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Point West is unique, providing a small-town personalized approach while offering an array of competitive products and services. Flex Checking and all the bonuses that come with it is just one way Point West members profit from their financial cooperative. Join us, and reap the benefits of participating in a locally-owned credit union.

The Benefits of Checking at Point

Optional intro: A great local credit card should provide the convenience and peace of mind you need, with the perks and rewards you deserve.

  • Access to ATMs Nationwide

    You can use nearly 30,000 surcharge-free CO-OP ATMs† nationwide so you always have access to cash when you need it.

  • In-Person & Online Tellers

    We have more than 5,000 CO-OP Shared Branches (including over 2,000 self-service locations) in all 50 states, Puerto Rico, Guam, and military bases around the globe.

  • Free ATM or VISA Debit Card

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  • Free Online Banking

    Pay your bills online††, access free check imaging and re-order checks.

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Compare our Checking Options

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  • Best if you want

    Best if you want

  • Minimum balance

    Minimum balance

  • Monthly service fee

    Monthly service fee

  • Min. opening balance

    Min. opening balance

  • Min. opening deposit

    Min. opening deposit

Flex Checking Visa Debit Card

  • Best if you want

    Your all-in-one rewards checking account with a 1.50% APY.

  • Minimum balance

    $500

  • Monthly service fee

    $10

  • Min. opening balance

    $5

  • Min. opening deposit

Flex Checking Visa Credit Card

  • Best if you want

    Your all-in-one rewards checking account with a 3.00% APY.

  • Minimum balance

    $1,000

  • Monthly service fee

    $0

  • Min. opening balance

    $0

  • Min. opening deposit

    No

Fresh Start Checking

  • Best if you want

    A second chance checking account for members.

  • Minimum balance

    $1,500

  • Monthly service fee

    $10

  • Min. opening balance

    $0

  • Min. opening deposit

Apply Online
Apply Now

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  • Investment Services

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  • Online Made Easy

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  • Point West Blog: What's new

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Regular Share Certificate of Deposit

Flex Checking

Type

Balance

Dividend*

APY*

*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. To earn stated Dividend Rate/APY, member must meet outlined requirements for the month to be eligible. Members may only qualify for one of the stated rates above each month.  **Transactions for Point West credit/debit cards must post between 28th of prior month and 27th of current month to qualify. ***Visa credit card loan subject to credit approval. Contact Point West Credit Union for complete details at 503.546.5000. Federally insured by NCUA.

Visa Debit Card Holder

$0 - $5,000

1.489%

1.50%

Visa Credit Card Holder

$0 - $15,000

2.959%

3.00%

Words from our Members

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John Doe
, Title here
, Member since 1980

Meet our team

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  • PointWest headshot Amy Nelson

    Amy Nelson

    President/CEO

    Short bio description of no more than 3 sentences. Short bio description of no more than 3 sentences. Short bio description of no more than 3 sentences.

    503-543-0000
    [email protected]

  • John Doe

    Vice-President

    Short bio description of no more than 3 sentences. Short bio description of no more than 3 sentences. Short bio description of no more than 3 sentences.

    503-543-0000
    [email protected]

Win up to $5,000 in Quarterly Prizes with Save to Win Certificates of Deposit!

Each $25 deposit into this share certificate earns you an entry into the monthly and quarterly drawings. Not only will you build your savings and earn interest/dividends, you can win multiple prizes throughout the year.

Get Started

Win up to $5,000 in Quarterly Prizes with Save to Win Certificates of Deposit!

Each $25 deposit into this share certificate earns you an entry into the monthly and quarterly drawings. Not only will you build your savings and earn interest/dividends, you can win multiple prizes throughout the year.

Get Started Today

FAQs Section

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Nulla vitae elit libero, a pharetra augue. Curabitur blandit tempus porttitor. Morbi leo risus, porta ac consectetur ac, vestibulum at eros. Praesent commodo cursus magna, vel scelerisque nisl consectetur et. Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Maecenas faucibus mollis interdum. Nullam id dolor id nibh ultricies vehicula ut id elit.

Donec id elit non mi porta gravida at eget metus. Maecenas sed diam eget risus varius blandit sit amet non magna. Nullam id dolor id nibh ultricies vehicula ut id elit. Aenean eu leo quam. Pellentesque ornare sem lacinia quam venenatis vestibulum. Aenean lacinia bibendum nulla sed consectetur.

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Nulla vitae elit libero, a pharetra augue. Curabitur blandit tempus porttitor. Morbi leo risus, porta ac consectetur ac, vestibulum at eros. Praesent commodo cursus magna, vel scelerisque nisl consectetur et. Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Maecenas faucibus mollis interdum. Nullam id dolor id nibh ultricies vehicula ut id elit.

Donec id elit non mi porta gravida at eget metus. Maecenas sed diam eget risus varius blandit sit amet non magna. Nullam id dolor id nibh ultricies vehicula ut id elit. Aenean eu leo quam. Pellentesque ornare sem lacinia quam venenatis vestibulum. Aenean lacinia bibendum nulla sed consectetur.

  • Duis mollis, est non commodo luctus, nisi erat porttitor ligula, eget lacinia odio sem nec elit.
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Nulla vitae elit libero, a pharetra augue. Curabitur blandit tempus porttitor. Morbi leo risus, porta ac consectetur ac, vestibulum at eros. Praesent commodo cursus magna, vel scelerisque nisl consectetur et. Cras mattis consectetur purus sit amet fermentum. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Maecenas faucibus mollis interdum. Nullam id dolor id nibh ultricies vehicula ut id elit.

Not finding what you are looking for? Contact Us

Get Started

Apply Online
Apply Online
Stop by our branch
Find your closest branch
Call or email us

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Paycheck Protection ProgramPathways Program

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