Business Certificates of Deposit
Grow Your Business Funds Securely
Achieve reliable business growth with our fixed-rate CDs. By locking in a consistent rate, you can plan your financial future with confidence and security.
Business Certificate of Deposit Benefits
Guaranteed Business Returns
Lock in a fixed interest rate for the term, ensuring predictable growth of your business savings.
Tailored Term Options
Choose term lengths that fit your business’ financial objectives and schedule.
Higher Earnings for Your Business
Enjoy competitive rates that outperform regular savings accounts, enhancing your returns.
Regular Share Certificate of Deposit
- Guaranteed Returns: Enjoy peace of mind with a fixed interest rate, ensuring predictable and secure earnings over the term of your certificate.
- Flexible Terms: Choose from a variety of terms to fit your financial goals, giving you the flexibility to plan your savings strategy.
- Low Minimum Investment: Start earning with as little as $500, making it accessible to begin growing your savings with our Share Certificates.
|
Term |
Deposit |
Dividend |
APY* |
Additional deposit and rate bump? |
|---|---|---|---|---|
|
*APY = Annual Percentage Yield. Terms and conditions apply. Penalties for early withdrawal will be assessed. Contact Point West at 503.546.5000 for complete details. 36, 48 and 60 month certificates allow one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate will only apply to dividends accrued on currently deposited funds through the remainder of the maturity term. See full rates details and disclosures >> |
||||
|
Term 3 months |
Deposit $500 – 200K |
Dividend 0.698% |
APY* 0.70% |
Additional deposit and rate bump? |
|
Term 12 months |
Deposit $500 – 200K |
Dividend 3.687% |
APY* 3.75% |
Additional deposit and rate bump? |
|
Term 24 months |
Deposit $500 – 200K |
Dividend 2.472% |
APY* 2.50% |
Additional deposit and rate bump? |
|
Term 36 months |
Deposit $500 – 200K |
Dividend 2.570% |
APY* 2.60% |
Additional deposit and rate bump? (Once per certificate term) |
|
Term 48 months |
Deposit $500 – 200K |
Dividend 2.325% |
APY* 2.35% |
Additional deposit and rate bump? (Once per certificate term) |
|
Term 60 months |
Deposit $500 – 200K |
Dividend 2.472% |
APY* 2.50% |
Additional deposit and rate bump? (Once per certificate term) |
Compare our Certificates
-
Minimum opening balance
Minimum opening balance
-
Tiered rates
Tiered rates
-
Term
Term
-
Annual Percentage Yield (APY) as high as
Annual Percentage Yield (APY) as high as
Regular Share CD
-
Minimum opening balance
$500
-
Tiered rates
Yes
-
Term
3, 12, 24, 36, 48, 60 months
-
Annual Percentage Yield (APY) as high as
3.75%**
Lock in Your Rate Today!
Disclosures
-
*APY = Annual Percentage Yield. Terms and conditions apply. Penalties for early withdrawal will be assessed. $15,000 new money required. Contact Point West at 503.546.5000 for complete details. See full rates details and disclosures.
**APY = Annual Percentage Yield. Terms and conditions apply. Penalties for early withdrawal will be assessed. Contact Point West at 503.546.5000 for complete details. 36, 48 and 60 month certificates allow one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate will only apply to dividends accrued on currently deposited funds through the remainder of the maturity term. See full rates details and disclosures >>