{"id":2612,"date":"2024-05-03T12:13:45","date_gmt":"2024-05-03T19:13:45","guid":{"rendered":"https:\/\/pointwest.local\/personal\/home-loans\/borrow-against-your-home\/"},"modified":"2025-11-19T14:22:46","modified_gmt":"2025-11-19T22:22:46","slug":"pedir-prestado-contra-su-casa","status":"publish","type":"page","link":"https:\/\/www.pointwestcu.com\/es\/personal\/prestamos-hipotecarios\/pedir-prestado-contra-su-casa\/","title":{"rendered":"Pida un pr\u00e9stamo con garant\u00eda hipotecaria"},"content":{"rendered":"
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\n\t\t\t\t\t\tPida un pr\u00e9stamo con garant\u00eda hipotecaria\t\t\t\t\t<\/h1>\n\t\t\t\t\t

Obtenga fondos para los grandes planes de su vida<\/p>\t\t\t\t\t\t

\n\t\t\t\t\t\t\tSolicite uno ahora<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n
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Independientemente de que desee aprovechar el capital de su vivienda para renovaciones, consolidar la deuda o gastos mayores, tenemos los productos de garant\u00eda hipotecaria indicados para usted.<\/p>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n

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\n\t\t\t\tMen\u00fa de p\u00e1gina<\/button>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tBeneficios\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tPr\u00e9stamos con garant\u00eda hipotecaria\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tl\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tSolicite uno ahora\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tPara prestamistas\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n<\/div><\/div>\n\n
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Ventajas de nuestros productos de garant\u00eda hipotecaria<\/h2>\t\t<\/header>\n\t\t\t\t\t
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\t\n\t\tSin cuotas<\/title>\n\t\t<g fill=\"#00687F\"><path d=\"M38.68 57.65a9.56 9.56 0 0 1-3.46-2.8 10.9 10.9 0 0 1-1.96-3.96l-6.89.74c.67 3.53 2.08 6.32 4.2 8.32a14.01 14.01 0 0 0 8.51 3.8l.61.07v4.17h3.34v-4.33l.61-.09c4.08-.55 7.3-2.06 9.56-4.48a12.67 12.67 0 0 0 3.4-8.96c0-3.17-.89-5.78-2.67-7.74-1.8-2.03-5.3-3.71-10.38-5l-.52-.13V23.57l.98.4a6.94 6.94 0 0 1 4.2 4.82l6.61-.86a12.1 12.1 0 0 0-3.55-6.29c-2.02-1.81-4.44-2.82-7.63-3.2l-.6-.05v-3.9h-3.35v3.93l-.64.06c-3.58.34-6.46 1.6-8.6 3.77a11.05 11.05 0 0 0-3.2 8.05c0 3.19.96 5.86 2.83 8.07 1.9 2.2 4.96 3.9 9.06 5.03l.52.16v14.6l-.98-.45v-.06Zm4.35-13.2.89.24c2.08.59 3.64 1.41 4.6 2.52a6 6 0 0 1 1.46 4.05c0 1.72-.58 3.25-1.71 4.51a7.43 7.43 0 0 1-4.41 2.37l-.83.15V44.45Zm-4.32-8.57a8.05 8.05 0 0 1-3.49-2.51 5.67 5.67 0 0 1-1.2-3.47c0-1.35.44-2.61 1.3-3.72a6.6 6.6 0 0 1 3.42-2.33l.92-.3v12.73l-.98-.4h.03Z\"\/><path d=\"M75.74 17.71a24.33 24.33 0 0 0-4.8-5.68A41.38 41.38 0 0 0 41.83 0 41.46 41.46 0 0 0 12.3 12.12 41.46 41.46 0 0 0 0 41.6a41.42 41.42 0 0 0 7.17 23.55s1.47 2.73 4.87 5.77L24.2 58.8s-1.1-2.8-3.1-6.87l-8.88 8.44a35.03 35.03 0 0 1 4.93-43.4 34.83 34.83 0 0 1 48.97-.13l-7.32 7.28s.9 2.02 3.1 6.87l8.88-8.44a35.03 35.03 0 0 1-4.9 43.47 34.81 34.81 0 0 1-49 .06l-4.84 4.82A41.27 41.27 0 0 0 41.19 83a41.46 41.46 0 0 0 29.53-12.12 41.48 41.48 0 0 0 12.31-29.5 41.46 41.46 0 0 0-7.26-23.7l-.03.03Z\"\/><\/g>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Sin costos de cierre<\/h3><div class=\"co-columns--box_desc text-component\"><p>\u00a1Olv\u00eddese de los costos de cierre con TODOS nuestros productos de garant\u00eda hipotecaria! Se los cubriremos para que usted no tenga que hacerlo.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon MoneyTransfer\"\n\t\tviewbox=\"0 0 92 60\"\n\t\twidth=\"92\"\n\t\theight=\"60\"\n\t>\n\t\t<title>Transferencia de dinero<\/title>\n\t\t<path d=\"M89.4 41.85c-1.32-1.18-4.03-2.34-8.07-3.45l-.3-.1v-7.04l.6.34c.76.4 1.3.82 1.64 1.25.3.4.6.97.96 1.84l6.75-1.09a8.26 8.26 0 0 0-2.88-4.52c-1.25-1-3.42-2.2-6.72-2.42h-.4v-2.2h-3.52v2.18h-.4c-3.73.21-6 1.71-7.25 2.95a7.84 7.84 0 0 0-2.4 5.85c0 1.7.4 3.17 1.17 4.33a7.52 7.52 0 0 0 2.81 2.6c1.11.55 3.05 1.2 5.74 1.98l.3.1v8.34l-.61-.29a5.48 5.48 0 0 1-2.2-1.77c-.4-.6-.73-1.5-.96-2.73l-7.37.87c.24 1.14.57 2.13.97 2.98a9.45 9.45 0 0 0 5.05 4.5h.05c1.23.5 2.76 1.09 4.67 1.25h.38V60h3.52v-2.37h.4c1.44-.07 2.67-.48 3.75-.85l.36-.12a9.86 9.86 0 0 0 5.52-4.79c.62-1.18.95-2.52.95-3.94 0-2.47-.85-4.45-2.6-6.05l.1-.03Zm-11.9-4.04-.56-.19a4.1 4.1 0 0 1-1.98-1.28 3.03 3.03 0 0 1-.62-1.86c0-.7.21-1.29.6-1.8.4-.5 1.03-.89 2-1.23l.54-.2v6.54l.02.02Zm6.78 13.48a4.9 4.9 0 0 1-2.74 1.43l-.52.12v-7.8l.57.2c1.4.51 2.34 1.04 2.83 1.65.52.63.78 1.33.78 2.08 0 .84-.3 1.64-.92 2.32ZM0 55.19c0 1.74.68 3.16 2.38 3.16h35.8c1.7 0 2.38-1.42 2.38-3.16v-14.2H0v14.2ZM20.09 44.6h17.78c.26 0 .47.27.47.58 0 .32-.21.58-.47.58H20.09c-.26 0-.47-.26-.47-.58 0-.31.21-.58.47-.58Zm0 2.98h17.78c.26 0 .47.26.47.58 0 .31-.21.58-.47.58H20.09c-.26 0-.47-.27-.47-.58 0-.32.21-.58.47-.58Zm0 2.97h17.78c.26 0 .47.27.47.59 0 .31-.21.58-.47.58H20.09c-.26 0-.47-.27-.47-.58 0-.32.21-.59.47-.59Zm0 2.98h17.78c.26 0 .47.27.47.58 0 .32-.21.58-.47.58H20.09c-.26 0-.47-.26-.47-.58 0-.31.21-.58.47-.58Zm-16.4-6.58c0-.65.51-1.19 1.15-1.19h9.3c.64 0 1.16.54 1.16 1.19v3.48c0 .66-.52 1.19-1.16 1.19h-9.3c-.64 0-1.16-.53-1.16-1.19v-3.48ZM40.55 33.8v1.93H0V33.8c0-1.74.68-3.17 2.38-3.17h35.8c1.7 0 2.38 1.43 2.38 3.17Zm-21.9-8.71c7.8-33.87 41.64-27.53 48.47-15.2 1.65-1.06 6.68-3.65 6.68-3.65L68.75 25.7l-18.3-6.63 7.06-4.18c-11.62-12.03-33.4-2.1-38.84 10.2h-.02Z\" fill=\"#00687F\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Planes de pago flexibles<\/h3><div class=\"co-columns--box_desc text-component\"><p>Encuentre la alternativa perfecta seg\u00fan su presupuesto con nuestros planes de pago flexibles, que ofrecen tasas fijas y variables.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon PercentageSignwithDownArrow\"\n\t\tviewbox=\"0 0 81 83\"\n\t\twidth=\"81\"\n\t\theight=\"83\"\n\t>\n\t\t<title>Signo de porcentaje con flecha hacia abajo<\/title>\n\t\t<g fill=\"#00687F\"><path d=\"M29.9 32.99c3.35-3.28 5.06-8 5.06-13.98 0-5.99-1.68-10.89-5-14.14-3.33-3.25-7.6-4.9-12.69-4.9C11.7 0 7.4 1.87 4.45 5.5 1.6 9.08.15 13.44.15 18.5c0 6.43 1.66 11.3 4.87 14.55 3.28 3.28 7.44 4.93 12.34 4.93 4.9 0 9.18-1.68 12.55-4.99Zm-17.35-4.96c-1.42-1.63-2.14-4.54-2.14-8.7 0-4.56.72-7.72 2.1-9.35a6.3 6.3 0 0 1 5-2.34 6.4 6.4 0 0 1 5.03 2.31c1.41 1.63 2.13 4.54 2.13 8.73 0 4.54-.69 7.7-2.1 9.32a6.37 6.37 0 0 1-5.06 2.34 6.17 6.17 0 0 1-4.96-2.31ZM76 46.64c-3.33-3.25-7.6-4.9-12.66-4.9-5.57 0-9.9 1.84-12.82 5.5-2.86 3.55-4.3 7.94-4.3 13.03 0 6.4 1.65 11.27 4.87 14.52a16.77 16.77 0 0 0 12.3 4.96c4.91 0 9.22-1.68 12.59-4.99 3.33-3.28 5.05-8 5.05-13.98 0-5.99-1.68-10.89-5-14.14h-.02Zm-7.37 23.1a6.4 6.4 0 0 1-5.08 2.34 6.11 6.11 0 0 1-4.97-2.34c-1.41-1.63-2.13-4.54-2.13-8.66 0-4.57.69-7.73 2.1-9.36a6.36 6.36 0 0 1 5.03-2.34c2.01 0 3.64.75 5.02 2.31 1.42 1.63 2.14 4.55 2.14 8.73 0 4.54-.72 7.66-2.1 9.32Z\"\/><path d=\"m0 83 31.14-11.22-8.3-6.85L75.14 6l-14.7.18-46.06 51.76-7.7-6.35L0 83Z\"\/><\/g>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Tasas de inter\u00e9s competitivas<\/h3><div class=\"co-columns--box_desc text-component\"><p>Ahorre a\u00fan m\u00e1s con nuestras tasas de inter\u00e9s competitivas y costos de cierre de $0, lo que hace que pedir prestado sea asequible y sin estr\u00e9s.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon Community\"\n\t\tviewbox=\"0 0 92 61\"\n\t\twidth=\"92\"\n\t\theight=\"61\"\n\t>\n\t\t<title>Desarrollo Comunitario<\/title>\n\t\t<path fill=\"#00687F\" d=\"M54.41 33.2v5.22l1.84.8 1.42.63 1.36.6 2.41 1.06 3.1 1.34.82.36 3.78 1.58 3 1.24.21.08c.96.4 1.72.69 2.32.9a7 7 0 0 1 3.04 2.03c.77.9 1.38 1.84 1.83 2.8.53 1.1.92 2.26 1.16 3.48V61H11.3v-5.68a15.4 15.4 0 0 1 1.2-3.49c.45-.95 1.06-1.88 1.83-2.79A7 7 0 0 1 17.32 47a33 33 0 0 0 2.45-.91c.95-.38 1.99-.8 3.13-1.28l.27-.1 3.95-1.69c1.38-.59 2.76-1.18 4.12-1.78l1.31-.57a610.39 610.39 0 0 0 5.79-2.56V33l-.17-.66-.12-.44-.42-1.5c-.18-.6-.4-1.24-.63-1.92A23.66 23.66 0 0 1 34.95 23c-.5-2.04-.76-4.2-.76-6.5 0-3.02.32-5.57.96-7.65a14.38 14.38 0 0 1 2.61-5.1A9.8 9.8 0 0 1 41.62.9C43.1.3 44.68 0 46.38 0c1.7 0 3.23.29 4.7.87a9.92 9.92 0 0 1 3.89 2.82c1.12 1.3 2 3 2.63 5.1.64 2.1.96 4.67.96 7.7 0 2.25-.25 4.37-.73 6.38a22.94 22.94 0 0 1-2.04 5.44l-.57 1.8-.1.29a60.5 60.5 0 0 0-.49 1.63c-.15.53-.22.9-.22 1.15v.01Zm36.86 8.44a7.26 7.26 0 0 0-1.08-1.63 4.08 4.08 0 0 0-1.79-1.19c-.35-.12-.8-.3-1.36-.52l-.35-.14-1.52-.63-2.21-.93-.74-.32-1.55-.67-1.13-.51-.99-.45a6.55 6.55 0 0 0-.55-.24c-.5-.22-.96-.42-1.26-.6v-3.15a1.3 1.3 0 0 1 .04-.57l.09-.36.15-.6.19-.6.18-.62c.5-.94.9-2 1.18-3.17.29-1.17.42-2.41.42-3.72 0-1.77-.18-3.28-.56-4.5a8.2 8.2 0 0 0-1.54-2.98 5.8 5.8 0 0 0-2.27-1.65 7.43 7.43 0 0 0-2.75-.5c-.97 0-1.92.17-2.78.52-.86.35-1.61.9-2.26 1.67a8.4 8.4 0 0 0-1.52 2.98c-.37 1.22-.57 2.7-.57 4.46a15.52 15.52 0 0 0 1.65 7 28.72 28.72 0 0 1 .5 1.51 8.87 8.87 0 0 1 .27.83.9.9 0 0 1 .09.3v2.97c-.26.16-.67.33-1.12.5l-.8.34-.76.33-1.53.66c-.41.19-.84.37-1.26.55l-1.16.5-.35.14-.55.24.19.08.76.34.47.2v.01l1.56.68a504.99 504.99 0 0 0 7.1 3.03l.54.23 1.53.63.39.16.63.26.65.27c.88.36 1.58.63 2.1.8l.04.01.04.02c1.94.7 3.55 1.8 4.78 3.24a17.02 17.02 0 0 1 3.35 6.02H92V47l-.23-2.28c-.2-2.06-.25-2.58-.49-3.08Zm-79.75 5.23a17.87 17.87 0 0 0-3.35 6H0v-9.18a4 4 0 0 1 .57-1.73l.15-.31c.26-.56.64-1.1 1.1-1.63a4.04 4.04 0 0 1 1.74-1.2c.36-.1.83-.29 1.42-.53.6-.23 1.25-.5 1.98-.8l2.13-.91.17-.07 1.58-.7.8-.34 1.02-.46 1.2-.54.42-.18c.55-.24 1.04-.46 1.37-.65v-2.98c0-.14 0-.35-.08-.64-.04-.14-.06-.27-.08-.4a3.55 3.55 0 0 0-.08-.47c-.1-.35-.23-.73-.37-1.13a14 14 0 0 1-1.2-3.2c-.3-1.19-.44-2.46-.44-3.8 0-1.75.2-3.24.56-4.46a8.4 8.4 0 0 1 1.53-2.98 5.68 5.68 0 0 1 2.25-1.67 7.3 7.3 0 0 1 2.77-.52c.97 0 1.89.17 2.75.5.86.34 1.61.9 2.27 1.65a8.14 8.14 0 0 1 1.53 2.98c.38 1.22.56 2.73.56 4.5a16 16 0 0 1-.43 3.72 13.47 13.47 0 0 1-1.2 3.18l-.14.45c-.1.26-.18.52-.25.77l-.14.4-.17.55-.05.16c-.07.22-.12.4-.12.5v3.06c.56.17.93.35 1.33.55l.6.29 1.18.5 1.07.46c.5.23 1.02.45 1.54.67l.75.33.7.29a46.92 46.92 0 0 0-1.54.66l-.83.37-4.08 1.77h-.02c-1.4.61-2.71 1.17-3.91 1.67l-.36.15-2.97 1.21c-.94.38-1.68.66-2.21.83l-.08.03-.08.03c-1.89.7-3.47 1.8-4.7 3.25Z\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Gu\u00eda experta<\/h3><div class=\"co-columns--box_desc text-component\"><p>\u00bfQuiere aprovechar el valor de su vivienda? Caminos de cr\u00e9dito le ayuda a entender los efectos en su cr\u00e9dito y tomar decisiones informadas.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__single-path-cta\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<div class=\"co-sp_cta--inner\">\n\t\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Convierta el capital de su vivienda en oportunidades<\/h2><div class=\"co-intro_text--intro text-component\"><p>\u00bfQuiere aprovechar el valor de su vivienda? Caminos de cr\u00e9dito le ayuda a entender los efectos en su cr\u00e9dito y tomar decisiones informadas.<\/p>\n<\/div>\t\t<\/header>\n\t\t<a class=\"co-sp_cta--button\" href=\"https:\/\/www.pointwestcu.com\/es\/recursos\/guias-financieras\/vias-de-credito\/\" target=\"_blank\" >Conozca m\u00e1s<\/a>\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__gray co-flex_row__long-form-text\" id=\"loan\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Pr\u00e9stamos con garant\u00eda hipotecaria (tasa fija)<\/h2><div class=\"co-intro_text--intro text-component\"><p>Asegure sus necesidades financieras con nuestro pr\u00e9stamo con garant\u00eda hipotecaria que ofrece una tasa fija. Disfrute de pagos mensuales predecibles y una tasa de inter\u00e9s fija, por lo que planificar y gestionar su presupuesto ser\u00e1 f\u00e1cil.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-long_form--block prow items-start\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:6 offset-md:1\">\n\t\t\t\t\t<div class=\"co-long_form--content text-component\"><ul>\n<li><span class=\"bold\">SIN COSTOS DE CIERRE*<\/span><\/li>\n<li>Tasa fija<\/li>\n<li>Sin cuotas anuales<\/li>\n<li>Relaci\u00f3n pr\u00e9stamo a valor (LTV) del 90%<\/li>\n<li>Procesamiento de principio a fin dentro de 10 a 14 d\u00edas h\u00e1biles<\/li>\n<li>El inter\u00e9s a menudo es deducible de impuestos<sup>**<\/sup><\/li>\n<li>Pr\u00e9stamos de hasta $250,000 disponibles<\/li>\n<li>Plazos de hasta 15 a\u00f1os<\/li>\n<\/ul>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"pcol-md:4\">\n\t\t\t\t\t\t<div class=\"co-long_form--media\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/81-1-300x300.jpg\" class=\"co-long_form--image\" alt=\"Miembro del personal de PW posando para la c\u00e1mara frente a una ventana.\" srcset=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/81-1-300x300.jpg 300w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/81-1-150x150.jpg 150w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/81-1-12x12.jpg 12w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/81-1.jpg 330w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__gray co-flex_row__next_row_diff co-flex_row__accordions\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"\">\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\tVer tasas fijas de pr\u00e9stamos con garant\u00eda hipotecaria\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"homeequityloanfixed\">\n\t\t\tPr\u00e9stamo con garant\u00eda hipotecaria (fijo)\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"3\">\n\t\t\t\t\t\t<p>*APR = Tasa de porcentaje anual. Todas las tasas y programas est\u00e1n sujetos a cambios en cualquier momento. Las tasas se basan en su historial crediticio y su informe crediticio actual. El plazo del pr\u00e9stamo puede basarse en el monto financiado, la antig\u00fcedad de la garant\u00eda y su puntaje crediticio. Todos los pr\u00e9stamos est\u00e1n sujetos a aprobaci\u00f3n crediticia. Para obtener la tasa m\u00e1s baja, los pagos deben realizarse mediante pago autom\u00e1tico. La tasa es 0.25% APR m\u00e1s alta para los pagos de pr\u00e9stamos que no se realizan mediante pago autom\u00e1tico. Comun\u00edquese con Point West al 503.546.5000 o al 888.468.5826 para obtener las \u00faltimas tasas y t\u00e9rminos completos. <a href=\"https:\/\/www.pointwestcu.com\/es\/\">Ver detalles completos de tarifas y divulgaciones >><\/a><\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>70%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>1 \u2013 7 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.00%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>70%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>8 \u2013 15 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.25%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>80%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>1 \u2013 7 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>80%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>8 \u2013 15 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>90%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>1 \u2013 7 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>90%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>8 \u2013 15 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.25%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n<p style=\"text-align: center;\"><a href=\"https:\/\/ws.loanspq.com\/consumer\/v2\/login\/landing.aspx?enc2=CjDDGQgp6ViDEpMSQAmj1MExozRqjq9F_hG_gBH5GOv5Lm_9f5OQT5J4O8gnDIZT6y6w7fh1_rSHKSUCQDe1phSDCU1E8DNToIjedmVy-IoCkoV1M65OXiDCB-X9tSKT\" class=\"co-button\">Solicite uno ahora<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" id=\"heloc\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (tasa fija)<\/h2><div class=\"co-intro_text--intro text-component\"><p>Acceda al capital de su vivienda con nuestra l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria de tasa fija. Aproveche una tasa de inter\u00e9s constante y opciones de pr\u00e9stamo flexibles, para que reciba apoyo financiero confiable cuando lo necesite.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start flex-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<div class=\"co-long_form--content text-component\"><ul>\n<li><span class=\"bold\">SIN COSTOS DE CIERRE*<\/span><\/li>\n<li>Sin cuotas anuales<\/li>\n<li>Relaci\u00f3n pr\u00e9stamo a valor (LTV) del 90%<\/li>\n<li>Procesamiento de principio a fin dentro de 10 a 14 d\u00edas h\u00e1biles<\/li>\n<li>L\u00ednea de cr\u00e9dito abierta y rotativa durante los primeros 2 a\u00f1os<\/li>\n<li>El inter\u00e9s a menudo es deducible de impuestos<sup>**<\/sup><\/li>\n<li>Pr\u00e9stamos de hasta $250,000 disponibles<\/li>\n<li>Amortizado en un per\u00edodo de reembolso de 10 a\u00f1os despu\u00e9s del per\u00edodo de extracci\u00f3n de 2 a\u00f1os<\/li>\n<\/ul>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__accordions\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"\">\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\tVer tasas fijas de l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"homeequitylineofcreditfixed\">\n\t\t\tL\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (tasa fija)\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"3\">\n\t\t\t\t\t\t<p>*APR = Tasa de porcentaje anual. Todas las tasas y programas est\u00e1n sujetos a cambios en cualquier momento. Las tasas se basan en su historial crediticio y su informe crediticio actual. El plazo del pr\u00e9stamo puede basarse en el monto financiado, la antig\u00fcedad de la garant\u00eda y su puntaje crediticio. Todos los pr\u00e9stamos est\u00e1n sujetos a aprobaci\u00f3n crediticia. Para obtener la tasa m\u00e1s baja, los pagos deben realizarse mediante pago autom\u00e1tico. La tasa es 0.25% APR m\u00e1s alta para los pagos de pr\u00e9stamos que no se realizan mediante pago autom\u00e1tico. Comun\u00edquese con Point West al 503.546.5000 o al 888.468.5826 para obtener las \u00faltimas tasas y t\u00e9rminos completos. <a href=\"https:\/\/www.pointwestcu.com\/es\/\">Ver detalles completos de tarifas y divulgaciones >><\/a><\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>70%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2 a\u00f1os de pr\u00e9stamo, 10 a\u00f1os de amortizaci\u00f3n<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.00%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>80%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2 a\u00f1os de pr\u00e9stamo, 10 a\u00f1os de amortizaci\u00f3n<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.50%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9stamo a valor (LTV, con pago autom\u00e1tico)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>90%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2 a\u00f1os de pr\u00e9stamo, 10 a\u00f1os de amortizaci\u00f3n<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.25%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n<p style=\"text-align: center;\"><a href=\"https:\/\/ws.loanspq.com\/consumer\/v2\/login\/landing.aspx?enc2=CjDDGQgp6ViDEpMSQAmj1MExozRqjq9F_hG_gBH5GOv5Lm_9f5OQT5J4O8gnDIZT6y6w7fh1_rSHKSUCQDe1phSDCU1E8DNToIjedmVy-IoCkoV1M65OXiDCB-X9tSKT\" class=\"co-button\">Solicite uno ahora<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (ajustable)<\/h2><div class=\"co-intro_text--intro text-component\"><p>Maximice el capital de su vivienda con nuestra l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria de tasa variable. Disfrute de pr\u00e9stamos flexibles y posiblemente tasas de inter\u00e9s iniciales m\u00e1s bajas, con la conveniencia de acceder a fondos seg\u00fan sea necesario.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start flex-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<div class=\"co-long_form--content text-component\"><ul>\n<li><span class=\"bold\">SIN COSTOS DE CIERRE*<\/span><\/li>\n<li>Sin cuotas anuales<\/li>\n<li>Relaci\u00f3n pr\u00e9stamo a valor (LTV) del 90%<\/li>\n<li>Procesamiento de principio a fin dentro de 10 a 14 d\u00edas h\u00e1biles<\/li>\n<li>L\u00ednea de cr\u00e9dito abierta y rotativa durante los primeros 7 a\u00f1os<\/li>\n<li>El inter\u00e9s a menudo es deducible de impuestos<sup>**<\/sup><\/li>\n<li>Pr\u00e9stamos de hasta $250,000 disponibles<\/li>\n<li>Amortizado en un per\u00edodo de reembolso de 15 a\u00f1os despu\u00e9s del per\u00edodo de extracci\u00f3n de 7 a\u00f1os<\/li>\n<\/ul>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__accordions\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"\">\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\tVer tasas de l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (ajustables)\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"homeequitylineofcreditadjustable\">\n\t\t\tL\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (ajustable)\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Relaci\u00f3n pr\u00e9stamo-valor (LTV)<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"3\">\n\t\t\t\t\t\t<p>*APR = Tasa de porcentaje anual. Todas las tasas y programas est\u00e1n sujetos a cambios en cualquier momento. La tasa cambia el primer d\u00eda del mes posterior a los cambios en el \u00edndice de la tasa preferencial. Las tasas se basan en su historial crediticio y en su informe crediticio actual. El plazo del pr\u00e9stamo puede basarse en el monto financiado, la antig\u00fcedad de la garant\u00eda y su puntaje crediticio. Todos los pr\u00e9stamos est\u00e1n sujetos a aprobaci\u00f3n crediticia. Para obtener la tasa m\u00e1s baja, los pagos deben realizarse mediante pago autom\u00e1tico. La tasa es 0.25% APR m\u00e1s alta para los pagos de pr\u00e9stamos que no se realizan autom\u00e1ticamente. Comun\u00edquese con Point West al 503.546.5000 o al 888.468.5826 para obtener las \u00faltimas tasas y condiciones completas. <a href=\"https:\/\/www.pointwestcu.com\/es\/\">Ver detalles completos de tarifas y divulgaciones >><\/a><\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Relaci\u00f3n pr\u00e9stamo-valor (LTV)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>70%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7 a\u00f1os de pr\u00e9stamo, 15 a\u00f1os de amortizaci\u00f3n<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>5.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Relaci\u00f3n pr\u00e9stamo-valor (LTV)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>80%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7 a\u00f1os de pr\u00e9stamo, 15 a\u00f1os de amortizaci\u00f3n<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.25%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Relaci\u00f3n pr\u00e9stamo-valor (LTV)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>90%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Plazo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7 a\u00f1os de pr\u00e9stamo, 15 a\u00f1os de amortizaci\u00f3n<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR* (tan bajo como)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.00%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n<p style=\"text-align: center;\"><a href=\"https:\/\/ws.loanspq.com\/consumer\/v2\/login\/landing.aspx?enc2=CjDDGQgp6ViDEpMSQAmj1MExozRqjq9F_hG_gBH5GOv5Lm_9f5OQT5J4O8gnDIZT6y6w7fh1_rSHKSUCQDe1phSDCU1E8DNToIjedmVy-IoCkoV1M65OXiDCB-X9tSKT\" class=\"co-button\">Solicite uno ahora<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__blue co-flex_row__next_row_diff co-flex_row__single-path-cta\" id=\"apply\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<div class=\"co-sp_cta--inner\">\n\t\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">\u00bfQuiere aprovechar el capital de su vivienda?<\/h2><div class=\"co-intro_text--intro text-component\"><p>Comun\u00edquese con nuestro equipo de pr\u00e9stamos hoy enviando un correo a <a href=\"mailto:loans@pointwestcu.com\">loans@pointwestcu.com<\/a> o llamando al 503.546.5000 para conocer m\u00e1s sobre nuestros productos de garant\u00eda hipotecaria. \u00a1Presente una solicitud en l\u00ednea ahora y libere el potencial financiero de su vivienda!<\/p>\n<\/div>\t\t<\/header>\n\t\t<a class=\"co-sp_cta--button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fapply.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6Sj_6Sm8vj-sF2e2YzAmBaTA%26_gl%3D1%2A1c4g1hd%2A_ga%2AMTI0ODczMTk1NC4xNzYwMTEzOTcy%2A_ga_FHFJP488L4%2AczE3NjM1ODk0MTkkbzQ3JGcxJHQxNzYzNTkwNTk3JGoyMyRsMCRoMA..&prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fpersonal%2Fprestamos-hipotecarios%2Fpedir-prestado-contra-su-casa%2F\" target=\"_blank\" >Solicite uno ahora<\/a>\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__accordions\" id=\"lenders\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"\">\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\"\n\t\t\t\t\t>\n\t\t\t\t\t\tPara prestamistas\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewbox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<p>Por favor utilice esto <a href=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/Subordination-Checklist_2021.pdf\">Lista de verificaci\u00f3n de subordinaci\u00f3n<\/a> y <a href=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/Subordination-Agreement.docx\">Acuerdo de subordinaci\u00f3n<\/a> Al enviar sus paquetes a Point West. \u00bfTiene alguna pregunta? Para obtener ayuda, comun\u00edquese con nuestro equipo de pr\u00e9stamos al 503.546.5000 o <a href=\"mailto:loans@pointwestcu.com\">loans@pointwestcu.com<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__back-to-top\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\t\n <a class=\"co-back_top--link\" href=\"#\" aria-label=\"\">\n\tVolver arriba\t<svg class=\"co-back_top--link_icon\" aria-label=\"Volver arriba\" width=\"18\" height=\"27\" viewbox=\"0 0 18 27\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.357965 8.16977L8.1358 0.359459C8.61308 -0.119821 9.38692 -0.119821 9.8642 0.359459L17.642 8.16977C18.1193 8.64905 18.1193 9.42612 17.642 9.9054C17.1647 10.3847 16.3909 10.3847 15.9136 9.9054L10.2222 4.19017L10.2222 25.7727C10.2222 26.4505 9.67498 27 9 27C8.32502 27 7.77783 26.4505 7.77783 25.7727L7.77783 4.19017L2.08637 9.9054C1.60909 10.3847 0.835252 10.3847 0.357965 9.9054C-0.119321 9.42612 -0.119321 8.64905 0.357965 8.16977Z\" fill=\"#FAAA64\"\/>\n\t<\/svg>\n <\/a>\n<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<dl class=\"co-disclosures--list\">\n\t\t\t\t\t\t\t<div class=\"co-disclosure\">\n\t\t\t\t\t<dd class=\"co-disclosure--desc text-component\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-disclosure--icon svg-equalHouseLender\"\n\t\tviewbox=\"0 0 46 48\"\n\t\twidth=\"46\"\n\t\theight=\"48\"\n\t>\n\t\t<title>Prestamista de vivienda equitativo<\/title>\n\t\t\n <path d=\"M23.26 0 0 13.24V18h3.56v16.47h38.81V18H46v-4.63zM37.9 30.28H8.29V13.77L23.26 5l14.64 8.77z\"\/>\n <path d=\"M15.3 15.99h15.48v4.06H15.3zm0 6.05h15.48v4.06H15.3zM26.45 41.9h-2.72v5.18h2.66c2.13 0 3.37-.46 3.37-2.49s-1.37-2.69-3.31-2.69zm-.13 4.1h-1.17v-3h1.3a1.59 1.59 0 0 1 1.75 1.57c0 1.2-.78 1.43-1.88 1.43zm17.38-2.46c0-1.18-.59-1.64-2-1.64h-3.77v5.18h1.43v-2.16h1.36l1.49 2.16h1.55l-1.49-2.16c.97-.13 1.43-.53 1.43-1.38zm-2.28.27h-2.07V43h2.14c.58 0 .84.07.84.4s-.19.41-.91.41zm-21.16 1.31-2.72-3.21h-1.62v5.17h1.36v-3.14L20 47.08h1.62v-5.17h-1.36v3.21zM3.99 41.91H2.56v5.17h5.12v-1.11l-3.69-.07v-3.99zm5.15 5.17h4.99v-1.11h-3.5v-1.12h2.92V43.8h-2.92v-.78h3.5v-1.11H9.14v5.17zm22.21 0 4.92-.06v-1.05h-3.49v-1.12h2.98V43.8h-2.98v-.78h3.49v-1.11h-4.92v5.17zM15.11 36H14l-1.29 4.65h.94l.35-1.07h1.16l.29 1.05h1zm-1 2.83.42-1.83.47 1.81zm-5.51-.1v-1c0-1.12-.26-1.9-1.55-1.9s-1.56.65-1.56 1.83v1.25c0 1.57.91 1.64 3.57 1.64l.06-.33-.78-.22a2.34 2.34 0 0 0 .26-1.27zm-1 .2c0 .85-.07 1-.59 1s-.58-.26-.58-1.11v-1.07c0-.86.06-1.12.65-1.12s.52.13.52 1zM33.48 40c-.39 0-.65-.26-.78-.72l-.77.14c0 .72.45 1.31 1.49 1.31A1.53 1.53 0 0 0 35 39.39c0-1.12-2-1.64-2-2.39 0-.27.26-.4.52-.4s.58.26.78.66l.65-.26a1.31 1.31 0 0 0-1.49-1.18c-.78 0-1.43.39-1.43 1.18 0 1.31 2.07 1.63 2.07 2.49-.04.35-.23.51-.62.51zM28 38.93v-1.45c0-1.17-.32-1.63-1.55-1.63-1 0-1.56.52-1.56 1.77v1.5c0 1.12.33 1.58 1.56 1.58S28 40.17 28 38.93zm-2.13.07v-1.45c0-.59.07-1 .58-1s.59.46.59 1v1.38c0 .78-.2 1-.59 1s-.58-.28-.58-.93zm16.34-2.43c.45 0 .71.32.78.78l.64-.26a1.31 1.31 0 0 0-1.49-1.24c-1.29 0-1.55.72-1.55 1.7v1.38c0 1.37.39 1.77 1.68 1.77 1 0 1.3-.48 1.3-1v-1.5h-1.36v.72h.45v.52c0 .39-.13.59-.45.59-.65 0-.72-.46-.72-1.11v-1c0-.83.07-1.35.72-1.35zM31.46 36h-.9v2.68c0 1.05-.07 1.31-.59 1.31s-.58-.39-.58-1.37V36h-1v2.68c0 1.58.26 2.08 1.62 2.08 1 0 1.42-.57 1.42-2zm8.66 4.63v-4.65h-.78v2.88l-1.04-2.88h-1.23v4.65h.78v-3.15l1.1 3.15h1.17zM9.53 36v2.81c0 1.32.13 1.91 1.43 1.91 1.49 0 1.55-.73 1.55-2V36h-.9v2.75c0 .92-.13 1.18-.59 1.18s-.58-.26-.58-1.31V36zm14.7 4.63v-4.65h-.91v1.77h-1.1v-1.77h-.9v4.65h.9v-2.1h1.1v2.1h.91zM4.83 36.7v-.72H2.5v4.65h2.33v-.72H3.4V38.6h1.3v-.66H3.4V36.7h1.43zm11.99-.72v4.65h2.14v-.72H17.6v-3.93h-.78zM35.51 35.98h.84v4.65h-.84z\"\/>\n \t<\/svg>\n\t\t\t\t\t\t<div class=\"text-component\"><p><em>*La elegibilidad para no pagar costos de cierre est\u00e1 limitada a viviendas ocupadas por sus propietarios.<\/em><\/p>\n<p><em>**Aunque los intereses suelen ser deducibles de impuestos, consulte con un asesor fiscal para confirmar las deducciones antes de tomar cualquier pr\u00e9stamo. <\/em><em>La tasa de inter\u00e9s que un miembro paga se basa en la solvencia del miembro, su historial de cr\u00e9dito, la relaci\u00f3n pr\u00e9stamo-valor y el plazo del pr\u00e9stamo. La l\u00ednea de cr\u00e9dito m\u00ednima para la L\u00ednea de Cr\u00e9dito con Garant\u00eda Hipotecaria (Home Equity Line of Credit, HELOC) fija es de $10,000. Para la tasa m\u00e1s baja, los pagos del pr\u00e9stamo se deben hacer por medio del pago autom\u00e1tico. La tasa es 0.25% m\u00e1s alta para los pagos de pr\u00e9stamos que no son de pago autom\u00e1tico.<\/em><\/p>\n<p><em>Para calificar para una HELOC, un miembro debe tener suficiente valor l\u00edquido de la vivienda para calificar para la l\u00ednea m\u00ednima de $10,000. Las tasas cambian el primer d\u00eda del siguiente mes despu\u00e9s de que cambie el \u00edndice Prime Rate. Pago m\u00ednimo: 1% del saldo pendiente. El margen asociado a Prime Rate se determina por la puntuaci\u00f3n de cr\u00e9dito.<\/em><\/p>\n<p><em>Identificaci\u00f3n NMLS #440206<\/em><\/p>\n<\/div>\t\t\t\t\t<\/dd>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/dl>\n\t<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":2609,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2612","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Borrow Against Your Home - Point West Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pointwestcu.com\/es\/personal\/prestamos-hipotecarios\/pedir-prestado-contra-su-casa\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Borrow Against Your Home - 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