Savings Accounts
Savings made simple
At Point West, we offer a variety of Savings Accounts designed to evolve with your changing needs.
Savings Account Benefits
Nationwide ATM Access
Enjoy access to nearly 30,000 surcharge-free CO-OP ATMs† nationwide, ensuring you can withdraw cash whenever and wherever you need.
In-Person Teller Services
Access over 5,000 CO-OP Shared Branches (including 2,000+ self-service locations) across all 50 states, Puerto Rico, Guam, and global military bases.
Mobile and Online Banking
Enjoy Mobile Check Deposit, Bill Pay, and much more! With advanced security measures, you can rest assured your financial information is secure wherever you go.
e-Statements
Opt for eco-friendly, paperless statements delivered to your inbox each month.
Insured Funds
Your savings are federally insured up to $250,000, backed by the full faith and credit of the U.S. Government.
Financial Education Resources
With Credit Pathways, personalized plans to boost your credit with tools like rent reporting and credit builder loans, helping you reach your financial goals.
Share Account (Savings)
Enjoy peace of mind knowing your funds are safe and insured, with easy access anytime.
Money Market Account
A Point West Money Market Account offers higher dividends than our savings accounts while providing immediate access to your funds. Enjoy unlimited withdrawals, daily interest calculations, and monthly payouts. Plus, our tiered rates mean the more you deposit, the more you earn.
Compare our Savings Accounts
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Minimum opening balance
Minimum opening balance
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Tiered rates
Tiered rates
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Annual Percentage Yield (APY) as high as
Annual Percentage Yield (APY) as high as
Share Account (Savings)
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Minimum opening balance
$5.00
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Tiered rates
No
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Annual Percentage Yield (APY) as high as
0.03%*
Money Market Account
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Minimum opening balance
N/A
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Tiered rates
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Annual Percentage Yield (APY) as high as
0.50%**
Open your Savings Account
Disclosures
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*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. Savings and Money Market Transfer Limitations – Up to six (6) transfers per calendar month, per suffix/account. The transfer limitation applies to preauthorized, automatic, overdraft, and telephone transfers (including Speedy Line and Online Banking) to another account of yours or a third party. A preauthorized transfer includes any arrangement with Point West Credit Union to pay a third party from your account upon written or oral orders (such as your automobile insurance company or health club, including orders received through the Automated Clearing House (ACH)). There is no limit on the number of transactions you may make to another Point West Credit Union account or withdrawals (checks made directly to you) when such transfer or withdrawal is initiated in person, by mail or at an ATM. No monthly account fee if enrolled in paperless eStatements; otherwise fee is $2/month. Minimum of $5.00 deposited in order to earn stated APY.
**APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. Savings and Money Market Transfer Limitations – Up to six (6) transfers per calendar month, per suffix/account. The transfer limitation applies to preauthorized, automatic, overdraft, and telephone transfers (including Speedy Line and Online Banking) to another account of yours or a third party. A preauthorized transfer includes any arrangement with Point West Credit Union to pay a third party from your account upon written or oral orders (such as your automobile insurance company or health club, including orders received through the Automated Clearing House (ACH)). There is no limit on the number of transactions you may make to another Point West Credit Union account or withdrawals (checks made directly to you) when such transfer or withdrawal is initiated in person, by mail or at an ATM.