Personal Loans
Empowering your financial goals
Planning a big event, vacation, or project? Point West offers personal loans customized to your needs. Speak with our Lending Team today to get started!
Personal Loan
Need a lump sum with low interest and great terms? Our personal loans are the answer. Secure with your car or boat, or go unsecured. Great for rebuilding credit.
|
Term |
APR (Variable)* |
|---|---|
|
*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rate changes the 1st day of the month after the Prime Rate index changes. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. Longest term available for loans greater than $15,000. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment and member must enroll in direct deposit. Rate is 0.25% APR higher for non-auto pay loan payments and 0.50% APR higher for members not enrolled in direct deposit. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> Learn More |
|
|
Term 1 – 60 months |
APR (Variable)* 9.25% – 24.00% |
Personal Line of Credit
Our Lines of Credit provide ultimate flexibility. Interest is charged only on the portion you use, with cash advances available online or by phone. Automatic payments are included. We also offers Business and Home Equity Lines of Credit, designed for your convenience and specific needs.
|
APR (Variable)* |
|---|
|
*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rate changes the 1st day of the month after the Prime Rate index changes. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment and member must enroll in direct deposit. Rate is 0.25% APR higher for non-auto pay loan payments and 0.50% APR higher for members not enrolled in direct deposit. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> Learn More |
|
APR (Variable)* 9.50% – 24.75% |
Share Secured Loan
A share secured loan uses your savings as collateral, offering lower interest rates than personal loans. It’s an excellent way to make your deposit funds work for you.
|
Term |
APR (Variable)* |
|---|---|
|
*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. All loans are subject to credit approval. Loan not eligible for rate discounts. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> Learn More |
|
|
Term 1 – 120 months |
APR (Variable)* 2.24% |
Helping you stay out of the doghouse
Need a quick financial lift? Our Boost Loan is a payday loan alternative designed to help you access funds fast, with fair rates and flexible terms. Say goodbye to predatory fees and hello to financial peace of mind!
