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Banking for Non-Profits

We’re mission-driven, just like you

Is your 501(c)(3) non-profit organization looking for a mission-driven financial partner? Financial empowerment is more than a goal—it’s our purpose. Your support helps sustain our mission to create lasting, inclusive change through innovative products and services. Every dollar deposited at Point West allows us to extend affordable credit and vital financial services to the communities that need it most.

Community

Community Helping Community

Community partnerships are essential for extending our reach and connecting with the people we hope to serve. We proudly partner with more than 20 local community organizations in our efforts to realize our mission.

Grow Money

Cultivating Financial Empowerment

We’re passionate about helping individuals, non-profits and local businesses in attaining their goals. With rates up to 3.00% APY on our checking account, we’re positive that you’ll continue to see your organization grow and thrive.

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Proudly Local

Point West has been a part of the Portland community for more than 90 years. We’re proud to be a local financial institution working to lift up the underserved, including immigrants, communities of color, non-profits, and small businesses.

Boost Your Non-Profit’s Returns

Balancing liquidity for operations with maximizing returns is key for nonprofits, and we’re here to help. Point West proudly offers an additional 0.10% APY on certificates of deposit for your organization. It’s our way of thanking you for your vital contributions to the community.

Non-Profit Savings Account

Balance

Dividend

APY*

*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. No monthly account fee if enrolled in paperless eStatements; otherwise fee is $2/month. For active, qualifying 501(c)(3) non-profit organizations only. Subject to verification. For complete account terms, rates and fees, contact the credit union at 503.546.5000. Federally insured by NCUA.

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Balance

$0 – $100,000

Dividend

1.243%

APY*

1.25%

Balance

$100,001

Dividend

0.100%

APY*

0.10%

 

Regular Share Certificate of Deposit

Term

Deposit

Dividend

APY*

Additional deposit and rate bump?

*APY = Annual Percentage Yield. Terms and conditions apply. Penalties for early withdrawal will be assessed. Contact Point West at 503.546.5000 for complete details. 36, 48 and 60 month certificates allow one (1) additional deposit and one (1) rate bump during the certificate term. Bumped rate will only apply to dividends accrued on currently deposited funds through the remainder of the maturity term. See full rates details and disclosures >>

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Term

3 months

Deposit

$500 – 200K

Dividend

0.698%

APY*

0.70%

Additional deposit and rate bump?

Term

12 months

Deposit

$500 – 200K

Dividend

4.169%

APY*

4.25%

Additional deposit and rate bump?

Term

24 months

Deposit

$500 – 200K

Dividend

2.472%

APY*

2.50%

Additional deposit and rate bump?

Term

36 months

Deposit

$500 – 200K

Dividend

2.570%

APY*

2.60%

Additional deposit and rate bump?

(Once per certificate term)

Term

48 months

Deposit

$500 – 200K

Dividend

2.325%

APY*

2.35%

Additional deposit and rate bump?

(Once per certificate term)

Term

60 months

Deposit

$500 – 200K

Dividend

2.472%

APY*

2.50%

Additional deposit and rate bump?

(Once per certificate term)

Transaction Alert

Stress-Free Access

Our Business Checking & Savings Accounts were built with non-profits and small businesses in mind, offering you stress-free access to the cash flow you need.

Branch

Personal Service

Count on us to provide you with personal, knowledgeable service. We are here to help your organization flourish. We’ll make things smooth and efficient with friendly face-to-face service.

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Options to help you grow

We understand that need is great and resources can be scarce. Whether it’s a business purpose loan, line of credit or a Business VISA credit card, Point West is here to help your organization meet growing demands.

Compare our Business Checking Accounts

  • Best if you want

    Best if you want

  • Dividend Rate

    Dividend Rate

  • No monthly fee

    No monthly fee

  • No minimum balance

    No minimum balance

  • Automatic payment loan rate discount eligibility

    Automatic payment loan rate discount eligibility

  • Requirements

    Requirements

Business Flex Checking w/ Visa Debit Card

  • Best if you want

    A simple, straightforward savings with hassle-free access to your funds and solid returns.

  • Dividend Rate

    1.50% APY*

  • No monthly fee

  • No minimum balance

  • Automatic payment loan rate discount eligibility

  • Requirements

    • Enroll in Online Banking
    • Enroll in paperless eStatements
    • Minimum $500 Direct Deposit each month
    • Complete 15 Point West Visa Debit Card transactions during the month**

Business Flex Checking w/ Visa Credit Card

  • Best if you want

    An account to maximize your earnings with great returns, enhanced rewards, and a high APY.

  • Dividend Rate

    3.00% APY*

  • No monthly fee

  • No minimum balance

  • Automatic payment loan rate discount eligibility

  • Requirements

    • Enroll in Online Banking
    • Enroll in paperless eStatements
    • Minimum $500 Direct Deposit each month
    • Complete 15 Point West Visa Credit Card transactions during the month.**

Ready to invest in your community?

Join Our Cooperative