
Banking for Non-Profits
We’re mission-driven, just like you
Is your 501(c)(3) non-profit organization looking for a mission-driven financial partner? Financial empowerment is more than a goal—it’s our purpose. Your support helps sustain our mission to create lasting, inclusive change through innovative products and services. Every dollar deposited at Point West allows us to extend affordable credit and vital financial services to the communities that need it most.
Community Helping Community
Community partnerships are essential for extending our reach and connecting with the people we hope to serve. We proudly partner with more than 20 local community organizations in our efforts to realize our mission.
Cultivating Financial Empowerment
We’re passionate about helping individuals, non-profits and local businesses in attaining their goals. With rates up to 3.00% APY on our checking account, we’re positive that you’ll continue to see your organization grow and thrive.
Proudly Local
Point West has been a part of the Portland community for more than 90 years. We’re proud to be a local financial institution working to lift up the underserved, including immigrants, communities of color, non-profits, and small businesses.
Boost Your Non-Profit’s Returns
Balancing liquidity for operations with maximizing returns is key for nonprofits, and we’re here to help. Point West proudly offers an additional 0.10% APY on certificates of deposit for your organization. It’s our way of thanking you for your vital contributions to the community.
Balance |
Dividend |
APY* |
---|---|---|
*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. No monthly account fee if enrolled in paperless eStatements; otherwise fee is $2/month. For active, qualifying 501(c)(3) non-profit organizations only. Subject to verification. For complete account terms, rates and fees, contact the credit union at 503.546.5000. Federally insured by NCUA. |
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Balance $0 – $100,000 |
Dividend 1.243% |
APY* 1.25% |
Balance $100,001 |
Dividend 0.100% |
APY* 0.10% |
Term |
Deposit |
Dividend |
APY* |
Additional deposit and rate bump? |
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*APY = Annual Percentage Yield. Terms and conditions apply. Penalties for early withdrawal will be assessed. Contact Point West at 503.546.5000 for complete details. 36, 48 and 60 month certificates allow one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate will only apply to dividends accrued on currently deposited funds through the remainder of the maturity term. See full rates details and disclosures >> |
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Term 3 months |
Deposit $500 – 200K |
Dividend 0.698% |
APY* 0.70% |
Additional deposit and rate bump? |
Term 12 months |
Deposit $500 – 200K |
Dividend 4.169% |
APY* 4.25% |
Additional deposit and rate bump? |
Term 24 months |
Deposit $500 – 200K |
Dividend 2.472% |
APY* 2.50% |
Additional deposit and rate bump? |
Term 36 months |
Deposit $500 – 200K |
Dividend 2.570% |
APY* 2.60% |
Additional deposit and rate bump? (Once per certificate term) |
Term 48 months |
Deposit $500 – 200K |
Dividend 2.325% |
APY* 2.35% |
Additional deposit and rate bump? (Once per certificate term) |
Term 60 months |
Deposit $500 – 200K |
Dividend 2.472% |
APY* 2.50% |
Additional deposit and rate bump? (Once per certificate term) |
Stress-Free Access
Our Business Checking & Savings Accounts were built with non-profits and small businesses in mind, offering you stress-free access to the cash flow you need.
Personal Service
Count on us to provide you with personal, knowledgeable service. We are here to help your organization flourish. We’ll make things smooth and efficient with friendly face-to-face service.
Options to help you grow
We understand that need is great and resources can be scarce. Whether it’s a business purpose loan, line of credit or a Business VISA credit card, Point West is here to help your organization meet growing demands.
Compare our Business Checking Accounts
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Best if you want
Best if you want
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Dividend Rate
Dividend Rate
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No monthly fee
No monthly fee
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No minimum balance
No minimum balance
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Automatic payment loan rate discount eligibility
Automatic payment loan rate discount eligibility
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Requirements
Requirements
Business Flex Checking w/ Visa Debit Card
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Best if you want
A simple, straightforward savings with hassle-free access to your funds and solid returns.
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Dividend Rate
1.50% APY*
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No monthly fee
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No minimum balance
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Automatic payment loan rate discount eligibility
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Requirements
- Enroll in Online Banking
- Enroll in paperless eStatements
- Minimum $500 Direct Deposit each month
- Complete 15 Point West Visa Debit Card transactions during the month**
Business Flex Checking w/ Visa Credit Card
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Best if you want
An account to maximize your earnings with great returns, enhanced rewards, and a high APY.
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Dividend Rate
3.00% APY*
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No monthly fee
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No minimum balance
-
Automatic payment loan rate discount eligibility
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Requirements
- Enroll in Online Banking
- Enroll in paperless eStatements
- Minimum $500 Direct Deposit each month
- Complete 15 Point West Visa Credit Card transactions during the month.**