Holiday Closure: Point West will be closed on Thursday 11/22 and Friday 11/23 for Thanksgiving!

Auto Loans

Be your own driving force

Point West offers competitive auto loan rates, convenient application options, and helpful resources. We make shopping for your next car hassle-free! Through our auto lending team and trusted business partnerships, the search and financing of your new car all happen here.

Auto Mentors Auto Shopping Services

Do you dread the car-shopping process? Skip the lot and the hassle with our friends at Auto Mentors. Their personalized auto shopping services will help you get into the car you want, all the while working with our Lending Team to get your loan done and the keys to your new car in your hand as soon as possible.

Contact Russ Johnson, your personal auto shopper, at 503.654.1244 or [email protected] and experience a better car buying experience today!

Other Resources

Auto Loans

Our Lending Team is standing by to help you lock in a low-rate loan for your new vehicle today.* Apply in person at Point West, online 24/7 through our online application, or by telephone by calling 503.546.5000. A dedicated PW loan officer will walk you through the entire process. We pride ourselves on our local lending, onsite decisions, and easy access. Walk-ins welcome! Appointments available. Contact us today!

New Car Loan

(Current Year and Previous Year Vehicles)

Want that brand new car you’ve had your eye on for awhile? Now’s your chance to take advantage.

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Used Car Loan

(2-7 Year Old Vehicles)

Don’t need that new car smell? You’ve got a lot of options to choose from.

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Older Used Car Loan

(8-10 Year Old Vehicles)

You can never go wrong with a classic. We’ll help you find what you need.

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Boat & RV

Sail the seven seas in that yellow submarine that you’ve always wanted (okay it’s not really a boat but you get the picture)!

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Indirect Lending (Credit Union Direct Lending - CUDL)

If you are buying a new car from a local Portland area auto dealer there is no simpler way to finance your vehicle than through Point West’s Indirect Lending option called Credit Union Direct Lending (CUDL). CUDL allows Point West Credit Union members to apply for a Point West auto loan and receive our best Portland car loan rates without leaving the dealership. Simply tell the financing person at the dealership that you are a Point West Credit Union member and you’d like to finance your auto loan with your credit union.

Not a member yet? Tell the finance officer at the dealership that you would like to apply for membership at Point West and your auto loan at the same time. Do both, right at the dealership!

*The amount financed and rate are subject to change at any time during the loan process based any changes to the information provided, including the age of the vehicle, current mileage, loan-to-value (LTV), and how Point West receives the loan. If this loan is resubmitted to Point West by a dealership via CU Direct, the member may have their credit pulled again as a result, and the loan rate may increase based on Point West’s current CU Direct Rates and Guidelines.

Get Involved.

We are proud to be able to support many local charities and groups through partnerships in our community. Join us as we give back!

Find Local Charities

Calculate & Consider.

Not sure what loan rates you’re able to afford? No worries! As a Point West Credit Union member you have access to a number of free, loan cost calculators. We have partnered with BALANCE to provide these resources at no charge to our members.

See Calculators

Loans Simplified.

As a not-for-profit, member-owned, Portland, Oregon based credit union, we return the money we make to our members in many ways, including low loan rates. Compare our loan products and rates today.

Apply Now

APR = Annual Percentage Rate. All rates and programs are subject to change at any time. All rates are variable unless noted otherwise, and are tied to the Prime Rate. Rate changes the 1st day of the month after the Prime Rate index changes. You will receive written notification in advance of any increase. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms.

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