Auto Loans

Be your own driving force

Point West offers competitive auto loan rates, convenient application options, and helpful resources. We make shopping for your next car hassle-free! Through our auto lending team and trusted business partnerships, the search and financing of your new car all happen here.

Auto Mentors Auto Shopping Services

Do you dread the car-shopping process? Skip the lot and the hassle with our friends at Auto Mentors. Their personalized auto shopping services will help you get into the car you want, all the while working with our Lending Team to get your loan done and the keys to your new car in your hand as soon as possible.

Contact Roy Klein, your personal auto shopper, at 503.313.0502 or roy.klein@automentors.com and experience a better car buying experience today!

roy

 

 

 

 

 

 

Other Resources


Auto Loans

Our Lending Team is standing by to help you lock in a low-rate loan for your new vehicle today. Apply in person at Point West, online 24/7 through our online application, or by telephone by calling 503.546.5000. A dedicated PW loan officer will walk you through the entire process. We pride ourselves on our local lending, onsite decisions, and easy access. Walk-ins welcome! Appointments available. Contact us today!


New Car Loan

(Current Year and Previous Year Vehicles)

Want that brand new car you’ve had your eye on for awhile? Now’s your chance to take advantage.

View Rates »


Used Car Loan

(2-7 Year Old Vehicles)

Don’t need that new car smell? You’ve got a lot of options to choose from.

View Rates »


Older Used Car Loan

(8-10 Year Old Vehicles)

You can never go wrong with a classic. We’ll help you find what you need.

View Rates »


Boat & RV

Sail the seven seas in that yellow submarine that you’ve always wanted (okay it’s not really a boat but you get the picture)!

View Rates »


Indirect Lending (Credit Union Direct Lending - CUDL)

If you are buying a new car from a local Portland area auto dealer there is no simpler way to finance your vehicle than through Point West’s Indirect Lending option called Credit Union Direct Lending (CUDL). CUDL allows Point West Credit Union members to apply for a Point West auto loan and receive our best Portland car loan rates without leaving the dealership. Simply tell the financing person at the dealership that you are a Point West Credit Union member and you’d like to finance your auto loan with your credit union.

Not a member yet? Tell the finance officer at the dealership that you would like to apply for membership at Point West and your auto loan at the same time. Do both, right at the dealership!

Get Involved.

We are proud to be able to support many local charities and groups through partnerships in our community. Join us as we give back!

Learn More

Calculate & Consider.

Not sure what loan rates you’re able to afford? No worries! As a Point West Credit Union member you have access to a number of free, loan cost calculators. We have partnered with BALANCE to provide these resources at no charge to our members.

Learn More

Loans Simplified.

As a not-for-profit, member-owned, Portland, Oregon based credit union, we return the money we make to our members in many ways, including low loan rates. Compare our loan products and rates today.

Apply Now

APR = Annual Percentage Rate. All rates and programs are subject to change at any time. All rates are variable unless noted otherwise, and are tied to the Prime Rate. Rate changes the 1st day of the month after the Prime Rate index changes. You will receive written notification in advance of any increase. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment. Rate is 0.25% APR higher for non-auto pay loan payments. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms.

External Link Warning!

You are now leaving the pointwestcu.com. The linked site is not owned or controlled by the credit union. The credit union is not responsible for the availability, content or security of the linked site. The credit union is not responsible for any claims related to any goods or services obtained from the linked site. The linked site’s privacy policies may differ from those of the credit union and the credit union is not responsible for compliance with those policies.

Go Back to Point West Continue to Link Location