Create a custom plan designed around your specific financial needs. Credit Pathways offers 24/7 access to tailored strategies and real-time credit tracking to help you succeed—all free to enroll and use, giving you the tools you need at no cost.
See what Credit Pathways can do for you
Transform your financial goals into achievable milestones.
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Track your credit score
Keep tabs on your credit score with ease. Credit Pathways gives you up-to-date information to help you make informed financial decisions.
Personalized help from a digital credit counselor
Get personalized advice from Credit Pathways whenever you need it. Tailored support helps you take control of your financial future.
Articles targeting your specific needs
Dive into expert advice and articles tailored to your specific financial journey. Get the insights you need to make informed decisions.
Build a personalized path for your financial goals
Achieve your goals with a personalized financial plan. Our tools and advice are tailored to fit your individual needs.
Easy access to recommended Point West products
Discover Point West products that match your financial goals at every step. Whether you need loans or savings, Credit Pathways provides everything to help you succeed.
Explore tools to meet your goals
Leverage a range of financial tools designed to help you meet your goals. From budgeting to credit tracking, Credit Pathways has you covered.
*Credit Pathways is a service of Credit Mountain. Neither Credit Mountain nor Point West Credit Union can guarantee that your credit score will improve or that you will be approved for credit products in the future. The advice provided by Credit Pathways’ technology might be different from the advice you would receive from a certified credit counselor.
Enrollment is required to use Credit Pathways. You do not need to be a member of PWCU in order to enroll.
Credit Pathways is free to enroll in and use. You will have the option to purchase services, like rent reporting, from Credit Mountain’s affiliate partners. You may also be offered an optional credit builder loan that includes interest charges (subject to availability).
For questions about Credit Pathways, please email [email protected].