Point West News

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Hispanic Heritage Month

With Hispanic Heritage month in full swing, we wanted to share some of the work and events we’ve participated in for our Hispanic community! Collaboration with the Mexican Consulate: Programa Consular de Emprendimiento para Mexicanas en el Exterior – The PCEME’s objective is that women of Mexican origin who reside abroad obtain educational tools, information and training in entrepreneurship, which … Continue reading


What Student Loan Cancellation Could Mean for Your Budget

The Biden administration announced plans for federal student loan relief last month. The plans include the cancellation of up to $10,000 in debt for borrowers who meet income requirements and up to $20,000 for Pell Grant recipients. Beyond cancellation, the proposal also extended the pause on loan repayment through the end of the year and introduced a new income-driven repayment plan aimed … Continue reading


Don’t Let Money Rules of Thumb Get You Down

Put 20% down when buying a home. Don’t spend more than 30% of your income on housing costs. Keep child care expenses below 10% of your annual household income. These money rules of thumb can be useful guardrails, helping you allocate spending and determine what’s affordable. They can also be incredibly defeating when they feel unattainable. If money “rules” feel … Continue reading



Ask a Nerd: Will Interest Rates Continue to Rise?

No analyst or economist (or journalist) can know the future for certain. But if the past several months are any indication, it looks like we’ll continue to see a healthy increase in interest rates throughout the rest of 2022. There are quite a few macroeconomy mechanisms that can affect interest rates. Let’s break down how these different factors affect whether … Continue reading


When Is It OK to Be Selfish With Your Money?

Amid rising inflation, interest rates and recession worries, money is getting tighter for many folks — and probably for you. Yet there may be charitable organizations you want to support, friends or family asking for financial help and things you want to buy for yourself. It’s possible to do these things even on a limited budget. But if you want to … Continue reading


Heads Up! Phishing scam via phone and text

We’ve received reports of members receiving text messages from non Point West phone numbers and phone calls from someone spoofing our toll-free number   (888-468-5826) asking for personal account information. These attempts are a phishing scam by someone posing as our employees. Point West will never ask for the full account number for your debit/credit card or full SSN/ITIN. Please be … Continue reading


How to Budget Realistically for Home Repairs

If you’re a homeowner and haven’t faced a big repair bill yet, just wait. Even in the best-maintained homes, stuff will wear out or break. Budgeting for these inevitable bills isn’t always easy. One commonly cited rule of thumb — to save 1% to 4% of your home’s value each year for maintenance and repairs — can give homeowners sticker shock … Continue reading


How to Buy Stuff That Lasts

Savvy consumers consider price, performance and reliability when making a major purchase, such as a car or home appliance. The greatest of these is reliability — particularly lately. Supply chain disruptions can mean long waits for parts or replacements if something breaks. Getting a new refrigerator, dishwasher or other major appliance now often takes weeks or even months, says Paul Hope, … Continue reading


Amid Inflation, Shop Back-to-School Early — But Not All at Once

Just as school-aged kids ease into summer break, the state of the economy forces many parents to put back-to-school shopping on the radar early. In fact, 87% of shoppers for kids K-12 say current economic conditions will impact the way they shop this year, up from 80% in 2021, according to recent data collected by the National Retail Federation. The … Continue reading


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