{"id":2627,"date":"2024-05-03T12:13:46","date_gmt":"2024-05-03T19:13:46","guid":{"rendered":"https:\/\/pointwest.local\/business\/checking-account\/"},"modified":"2026-04-01T08:58:06","modified_gmt":"2026-04-01T15:58:06","slug":"cuenta-de-cheques","status":"publish","type":"page","link":"https:\/\/www.pointwestcu.com\/es\/negocio\/cuenta-de-cheques\/","title":{"rendered":"Cuentas de cheques para negocios"},"content":{"rendered":"
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\n\t\t\t\t\t\tCuentas de cheques para negocios\t\t\t\t\t<\/h1>\n\t\t\t\t\t

Empoderamos el \u00e9xito de su peque\u00f1o negocio<\/p>\t\t\t\t\t\t

\n\t\t\t\t\t\t\tSolicite uno ahora<\/a>Requisitos para abrir una cuenta de negocio<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n
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Las cuentas corrientes comerciales de Point West est\u00e1n dise\u00f1adas para peque\u00f1as empresas y ofrecen un acceso sin inconvenientes a sus fondos. Benef\u00edciese de asistencia personalizada y servicios integrales en l\u00ednea que agilizan sus operaciones financieras diarias.<\/p>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n

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\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tBeneficios\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tComparar cuentas\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\u00a1Solic\u00edtela hoy mismo!\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n<\/div><\/div>\n\n
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Ventajas de una cuenta de cheques para negocios de Point West<\/h2>\t\t<\/header>\n\t\t\t\t\t
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\t\n\t\tSeguridad<\/title>\n\t\t<path fill=\"#00687F\" d=\"M41.22 14a41.14 41.14 0 0 0 25.69 1.42c2.07 4.74 3.1 9.3 3.1 13.63 0 18.76-19.9 31.12-28.99 35.78C31.95 60.14 12 47.7 12 29.05c0-4.36 1.06-8.96 3.15-13.73A41.4 41.4 0 0 0 41.22 14ZM10.02 0C4.26 8.6 0 18.5 0 29.05 0 61.85 41 78 41 78s41-16.15 41-48.95C82 18.58 77.8 8.74 72.11.2a29.1 29.1 0 0 1-30.89.56A29.16 29.16 0 0 1 10.02 0Z\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Cobertura contra sobregiros<\/h3><div class=\"co-columns--box_desc text-component\"><p>Obtenga protecci\u00f3n contra sobregiros gratis al vincular su cuenta de ahorros para negocios de Point West.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon ATM\"\n\t\tviewbox=\"0 0 63 92\"\n\t\twidth=\"63\"\n\t\theight=\"92\"\n\t>\n\t\t<title>cajero autom\u00e1tico<\/title>\n\t\t<path fill=\"#00687F\" d=\"M18 92h-5c-3-1-5-3-5-6V27h10zm37-65H28v65h22c3 0 6-3 6-6zM16 13h3l-1-4zM57 0H6C3 0 0 3 0 6v62c0 3 2 6 6 6V33H3V23h57v10h-2v41c3-1 5-3 5-6V6c0-3-3-6-6-6M21 19l-1-2h-4l-1 2h-4l4-15h5l5 15zM35 8h-4v11h-4V8h-4V4h12zm13 11-1-8-1 8h-4l-2-8-1 8h-4l2-15h6l1 9 1-9h6l1 15z\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >M\u00e1s de 30,000 ATM sin cargos<\/h3><div class=\"co-columns--box_desc text-component\"><p>Disfrute de acceso a casi 30,000 cajeros autom\u00e1ticos\u2020 de CO-OP sin cargos en todo el pa\u00eds, lo que le garantiza poder retirar efectivo cuando sea y donde sea que lo necesite.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon TransactionAlert\"\n\t\tviewbox=\"0 0 55 92\"\n\t\twidth=\"55\"\n\t\theight=\"92\"\n\t>\n\t\t<title>Alerta de transacci\u00f3n<\/title>\n\t\t<path fill=\"#00687F\" d=\"M16.46 38.93v5.23A22.5 22.5 0 0 1 22.38 0a22.45 22.45 0 0 1 22.38 22.48A22.5 22.5 0 0 1 31.4 43.04v-.06l-.21-5.44A17.5 17.5 0 0 0 22.37 5a17.51 17.51 0 0 0-5.91 33.94Zm12.3 9.03 18.53 1.86c2.78 0 7.71 3.08 7.71 5.86l-2.53 21.96A14.91 14.91 0 0 1 37.53 92c-2.9 0-5.6-.83-7.9-2.25a7.5 7.5 0 0 1-2.27-1.72 14.92 14.92 0 0 1-3.2-4.24c-3.46-4.66-6.56-9.3-9.67-13.95a333.68 333.68 0 0 0-9.72-14.02 28.22 28.22 0 0 0-1.84-2.13C.94 51.55-1.15 49.3.74 48.18c3-1.75 9.5-.22 11.4 2.34l.52.55c1.47 1.55 5.6 5.92 6.85 7.59V21.44c0-2.66.97-4.88 3.65-4.88 2.67 0 4.9 2.22 4.9 4.88 0 4.42.18 8.84.36 13.26.17 4.42.35 8.84.35 13.26Z\" \/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Dep\u00f3sitos de efectivo f\u00e1ciles<\/h3><div class=\"co-columns--box_desc text-component\"><p>Realice un dep\u00f3sito de efectivo en nuestra <a href=\"https:\/\/www.pointwestcu.com\/es\/sucursales-de-cajeros-automaticos\/sucursal-del-centro-lloyd\/\">sucursal de Lloyd, nuestro ATM o en ciertos ATM de CO-OP.<\/a>.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon Reward\"\n\t\tviewbox=\"0 0 92 87\"\n\t\twidth=\"92\"\n\t\theight=\"87\"\n\t>\n\t\t<title>Premio<\/title>\n\t\t<path fill=\"#00687F\" d=\"m46.02 0 11.36 32.53 34.62.7-27.6 20.8L74.44 87 46.02 67.33 17.57 87 27.6 54.04 0 33.24l34.63-.7L46.02 0Z\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Recursos de educaci\u00f3n financiera<\/h3><div class=\"co-columns--box_desc text-component\"><p><a href=\"https:\/\/www.pointwestcu.com\/es\/recursos\/guias-financieras\/vias-de-credito\/\" target=\"_blank\" rel=\"noopener\">Caminos de cr\u00e9dito<\/a> ofrece soluciones personalizadas de establecimiento de cr\u00e9dito para peque\u00f1os negocios, como informes de alquiler y pr\u00e9stamos para establecer cr\u00e9dito para mejorar su estabilidad financiera.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon Computer\"\n\t\tviewbox=\"0 0 92 77\"\n\t\twidth=\"92\"\n\t\theight=\"77\"\n\t>\n\t\t<title>Computadora<\/title>\n\t\t<path fill=\"#00687F\" d=\"M7.666 0h76.669C88.55 0 92 3.431 92 7.635v41.998c0 4.194-3.45 7.635-7.665 7.635H53.668v15.275H57.5s3.832 0 3.832 3.817H30.667s0-3.817 3.832-3.817h3.833V57.268H7.666C3.449 57.268 0 53.832 0 49.633V7.635C0 3.435 3.45 0 7.666 0Zm0 49.633h76.669V7.635H7.665v41.998ZM11.96 11.04h69V46h-69V11.04Z\" \/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Pago de facturas en l\u00ednea<\/h3><div class=\"co-columns--box_desc text-component\"><p>Env\u00ede f\u00e1cilmente pagos electr\u00f3nicos a proveedores a los que por lo general les paga con cheque. <\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon Security\"\n\t\tviewbox=\"0 0 82 78\"\n\t\twidth=\"82\"\n\t\theight=\"78\"\n\t>\n\t\t<title>Seguridad<\/title>\n\t\t<path fill=\"#00687F\" d=\"M41.22 14a41.14 41.14 0 0 0 25.69 1.42c2.07 4.74 3.1 9.3 3.1 13.63 0 18.76-19.9 31.12-28.99 35.78C31.95 60.14 12 47.7 12 29.05c0-4.36 1.06-8.96 3.15-13.73A41.4 41.4 0 0 0 41.22 14ZM10.02 0C4.26 8.6 0 18.5 0 29.05 0 61.85 41 78 41 78s41-16.15 41-48.95C82 18.58 77.8 8.74 72.11.2a29.1 29.1 0 0 1-30.89.56A29.16 29.16 0 0 1 10.02 0Z\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Asegurado por la NCUA<\/h3><div class=\"co-columns--box_desc text-component\"><p>Los saldos en sus cuentas de Point West est\u00e1n totalmente asegurados por la Administraci\u00f3n Nacional de Cooperativas de Cr\u00e9dito (NCUA).<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"co-columns--cta\"><a href=\"https:\/\/app.consumer.meridianlink.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6SFL01vpeYvhTIucSdtiypptO6BLld6MUW69zfVDWm8kOmBSGtZYXJtRGfrHXCcdiL\" class=\"co-button\">Solic\u00edtela ahora<\/a>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__product-comparison\" id=\"compare\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-comp_table_outer_wrap js-comp_table\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Compare nuestras cuentas de cheques para negocios<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-comp_table_wrap\">\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_0\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Mejor si usted quiere<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Mejor si usted quiere<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Tasa de dividendo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Tasa de dividendo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Sin cargo mensual<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Sin cargo mensual<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Sin saldo m\u00ednimo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Sin saldo m\u00ednimo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Posibilidad de recibir un descuento en la tasa de pr\u00e9stamo por pagos autom\u00e1ticos<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Posibilidad de recibir un descuento en la tasa de pr\u00e9stamo por pagos autom\u00e1ticos<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Requisitos<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Requisitos<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_1\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Cuenta de cheques Flex para negocios con tarjeta de d\u00e9bito Visa<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Mejor si usted quiere<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Una forma sencilla de ahorrar con acceso pr\u00e1ctico a sus fondos y rendimientos \u00f3ptimos.<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Tasa de dividendo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>1.50% APY*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Sin cargo mensual<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"37\" height=\"29\" viewbox=\"0 0 37 29\" fill=\"none\">\n\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M36.174 1.42173C36.9008 2.07595 36.9449 3.17775 36.2726 3.88266L13.4899 27.7717C13.1562 28.1216 12.689 28.3229 12.1976 28.3284C11.7062 28.3339 11.2337 28.1431 10.8906 27.8008L0.857265 17.7886C0.166136 17.0989 0.180484 15.9965 0.889311 15.3262C1.59814 14.6559 2.73303 14.6717 3.42416 15.3613L12.1398 24.0586L33.6409 1.51353C34.3132 0.808615 35.4473 0.767514 36.174 1.42173Z\" fill=\"#00687F\"\/>\n\t\t\t\t\t\t<\/svg><\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Sin saldo m\u00ednimo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"37\" height=\"29\" viewbox=\"0 0 37 29\" fill=\"none\">\n\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M36.174 1.42173C36.9008 2.07595 36.9449 3.17775 36.2726 3.88266L13.4899 27.7717C13.1562 28.1216 12.689 28.3229 12.1976 28.3284C11.7062 28.3339 11.2337 28.1431 10.8906 27.8008L0.857265 17.7886C0.166136 17.0989 0.180484 15.9965 0.889311 15.3262C1.59814 14.6559 2.73303 14.6717 3.42416 15.3613L12.1398 24.0586L33.6409 1.51353C34.3132 0.808615 35.4473 0.767514 36.174 1.42173Z\" fill=\"#00687F\"\/>\n\t\t\t\t\t\t<\/svg><\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Posibilidad de recibir un descuento en la tasa de pr\u00e9stamo por pagos autom\u00e1ticos<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"37\" height=\"29\" viewbox=\"0 0 37 29\" fill=\"none\">\n\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M36.174 1.42173C36.9008 2.07595 36.9449 3.17775 36.2726 3.88266L13.4899 27.7717C13.1562 28.1216 12.689 28.3229 12.1976 28.3284C11.7062 28.3339 11.2337 28.1431 10.8906 27.8008L0.857265 17.7886C0.166136 17.0989 0.180484 15.9965 0.889311 15.3262C1.59814 14.6559 2.73303 14.6717 3.42416 15.3613L12.1398 24.0586L33.6409 1.51353C34.3132 0.808615 35.4473 0.767514 36.174 1.42173Z\" fill=\"#00687F\"\/>\n\t\t\t\t\t\t<\/svg><\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Requisitos<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Registro en la banca en l\u00ednea<\/li>\n<li>Registro para recibir estados de cuenta electr\u00f3nicos (sin papel)<\/li>\n<li>Dep\u00f3sito directo m\u00ednimo de $500 cada mes<\/li>\n<li>Completar 15 transacciones con la tarjeta de d\u00e9bito Visa de Point West durante el mes**<\/li>\n<\/ul>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_2\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Cuenta de cheques Flex para negocios con tarjeta de cr\u00e9dito Visa<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Mejor si usted quiere<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Una cuenta para maximizar sus ganancias con grandes retornos, recompensas mejoradas y un APY alto.<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Tasa de dividendo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>3.00% APY*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Sin cargo mensual<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"37\" height=\"29\" viewbox=\"0 0 37 29\" fill=\"none\">\n\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M36.174 1.42173C36.9008 2.07595 36.9449 3.17775 36.2726 3.88266L13.4899 27.7717C13.1562 28.1216 12.689 28.3229 12.1976 28.3284C11.7062 28.3339 11.2337 28.1431 10.8906 27.8008L0.857265 17.7886C0.166136 17.0989 0.180484 15.9965 0.889311 15.3262C1.59814 14.6559 2.73303 14.6717 3.42416 15.3613L12.1398 24.0586L33.6409 1.51353C34.3132 0.808615 35.4473 0.767514 36.174 1.42173Z\" fill=\"#00687F\"\/>\n\t\t\t\t\t\t<\/svg><\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Sin saldo m\u00ednimo<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"37\" height=\"29\" viewbox=\"0 0 37 29\" fill=\"none\">\n\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M36.174 1.42173C36.9008 2.07595 36.9449 3.17775 36.2726 3.88266L13.4899 27.7717C13.1562 28.1216 12.689 28.3229 12.1976 28.3284C11.7062 28.3339 11.2337 28.1431 10.8906 27.8008L0.857265 17.7886C0.166136 17.0989 0.180484 15.9965 0.889311 15.3262C1.59814 14.6559 2.73303 14.6717 3.42416 15.3613L12.1398 24.0586L33.6409 1.51353C34.3132 0.808615 35.4473 0.767514 36.174 1.42173Z\" fill=\"#00687F\"\/>\n\t\t\t\t\t\t<\/svg><\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Posibilidad de recibir un descuento en la tasa de pr\u00e9stamo por pagos autom\u00e1ticos<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"37\" height=\"29\" viewbox=\"0 0 37 29\" fill=\"none\">\n\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M36.174 1.42173C36.9008 2.07595 36.9449 3.17775 36.2726 3.88266L13.4899 27.7717C13.1562 28.1216 12.689 28.3229 12.1976 28.3284C11.7062 28.3339 11.2337 28.1431 10.8906 27.8008L0.857265 17.7886C0.166136 17.0989 0.180484 15.9965 0.889311 15.3262C1.59814 14.6559 2.73303 14.6717 3.42416 15.3613L12.1398 24.0586L33.6409 1.51353C34.3132 0.808615 35.4473 0.767514 36.174 1.42173Z\" fill=\"#00687F\"\/>\n\t\t\t\t\t\t<\/svg><\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Requisitos<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<ul>\n<li>Registro en la banca en l\u00ednea<\/li>\n<li>Registro para recibir estados de cuenta electr\u00f3nicos (sin papel)<\/li>\n<li>Dep\u00f3sito directo m\u00ednimo de $500 cada mes<\/li>\n<li>Completar 15 transacciones con la tarjeta de cr\u00e9dito Visa de Point West durante el mes**<\/li>\n<\/ul>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-comp_table_cta text-component\"><p><a class=\"co-button\" href=\"https:\/\/www.pointwestcu.com\/es\/tarifas\/\">Ver todas las tarifas<\/a><\/p>\n<\/div>\t<\/section>\n\t<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__related-products\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Explore nuestros productos y servicios relacionados<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--row\">\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--cols prow prow-lg:2 justify-center co-rel_prods--cols__2\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--col_content\">\n\t\t\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Cuenta de ahorros para negocios<\/h3><div class=\"co-rel_prods--col_desc text-component\">Las cuentas de ahorros para negocios de Point West est\u00e1n dise\u00f1adas para apoyar la estabilidad financiera de peque\u00f1os negocios. Aproveche los consejos personalizados y las herramientas en l\u00ednea intuitivas para administrar sus ahorros eficazmente.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.pointwestcu.com\/es\/negocio\/cuenta-de-ahorros\/\" target=\"_blank\" aria-label=\"Lea m\u00e1s sobre la Cuenta de Ahorros para Empresas\">Leer m\u00e1s<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--col_deco\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--col_content\">\n\t\t\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Certificados de dep\u00f3sito para negocios<\/h3><div class=\"co-rel_prods--col_desc text-component\">Logre un crecimiento empresarial confiable con nuestros CD de tasa fija. Al asegurar una tasa constante, podr\u00e1 planificar su futuro financiero con seguridad y confianza.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.pointwestcu.com\/es\/negocio\/certificados-de-deposito\/\" target=\"_blank\" aria-label=\"Lea m\u00e1s sobre los certificados de dep\u00f3sito comerciales\">Leer m\u00e1s<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--col_deco\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__single-path-cta\" id=\"apply\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<div class=\"co-sp_cta--inner\">\n\t\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">\u00a1Libere su potencial empresarial!<\/h2>\t\t<\/header>\n\t\t<a class=\"co-sp_cta--button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.consumer.meridianlink.com%2Fapply.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6SFL01vpeYvhTIucSdtiypptO6BLld6MUW69zfVDWm8kOmBSGtZYXJtRGfrHXCcdiL&prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fnegocio%2Fcuenta-de-cheques%2F\" target=\"_blank\" >\u00a1Solic\u00edtela hoy mismo!<\/a>\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__back-to-top\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\t\n <a class=\"co-back_top--link\" href=\"#\" aria-label=\"\">\n\tVolver arriba\t<svg class=\"co-back_top--link_icon\" aria-label=\"Volver arriba\" width=\"18\" height=\"27\" viewbox=\"0 0 18 27\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.357965 8.16977L8.1358 0.359459C8.61308 -0.119821 9.38692 -0.119821 9.8642 0.359459L17.642 8.16977C18.1193 8.64905 18.1193 9.42612 17.642 9.9054C17.1647 10.3847 16.3909 10.3847 15.9136 9.9054L10.2222 4.19017L10.2222 25.7727C10.2222 26.4505 9.67498 27 9 27C8.32502 27 7.77783 26.4505 7.77783 25.7727L7.77783 4.19017L2.08637 9.9054C1.60909 10.3847 0.835252 10.3847 0.357965 9.9054C-0.119321 9.42612 -0.119321 8.64905 0.357965 8.16977Z\" fill=\"#FAAA64\"\/>\n\t<\/svg>\n <\/a>\n<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<dl class=\"co-disclosures--list\">\n\t\t\t\t\t\t\t<div class=\"co-disclosure\">\n\t\t\t\t\t<dd class=\"co-disclosure--desc text-component\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-disclosure--icon svg-ncua\"\n\t\tviewbox=\"0 0 110 52\"\n\t\twidth=\"110\"\n\t\theight=\"52\"\n\t>\n\t\t<title>Universidad Nacional Aut\u00f3noma de M\u00e9xico<\/title>\n\t\t\n <path fill=\"#231f20\" d=\"M110 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3.14 0 0 0-.44-1.22 3.87 3.87 0 0 0-.86-.97 4 4 0 0 0-2.51-.88 4.47 4.47 0 0 0-2.2.5 4.16 4.16 0 0 0-1.47 1.35 5.9 5.9 0 0 0-.82 1.92 9.58 9.58 0 0 0-.25 2.23 8.91 8.91 0 0 0 .25 2.14 5.78 5.78 0 0 0 .82 1.87 4.2 4.2 0 0 0 1.47 1.34 4.47 4.47 0 0 0 2.2.5 3.54 3.54 0 0 0 2.75-1.08 4.99 4.99 0 0 0 1.2-2.84h3.72a8.9 8.9 0 0 1-.76 2.96 7.1 7.1 0 0 1-1.61 2.25 6.85 6.85 0 0 1-2.35 1.42 8.58 8.58 0 0 1-2.95.5 8.93 8.93 0 0 1-3.6-.7Zm43.23.3-1.32-3.89h-6.52l-1.37 3.9h-3.86L79.56 19h3.93l6.52 17.47Zm-6.84-6.75h4.52l-2.2-6.42h-.05Zm-47.8 6.75-7.26-11.7h-.05v11.7H20.5V19h3.81l7.28 11.72h.05V19h3.59v17.47Z\" \/>\n \t<\/svg>\n\t\t\t\t\t\t<div class=\"text-component\"><p class=\"disclaimer\"><em>*APY = Porcentaje de rendimiento anual. La tasa de dividendos\/APY puede cambiar en cualquier momento. Para obtener la tasa de dividendos\/APY establecida, el miembro debe cumplir con los requisitos detallados para el mes para ser elegible. Los miembros solo pueden calificar para una de las tasas establecidas anteriormente cada mes. **Las transacciones con tarjetas de cr\u00e9dito\/d\u00e9bito de Point West deben registrarse entre el 28 del mes anterior y el 27 del mes actual para calificar. ***Pr\u00e9stamo con tarjeta de cr\u00e9dito Visa sujeto a aprobaci\u00f3n crediticia. Comun\u00edquese con Point West Credit Union para obtener detalles completos al 503.546.5000. Asegurado federalmente por NCUA.<\/em><\/p>\n<p class=\"disclaimer\"><em>APY = Rendimiento porcentual anual. Point West Credit Union es una cooperativa propiedad de sus miembros y paga dividendos (intereses) en funci\u00f3n de las ganancias actuales. No se pueden garantizar las tasas futuras. Los dividendos se calculan desde el d\u00eda del dep\u00f3sito hasta el d\u00eda del retiro y se registran el \u00faltimo d\u00eda del mes. El rendimiento porcentual anual es una tasa porcentual que refleja el monto total de inter\u00e9s que se pagar\u00e1 en una cuenta en funci\u00f3n de la tasa de inter\u00e9s y la frecuencia de capitalizaci\u00f3n para un per\u00edodo anual. Consulte nuestra\u00a0<a href=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/pwcu_fee_schedule_2026-04_FINAL-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Programa de Cargos<\/a>\u00a0Para obtener detalles completos sobre las tarifas individuales que se cobran por servicios espec\u00edficos, llame a Servicios para miembros al 503.546.5000 para obtener servicio o asistencia adicional.\u00a0<a class=\"internal\" href=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/pwcu_truth_in_savings_disclosure_2020-09.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Divulgaci\u00f3n de la verdad sobre los ahorros.<\/a><\/em><\/p>\n<p class=\"disclaimer\"><em>Limitaciones de transferencias de ahorros y del mercado monetario: hasta seis (6) transferencias por mes calendario, por sufijo\/cuenta. La limitaci\u00f3n de transferencias se aplica a transferencias preautorizadas, autom\u00e1ticas, por sobregiro y telef\u00f3nicas (incluida la banca en l\u00ednea) a otra cuenta suya o a un tercero. Una transferencia preautorizada incluye cualquier acuerdo con Point West Credit Union para pagar a un tercero desde su cuenta mediante \u00f3rdenes escritas u orales (como su compa\u00f1\u00eda de seguros de autom\u00f3viles o club de salud), incluidas las \u00f3rdenes recibidas a trav\u00e9s de la C\u00e1mara de Compensaci\u00f3n Automatizada (ACH). No hay l\u00edmite en la cantidad de transacciones que puede realizar a otra cuenta de Point West Credit Union o retiros (cheques hechos directamente a su nombre) cuando dicha transferencia o retiro se inicia en persona, por correo o en un cajero autom\u00e1tico.<\/em><\/p>\n<p class=\"disclaimer\"><em>*Tarifa $2 para estados de cuenta impresos enviados por correo postal. No se cobrar\u00e1 tarifa si se inscribe en estados de cuenta electr\u00f3nicos sin papel.<\/em><\/p>\n<p class=\"disclaimer\"><em>\u2020El pago de facturas en l\u00ednea se proporciona sin costo para los usuarios activos.\u00a0<\/em><\/p>\n<p class=\"disclaimer\"><em>^Se aplican tarifas y cargos de la cuenta corriente. Los miembros deben tener un saldo m\u00ednimo de $5 en su cuenta de ahorros y ser miembros al d\u00eda para calificar.<\/em><\/p>\n<\/div>\t\t\t\t\t<\/dd>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/dl>\n\t<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":2625,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2627","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Business Checking Account - Point West Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pointwestcu.com\/es\/negocio\/cuenta-de-cheques\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Checking Account - 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