Personal Loans Overview
We have a wide selection of VISA credit cards with competitive rates, low fees and rewards for travel and shopping. Pair your Point West VISA credit card with a Flex Checking Account, and you could earn up to 3.00% APY on checking account balances of up to $15,000. Learn more about our credit cards.
Ready to combine your high-interest debts into a single, lower-interest payment? Point West has exactly what you need to start paying down your balance fast. With an APR as low as 9.99%, our debt consolidation loans can put you back on the right track today. Learn more about our deb consolidation options.
At Point West, we make purchasing or refinancing a home easier with minimal fees, low interest rates, and flexible payment plans. You can trust our lending team to help you find the best loan options to fit your personal needs. Learn more about our home loans.
Whether you’re looking to buy a brand new ride or finance a used vehicle, you can trust our auto lending team to help search and purchase the car or SUV of your dreams. Your next trip to the dealership should be hassle-free and we’re here to make sure you drive off the lot happy. Learn more about our vehicle loans.
We are proud supporters of biking and alternative modes of transportation in Portland and beyond. With affordable payments and low rates, you can ride away on your new bicycle in no time with all the gear you need to stay safe too. Learn more about bike loans.
Grow your savings, build your credit, and live your best financial life when you participate in our Pathways Program. Our goal is to empower you through financial counseling, getting you approved for credit, and helping you save more so you can meet your goals. Learn more about our Pathways Program.
Credit Builder Loan
Build and repair your credit in an affordable way with our Credit Builder Loan. Our terms range from 6 to 36 months, and once you fully repay the loan, the funds are placed in your savings account. Learn more about our Credit Builder Loan.