Benefits Navigator
Find support that could help you keep more money in your pocket.
Introducing Benefits Navigator
Point West has partnered with Starlight to offer a free, secure tool that helps you discover local, state, and federal programs you may qualify for — with personalized guidance every step of the way.
Why are we offering this?
At Point West, we believe banking should support the whole person. If money is feeling tight, there may be programs available to help with essential expenses like groceries, healthcare, utilities, childcare, and more. Benefits Navigator is one more way we’re working to bring financial inclusion and empowerment to our community.
What kind of help can I find?
Food Assistance
Programs like SNAP and WIC may help lower grocery costs.

Healthcare Coverage
You may be able to find support through Medicaid or ACA-related programs.

Utility Assistance
Help with heating, electric, and other household utility costs may be available.

Childcare Support
Some households may qualify for assistance with childcare expenses.

Tax credits
You may be eligible for credits like the Earned Income Tax Credit or Child Tax Credit.

Job loss support
Explore unemployment-related benefits and guidance.
How Benefits Navigator Works
1. Answer a few simple questions
Share a little about your household and needs to see what programs may be a fit.
2. See support you may qualify for
Get matched with local, state, and federal programs that could help with everyday expenses.
3. Get guidance on next steps
Receive step-by-step help with applications, plus reminders to help you stay on track.
See what benefits may be available to you
It only takes a few minutes to get started. Explore programs that may help with everyday expenses and get guidance on what to do next.
FAQ
Yes, Benefits Navigator is a free resource.
Depending on your situation, you may find support for groceries, healthcare, utilities, childcare, taxes, and more.
No, you do not need to be a member of Point West to use Benefits Navigator. We want to ensure everyone has access to the benefits they qualify for.
Point West partners with Starlight to offer this free tool to our community.
Disclosures
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Point West Credit Union collaborates with Starlight to provide individuals with access to information and resources about various public and private programs. However, Point West Credit Union is not affiliated with, does not endorse, and does not guarantee any services, content, or programs provided by Starlight.
Starlight Ventures Corporation (“Starlight”) is an independent platform that provides information about available programs for you to consider based upon information you provide about your household. The information provided by Starlight is for informational purposes only and does not guarantee eligibility or approval for any program.
All programs referenced through Starlight’s platform are administered by third-party entities, such as government agencies, nonprofit organizations, or private providers. Final eligibility, benefit amounts, and program rules are determined by the administering agency or organization, and are not influenced by Starlight or Point West Credit Union. Neither Point West Credit Union nor Starlight control, oversee, or guarantee the accuracy, availability, or eligibility criteria of any program displayed on Starlight’s platform.
Participation in or reliance on Starlight’s services is solely at the discretion and risk of the individual.
For more details, please refer to Starlight’s Terms of Service and the Privacy Policy.