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The Benefits of Checking at Point
Optional intro: A great local credit card should provide the convenience and peace of mind you need, with the perks and rewards you deserve.
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Access to ATMs Nationwide
You can use nearly 30,000 surcharge-free CO-OP ATMs† nationwide so you always have access to cash when you need it.
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In-Person & Online Tellers
We have more than 5,000 CO-OP Shared Branches (including over 2,000 self-service locations) in all 50 states, Puerto Rico, Guam, and military bases around the globe.
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Free ATM or VISA Debit Card
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Free Online Banking
Pay your bills online††, access free check imaging and re-order checks.
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Compare our Checking Options
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Best if you want
Best if you want
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Minimum balance
Minimum balance
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Monthly service fee
Monthly service fee
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Min. opening balance
Min. opening balance
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Min. opening deposit
Min. opening deposit
Flex Checking Visa Debit Card
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Best if you want
Your all-in-one rewards checking account with a 1.50% APY.
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Minimum balance
$500
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Monthly service fee
$10
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Min. opening balance
$5
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Min. opening deposit
Flex Checking Visa Credit Card
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Best if you want
Your all-in-one rewards checking account with a 3.00% APY.
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Minimum balance
$1,000
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Monthly service fee
$0
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Min. opening balance
$0
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Min. opening deposit
No
Fresh Start Checking
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Best if you want
A second chance checking account for members.
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Minimum balance
$1,500
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Monthly service fee
$10
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Min. opening balance
$0
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Min. opening deposit
Long-Form Text Section
Long-Form Text Section
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Three-Column Text with Images
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Investment Services
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Online Made Easy
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Point West Blog: What's new
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Financial empowerment is at the core of happy and healthy lives. Our passion and our DNA is to help individuals and local businesses get on their feet and take control of their destinies.
Regular Share Certificate of Deposit
Type |
Balance |
Dividend* |
APY* |
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*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. To earn stated Dividend Rate/APY, member must meet outlined requirements for the month to be eligible. Members may only qualify for one of the stated rates above each month. **Transactions for Point West credit/debit cards must post between 28th of prior month and 27th of current month to qualify. ***Visa credit card loan subject to credit approval. Contact Point West Credit Union for complete details at 503.546.5000. Federally insured by NCUA.
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|||
Visa Debit Card Holder |
$0 - $5,000 |
1.489% |
1.50% |
Visa Credit Card Holder |
$0 - $15,000 |
2.959% |
3.00% |
Words from our Members
Meet our team
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Amy Nelson
President/CEOShort bio description of no more than 3 sentences. Short bio description of no more than 3 sentences. Short bio description of no more than 3 sentences.
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John Doe
Vice-PresidentShort bio description of no more than 3 sentences. Short bio description of no more than 3 sentences. Short bio description of no more than 3 sentences.
Win up to $5,000 in Quarterly Prizes with Save to Win Certificates of Deposit!
Each $25 deposit into this share certificate earns you an entry into the monthly and quarterly drawings. Not only will you build your savings and earn interest/dividends, you can win multiple prizes throughout the year.
Win up to $5,000 in Quarterly Prizes with Save to Win Certificates of Deposit!
Each $25 deposit into this share certificate earns you an entry into the monthly and quarterly drawings. Not only will you build your savings and earn interest/dividends, you can win multiple prizes throughout the year.
FAQs Section
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