Welcome to Flex Checking

Starting January 2020, our checking accounts are getting a makeover. We’re combining Eco Checking, Bonus Checking and Standard Checking into one amazing checking product.

Introducing Flex Checking, your all-in-one rewards checking account. We’re keeping all the things you love, like no monthly fees, no minimum balance requirements and access to over 30,000 CO-OP ATMs across the country – but with Flex Checking, you can now earn even more on your balances based on how you use your account every month.

Avid user of your Point West Visa Debit Card? Earn up to 1.50% APY* on balances up to $5,000 by:

  • Enroll in Online Banking.
  • Enroll in paperless eStatements.
  • Have a minimum $500 Direct Deposit each month.
  • Complete 15 Point West Visa Debit Card transactions during the month**

Proud Point West Visa Credit Card member? Earn up to 3.00% APY* on balances up to $15,000 by:

  • Enroll in Online Banking.
  • Enroll in paperless eStatements.
  • Have a minimum $500 Direct Deposit each month.
  • Complete 15 Point West Visa Credit Card transactions during the month.**

It’s as simple as that!

You don’t need to take any additional action – just continue to use your Point West Flex Checking account as you always have and enjoy the flexibility to earn rewards your way. If you have questions about your account or would like to apply for a Point West Visa Credit Card*** to supercharge your checking rewards, contact our Member Service team today at 503.546.5000 or [email protected].


*APY = Annual Percentage Yield. Dividend Rate/APY may change at any time. To earn stated Dividend Rate/APY, member must meet outlined requirements for the month to be eligible. Members may only qualify for one of the stated rates above each month.  **Transactions for Point West credit/debit cards must post between 28th of prior month and 27th of current month to qualify. ***Visa credit card loan subject to credit approval. Contact Point West Credit Union for complete details at 503.546.5000. Federally insured by NCUA.

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