Smart-E Loan
Smart Financing for Smarter, Greener Homes
Point West has teamed up with Energy Trust of Oregon to offer Smart-E Loans, making going green easy and affordable for Oregon homeowners. Enjoy transparent, low-interest financing for solar, battery storage and related upgrades, with predictable payments and no hidden fees. Apply now and join thousands who’ve made the switch to clean energy.
Finance Your Entire Project at Once
With Smart-E, you’ll be able to finance your entire project in one loan. Qualifying solar upgrades include:
Solar System
Produce your own clean, renewable energy and dramatically reduce your electricity bills for years to come. You’ll protect yourself from rising utility costs, all while making a positive impact on the environment. Must be paired with an Energy Trust solar incentive.*
Battery storage
You’ll have backup power for essentials like keeping your lights on, food chilled or critical home medical equipment running. Battery storage allows your solar system keeps working when the grid goes down, so your family stays safe and comfortable. Must be paired with an Energy Trust battery storage incentive.*
EV charger
Maximize your savings and make your electric vehicle even more sustainable when you charge up with your own solar power. (Level II EV charger. Solar or battery storage must be part of your project for an EV charger to qualify for a Smart-E Loan.)
Repairs or Upgrades
Up to 25% of a total loan amount can go toward roof repairs, electrical panel upgrades or other repairs needed to accommodate a solar or solar + storage installation. Invest in your home with one simple loan.
Flexible Terms to Fit Your Needs
A Smart-E Loan makes it easy with no money down, fixed rates, no hidden fees and no pre-payment penalties.
|
Term** |
APR (Fixed)* |
|---|---|
|
*All rates herein are expressed as an Annual Percentage Rate (APR). A $20,000 loan of 7.49% for 10 years will have a monthly payment of $237.30. |
|
|
Term** 5 years |
APR (Fixed)* 6.99% |
|
Term** 7 years |
APR (Fixed)* 7.49% |
|
Term** 10 years |
APR (Fixed)* 7.49% |
|
Term** 12-20 years |
APR (Fixed)* 7.99% |
Disclosures
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*Energy Trust installation requirements apply.
Point West Credit Union, Inclusive Prosperity Capital, Inc., and Energy Trust of Oregon are working together to bring affordable, transparent solar financing to Oregon homeowners.