Finally, as the country reopens, you’re likely seeing more of your friends. Out with the video chatting and in with the high-fiving, hugging and, well, spending. For every dinner, there’s a check to pay; for every wedding, a gift to buy; and for every concert, a ticket to score. You may notice that you and your reunited friends handle these … Continue reading
As concerts, vacations and social gatherings resume, it can be easy to overspend on summer fun, especially coming off of a year of quarantine. Creating a budget for summertime and beyond can help you keep track of your money, says certified financial planner Jason Dall’Acqua, president of Crest Wealth Advisors, based in Annapolis, Maryland. Dall’Acqua advises doing three things to … Continue reading
A midyear financial review is often a good idea. This year, it’s almost essential. With people going back to offices, travel resuming and Congress making significant changes to various laws affecting your finances, consider taking some time to check in on your money. You might be able to make some smart moves to reflect the new realities. Budgeting See where … Continue reading
By now, you may heard Gov. Brown’s announcement that Oregon will reopen this Wednesday, June 30th, which includes ending the mask mandate. Unfortunately, Oregon OSHA has not yet weighed in on how this new directive will be implemented for Oregon businesses, including Point West. Oregon OSHA’s input is crucial before any changes can be announced. For now, Point West will … Continue reading
After more than a year of navigating lockdowns, mandates and COVID-19 protocols, small-business owners are starting to see a light at the end of the tunnel. But the debt many needed to take on to weather the pandemic still casts an ominous shadow. In 2020, 79% of small employer firms (up to 499 employees) reported having outstanding debt, up from … Continue reading
We’re three months into 2021. Let’s check on those financial New Year’s resolutions. (Remember those?) Quite possibly, they’ve already gone awry. Maybe you planned to build a $1,000 emergency fund, but the balance is still zero. Or perhaps you swore off takeout, yet you’re scraping the last bite of chow mein from a paper container as you read this. Don’t … Continue reading
The U.S. economy ground to a halt in March 2020 as state after state issued lockdown orders and shut down businesses to blunt the spread of the coronavirus. A year later, mask-wearing is commonplace, the phrase “social distancing” is now in the dictionary, elbow bumps have replaced fist bumps and hugs are still on pause. The tumult of the COVID-19 … Continue reading
I placed more online orders than I can count in 2020. And I justified all of them. My front porch was filled with boxes containing all sorts of things: furniture (I needed to redecorate), paper towels (I needed to stock up), crafts (I needed activities), board games (more activities) and a treadmill (I needed exercise). But if I’m being honest, … Continue reading
Due to the wintry weather conditions and the safety of our staff and members, our Lloyd Branch will remain closed today, Friday, February 12, 2021. We apologize for any inconvenience. We will be offering limited phone-only business hours between 10 AM and 4 PM. You can reach us at [email protected] or at 503-546-5000. Please note that wait times may be … Continue reading
After close to a year of living with the pandemic, the effect on people’s finances has varied widely. If you’re in the fortunate position of still having a steady income, you can plan for what lies ahead in 2021. A good first step is dealing with debt. Maybe you leaned on credit cards to get through the ups and downs … Continue reading
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