephone by calling 503.546.5000. A dedicated PW loan officer will walk you through the entire process. We pride ourselves on our local lending, onsite decisions, and easy access. Walk-ins welcome! Appointments available.
Join our family!
Disclosures
*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. All rates are variable unless noted otherwise, and are tied to the Prime Rate. Rate changes the 1st day of the month after the Prime Rate index changes. You will receive written notification in advance of any increase. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms.