PW staff member posing for the camera.

Business Certificates of Deposit

Grow Your Business Funds Securely

Achieve reliable business growth with our fixed-rate CDs. By locking in a consistent rate, you can plan your financial future with confidence and security.

Business Certificate of Deposit Benefits

Grow Money

Guaranteed Business Returns

Lock in a fixed interest rate for the term, ensuring predictable growth of your business savings.

Transaction Alert

Tailored Term Options

Choose term lengths that fit your business’ financial objectives and schedule.

Graph

Higher Earnings for Your Business

Enjoy competitive rates that outperform regular savings accounts, enhancing your returns.

Regular Share Certificate of Deposit

  • Guaranteed Returns: Enjoy peace of mind with a fixed interest rate, ensuring predictable and secure earnings over the term of your certificate.
  • Flexible Terms: Choose from a variety of terms to fit your financial goals, giving you the flexibility to plan your savings strategy.
  • Low Minimum Investment: Start earning with as little as $500, making it accessible to begin growing your savings with our Share Certificates.
Regular Share Certificate of Deposit

Term

Deposit

Dividend

APY*

Additional deposit and rate bump?

*APY = Annual Percentage Yield. Terms and conditions apply. Penalties for early withdrawal will be assessed. Contact Point West at 503.546.5000 for complete details. 36, 48 and 60 month certificates allow one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate will only apply to dividends accrued on currently deposited funds through the remainder of the maturity term. See full rates details and disclosures >>

Learn More

Term

3 months

Deposit

$500 – 200K

Dividend

0.698%

APY*

0.70%

Additional deposit and rate bump?

Term

12 months

Deposit

$500 – 200K

Dividend

4.169%

APY*

4.25%

Additional deposit and rate bump?

Term

24 months

Deposit

$500 – 200K

Dividend

2.472%

APY*

2.50%

Additional deposit and rate bump?

Term

36 months

Deposit

$500 – 200K

Dividend

2.570%

APY*

2.60%

Additional deposit and rate bump?

(Once per certificate term)

Term

48 months

Deposit

$500 – 200K

Dividend

2.325%

APY*

2.35%

Additional deposit and rate bump?

(Once per certificate term)

Term

60 months

Deposit

$500 – 200K

Dividend

2.472%

APY*

2.50%

Additional deposit and rate bump?

(Once per certificate term)

Save to Win Certificate of Deposit

  • Win Prizes While Saving: Each $25 deposit into your Save to Win certificate earns you an entry into monthly and quarterly drawings, giving you multiple chances to win cash prizes throughout the year.
  • Earn Interest and Build Savings: Enjoy all the benefits of a certificate, including earning interest/dividends on your deposits, while increasing your chances to win.
  • Guaranteed Savings Growth: Even if you don’t win a prize, regular deposits into your Save to Win certificate ensure that you’ll end the year with more money than you started with, making it a smart and rewarding way to save.
Save To Win Certificate of Deposit

Term

Min. Deposit

Dividend

APY*

*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. Participating members may deposit unlimited funds in a Qualifying Certificate Account, with an unlimited number of deposits, provided that prize entries and eligibility are limited as set forth in the Official Account and Prize Entry Rules. Contact Point West at 503.546.5000 for complete details. See full rates details and disclosures >>

Learn More

Term

12 months

Min. Deposit

$25

Dividend

4.169%

APY*

4.25%

See how you can Save to Win!

Compare our Certificates

  • Minimum opening balance

    Minimum opening balance

  • Tiered rates

    Tiered rates

  • Term

    Term

  • Annual Percentage Yield (APY) as high as

    Annual Percentage Yield (APY) as high as

Regular Share CD

  • Minimum opening balance

    $500

  • Tiered rates

    Yes

  • Term

    3, 12, 24, 36, 48, 60 months

  • Annual Percentage Yield (APY) as high as

    3.50%**

Save To Win CD

  • Minimum opening balance

    $25

  • Tiered rates

    No

  • Term

    12 months

  • Annual Percentage Yield (APY) as high as

    2.75%***

Lock in Your Rate Today!

Open your Certificate of Deposit

Disclosures

*APY = Annual Percentage Yield. Terms and conditions apply. Penalties for early withdrawal will be assessed. $15,000 new money required. Contact Point West at 503.546.5000 for complete details. See full rates details and disclosures.

**APY = Annual Percentage Yield. Terms and conditions apply. Penalties for early withdrawal will be assessed. Contact Point West at 503.546.5000 for complete details. 36, 48 and 60 month certificates allow one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate will only apply to dividends accrued on currently deposited funds through the remainder of the maturity term. See full rates details and disclosures >>

***APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. Participating members may deposit unlimited funds in a Qualifying Certificate Account, with an unlimited number of deposits, provided that prize entries and eligibility are limited as set forth in the Official Account and Prize Entry Rules. Contact Point West at 503.546.5000 for complete details. See full rates details and disclosures >>