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Vehicle Loans

Accelerate your adventures

At Point West, we provide competitive vehicle loan rates, easy application options, and valuable resources. Our auto lending team and trusted partners ensure a seamless car-buying experience from start to finish.

Skip the dealership and buy directly from one of our auto buying partners!

Our auto buying partners will help you find the car you want at a price you can afford. They can even schedule test drives and handle trade-ins! Start your better car buying experience today. Contact us for more details!

Auto Mentors

Auto Solutions

Estimate your monthly auto loan payment

Enter which auto loan you are interested in, a total loan amount, your planned down payment, and your desired loan term to estimate your monthly payment.

APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval.

New Vehicle Loans

Turn your new car dreams into reality. Our new vehicle loans offer a smooth, efficient process so you can enjoy the ride sooner.

New Vehicle Loan (2023 and newer)

Term

APR (Fixed) As Low As*

*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

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Term

24 months

APR (Fixed) As Low As*

5.24%

Term

36 months

APR (Fixed) As Low As*

5.24%

Term

48 months

APR (Fixed) As Low As*

5.24%

Term

60 months

APR (Fixed) As Low As*

5.49%

Term

72 months

APR (Fixed) As Low As*

5.99%

Term

84 months

APR (Fixed) As Low As*

6.49%

Apply Now

Used Vehicle Loans

Unlock the potential of a great pre-owned car. Our used vehicle loans provide the support and resources you need to drive away happy.

Used Vehicle Loan (2017 – 2022)

Term

APR (Fixed) As Low As*

*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

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Term

24 months

APR (Fixed) As Low As*

5.49%

Term

36 months

APR (Fixed) As Low As*

5.49%

Term

48 months

APR (Fixed) As Low As*

5.49%

Term

60 months

APR (Fixed) As Low As*

5.74%

Term

72 months

APR (Fixed) As Low As*

6.24%

Term

84 months

APR (Fixed) As Low As*

6.99%

 

Apply Now

Older Used Vehicle (2013-2016)

Term

APR (Fixed) As Low As*

*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

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Term

1-60 months

APR (Fixed) As Low As*

6.99%

 

Apply Now

Boat & RV Loans

Embark on your next adventure with our boat and RV loans. We make it easy to finance your recreational vehicle and start exploring.

Boat & RV Loan

Term

APR (Fixed)*

*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. Longest term available for loans greater than $60,000. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Quoted rate applies only to directly funded loans. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >>

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Term

1-120 months

APR (Fixed)*

6.50% – 19.50%

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Take the next step towards your dream vehicle or adventure!

Apply Now