Point West News

What's Happening At Point West

Relief Checks May Be Coming, but Scammers Are Already Here

Congress is working out the details of help for most Americans in the form of payments likely to come within the next few weeks. But the Federal Trade Commission is concerned you’ll hear from a scammer before you get a check. Scammers, too, are working from home during the coronavirus crisis, it seems, “and they will take any opportunity to … Continue reading


What Point West is doing in response to COVID-19

Updated 11:05 a.m. PT, April 27, 2020 Emergency Loan solution for our members Due to overwhelming demand, we have had to discontinue new applications for this program at this time. We will continue to explore ways to expand and reopen this program with our community partners and will update this page if there are any changes in availability. We will … Continue reading


How to Protect Your Finances and Credit in Tough Times

The quickly unfolding coronavirus outbreak is an extreme case, but any sort of hard times will test our personal finances. Many people are now facing reduced work hours and income while watching with worry as stock market upheaval continues. Preparation is better than panic, however. And starting now is better than doing nothing. To get your finances ready for tough … Continue reading


How to Keep Your Spirits Up in the Long Game of Saving

Dreaming of a savings goal is almost always fun — a sunny vacation, the perfect home, a dazzling holiday gift. But think about how long it can take to get there, and all that fun might fade away. Even if you’re doing the right things, such as cutting your expenses or taking a part-time job for extra income, it can … Continue reading


Concerned About Coronavirus? How to Prepare Your House, Mind and Bank Account

Coronavirus. It’s all over the news. It’s trending on Twitter. It’s on your TV. And it’s dominating the push alerts on your phone. Coronavirus disease 2019 (abbreviated COVID-19) is a respiratory illness caused by a novel coronavirus that was first identified in Wuhan, China. Cases have now been detected in at least 50 locations internationally, according to the Centers for … Continue reading


Identity Theft Protection You May Not Know You Already Have

Ever spend a lot on a new tool or kitchen gadget and then discover you already have one, or something similar? If you’re thinking about paying for identity theft protection, it’s worth checking to see if you already have access to free or deeply discounted monitoring services or recovery help. Your chances of being affected by a data breach are … Continue reading


How to Use Your Tax Refund to Polish Your Credit

If you’re looking to build credit or help your score recover from past mistakes, a cash infusion can help — especially if you know where to target it for maximum impact. About half of Americans expect an income tax refund this year, according to a NerdWallet survey of 2,002 U.S. adults conducted by The Harris Poll. Those expecting a refund estimated … Continue reading


How to Quickly Drop Holiday Debt

If you woke up on Jan. 1 groggy with a holiday debt hangover, you weren’t alone: 3 in 5 shoppers took on some form of debt in the previous holiday season, NerdWallet’s latest holiday shopping report found. Much like a champagne-fueled headache, this debt can persist long after holiday merriment fades. Of those who took on holiday debt in 2018, … Continue reading


5 Ways to Get Credit-Healthy in the New Year

There’s nothing like the clean slate of a new year to inspire us to do better. Unfortunately,  knowing what to do doesn’t necessarily translate into getting it done. If you’re looking to build or rebuild credit, there’s no better time than now. Here are some habits to develop — and some tips on how to make them stick. 1. Pay on … Continue reading


Treat Yourself to Your Maximum Refund and a Chance to Win $25K

Treat yourself to a stress-free tax season! Point West Credit Union has teamed with TurboTax to save you up to $15 on TurboTax and a chance to win $25,000. Right for your unique tax situation. Simple filer? Homeowner? Investor? Freelancer or side-gigger? TurboTax has a solution for you. File with confidence.  TurboTax guarantees 100% accurate calculations and runs thousands of error checks … Continue reading


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