{"id":2606,"date":"2024-05-03T12:13:45","date_gmt":"2024-05-03T19:13:45","guid":{"rendered":"https:\/\/pointwest.local\/personal\/loans\/"},"modified":"2025-01-15T12:47:25","modified_gmt":"2025-01-15T20:47:25","slug":"prestamos","status":"publish","type":"page","link":"https:\/\/www.pointwestcu.com\/es\/personal\/prestamos\/","title":{"rendered":"Pr\u00e9stamos personales"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__page-hero\" ><div class=\"co-flex_row--row co-row\">\t<header class=\"co-page_hero  co-page_hero__calypso co-page_hero__has_image display-img-desktop\" aria-label=\"Header: Personal Loans\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center gap:5\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--media pcol-lg:5\">\n\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"400\" src=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/40.jpg\" class=\"co-page_hero--img\" alt=\"PW member smiling and posing for the camera.\" srcset=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/40.jpg 400w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/40-300x300.jpg 300w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/40-150x150.jpg 150w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/40-12x12.jpg 12w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/40-396x396.jpg 396w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/40-350x350.jpg 350w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t<!-- <div class=\"co-page_hero--blob\"><\/div> -->\n\t\t\t\t\t\t\t<div class=\"co-page_hero--blob left\">\n\t\t\t\t\t\t\t\t<div class=\"ps-blob\">\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 346 350\">\n\t\t\t\t\t\t\t\t\t\t<path d=\"M251.828 345.182c40.089-12.626 112.781-76.278 88.995-177.474-9.514-40.478-20.053-68.213-37.817-101.823C274.109 2.01 196.228-7.4 146.551 5.697 63.31 27.644-10.879 98.755 2.465 197.03c13.345 98.273 60.132 113.469 85.659 124.795 48.095 21.341 123.614 35.985 163.704 23.358Z\"\/>\n\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-page_hero--blob right\">\n\t\t\t\t\t\t\t\t<div class=\"ps-blob\">\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 373 387\">\n\t\t\t\t\t\t\t\t\t\t<path d=\"M248.84 12.929c-39.932-20.483-141.923-26.03-197.127 70.37C29.63 121.86 17.586 151.316 6.82 190.782c-24.19 71.33 28.748 137.43 76.38 164.787 79.812 45.84 188.368 46.736 249.464-39.516 61.095-86.252 36.22-133.357 24.852-161.411-21.419-52.857-68.745-121.23-108.677-141.712Z\"\/>\n\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:7\">\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\t\tPersonal Loans\t\t\t\t\t<\/h1>\n\t\t\t\t\t<p class=\"co-page_hero--tagline\">Empowering your financial goals<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fapply.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6Sj_6Sm8vj-sF2e2YzAmBaTA%26_gl%3D1%2A1l7jvru%2A_ga%2ANzAzNjc1MTU3LjE2OTEwODM2MjQ.%2A_ga_FHFJP488L4%2AMTcxODIyNDMyNS4zNDAuMS4xNzE4MjI0NDg3LjAuMC4w&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fpersonal%2Fprestamos%2F\" target=\"_blank\" >Apply Now<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__next_row_diff co-flex_row__page-intro\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-page_intro\">\n\t\t<div class=\"co-page_intro--desc text-component\"><p>Planning a big event, vacation, or project? Point West offers personal loans customized to your needs. Speak with our Lending Team today to get started!<\/p>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__gray co-flex_row__accordions\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Personal Loan\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Personal Loan<\/h2><div class=\"co-intro_text--intro text-component\"><p>Need a lump sum with low interest and great terms? Our personal loans are the answer. Secure with your car or boat, or go unsecured. Great for rebuilding credit.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tView Personal Loan rates\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"personalloans\">\n\t\t\tPersonal Loans\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR (Variable)*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"2\">\n\t\t\t\t\t\t<p>*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rate changes the 1st day of the month after the Prime Rate index changes. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. Longest term available for loans greater than $15,000. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment and member must enroll in direct deposit. Rate is 0.25% APR higher for non-auto pay loan payments and 0.50% APR higher for members not enrolled in direct deposit. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. <a href=\"https:\/\/www.pointwestcu.com\/rates\/\">See full rates details and disclosures &gt;&gt;<\/a><\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>1 &#8211; 60 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR (Variable)*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>9.25% &#8211; 24.00%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n<div id=\"personalloan\" class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__gray co-flex_row__accordions\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Personal Line of Credit\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Personal Line of Credit<\/h2><div class=\"co-intro_text--intro text-component\"><p>Our Lines of Credit provide ultimate flexibility. Interest is charged only on the portion you use, with cash advances available online or by phone. Automatic payments are included. We also offers <a href=\"https:\/\/www.pointwestcu.com\/business\/credit-cards-loans\/\">Business<\/a> and <a href=\"https:\/\/www.pointwestcu.com\/personal\/home-loans\/\">Home Equity Lines of Credit<\/a>, designed for your convenience and specific needs.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tView Personal Line of Credit rates\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"personallineofcredit\">\n\t\t\tPersonal Line of Credit\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR (Variable)*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"1\">\n\t\t\t\t\t\t<p>*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rate changes the 1st day of the month after the Prime Rate index changes. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment and member must enroll in direct deposit. Rate is 0.25% APR higher for non-auto pay loan payments and 0.50% APR higher for members not enrolled in direct deposit. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. <a href=\"https:\/\/www.pointwestcu.com\/rates\/\">See full rates details and disclosures &gt;&gt;<\/a><\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR (Variable)*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>9.50% &#8211; 24.75%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__gray co-flex_row__next_row_diff co-flex_row__accordions\" ><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Share Secured Loan\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Share Secured Loan<\/h2><div class=\"co-intro_text--intro text-component\"><p>A share secured loan uses your savings as collateral, offering lower interest rates than personal loans. It&#8217;s an excellent way to make your deposit funds work for you.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tView Share Secured Loan rates\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"sharesecuredloan\">\n\t\t\tShare Secured Loan\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>APR (Variable)*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"2\">\n\t\t\t\t\t\t<p>*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. All loans are subject to credit approval. Loan not eligible for rate discounts. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. <a href=\"https:\/\/www.pointwestcu.com\/rates\/\">See full rates details and disclosures &gt;&gt;<\/a><\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Term<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>1 &#8211; 120 months<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>APR (Variable)*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>2.24%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__full-width-promo\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-fwp--block\">\n\t\t\t<div class=\"co-fwp--promo\">\n\t\t\t<div class=\"prow items-center\">\n\t\t\t\t<div class=\"co-fwp--text pcol-lg:7\">\n\t\t\t\t\t<h2 class=\"co-fwp--title\">Helping you stay out of the doghouse<\/h2><div class=\"co-fwp--desc\"><p>Need a quick financial lift? Our Boost Loan is a payday loan alternative designed to help you access funds fast, with fair rates and flexible terms. Say goodbye to predatory fees and hello to financial peace of mind!<\/p>\n<\/div><a class=\"co-fwp--button co-button\" href=\"https:\/\/www.pointwestcu.com\/personal\/quick-cash-loan\/\" target=\"_blank\" >Learn about Boost Loans<\/a>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"co-fwp--img_wrap pcol-lg:5\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"330\" height=\"330\" src=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/29-1.jpg\" class=\"co-fwp--img\" alt=\"\" srcset=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/29-1.jpg 330w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/29-1-300x300.jpg 300w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/29-1-150x150.jpg 150w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/29-1-12x12.jpg 12w\" sizes=\"auto, (max-width: 330px) 100vw, 330px\" \/>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__related-products\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-rel_prods\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Explore related products and services<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-rel_prods--row\">\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--cols prow prow-lg:2 justify-center co-rel_prods--cols__2\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--col_content\">\n\t\t\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Credit Pathways<\/h3><div class=\"co-rel_prods--col_desc text-component\"><div class=\"flex max-w-full flex-col flex-grow\">\r\n<div class=\"min-h-[20px] text-message flex w-full flex-col items-end gap-2 break-words [.text-message+&amp;]:mt-5 overflow-x-auto whitespace-normal\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"3c2660da-aa78-43d7-9c24-2c39a4ceccac\">\r\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\r\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\r\n\r\nCreate a custom plan designed around your specific financial needs. Credit Pathways offers 24\/7 access to tailored strategies and real-time credit tracking to help you succeed\u2014all free to enroll and use, giving you the tools you need at no cost.\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div><\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.pointwestcu.com\/es\/recursos\/guias-financieras\/vias-de-credito\/\" target=\"_blank\" aria-label=\"Read more about Credit Pathways\">Read more<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--col_deco\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--col_content\">\n\t\t\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Credit Cards<\/h3><div class=\"co-rel_prods--col_desc text-component\">Explore our range of VISA credit cards designed to meet your needs. Benefit from competitive rates, low fees, and rewarding perks for travel and brand-name merchandise.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.pointwestcu.com\/es\/personal\/tarjetas-de-credito\/\" target=\"_blank\" aria-label=\"Read more about Credit Cards\">Read more<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-rel_prods--col_deco\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__single-path-cta\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<div class=\"co-sp_cta--inner\">\n\t\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Start Your Application!<\/h2>\t\t<\/header>\n\t\t<a class=\"co-sp_cta--button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fapply.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6Sj_6Sm8vj-sF2e2YzAmBaTA%26_gl%3D1%2A1l7jvru%2A_ga%2ANzAzNjc1MTU3LjE2OTEwODM2MjQ.%2A_ga_FHFJP488L4%2AMTcxODIyNDMyNS4zNDAuMS4xNzE4MjI0NDg3LjAuMC4w&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fpersonal%2Fprestamos%2F\" target=\"_blank\" >Apply today<\/a>\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__back-to-top\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\t\n  <a class=\"co-back_top--link\" href=\"#\" aria-label=\"\">\n\tBack to Top\t<svg class=\"co-back_top--link_icon\" aria-label=\"Back to Top\" width=\"18\" height=\"27\" viewBox=\"0 0 18 27\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.357965 8.16977L8.1358 0.359459C8.61308 -0.119821 9.38692 -0.119821 9.8642 0.359459L17.642 8.16977C18.1193 8.64905 18.1193 9.42612 17.642 9.9054C17.1647 10.3847 16.3909 10.3847 15.9136 9.9054L10.2222 4.19017L10.2222 25.7727C10.2222 26.4505 9.67498 27 9 27C8.32502 27 7.77783 26.4505 7.77783 25.7727L7.77783 4.19017L2.08637 9.9054C1.60909 10.3847 0.835252 10.3847 0.357965 9.9054C-0.119321 9.42612 -0.119321 8.64905 0.357965 8.16977Z\" fill=\"#FAAA64\"\/>\n\t<\/svg>\n  <\/a>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":2596,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2606","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Personal Loans - Point West Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pointwestcu.com\/es\/personal\/prestamos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Loans - Point West Credit Union\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pointwestcu.com\/es\/personal\/prestamos\/\" \/>\n<meta property=\"og:site_name\" content=\"Point West Credit Union\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-15T20:47:25+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pointwestcu.com\\\/personal\\\/loans\\\/\",\"url\":\"https:\\\/\\\/www.pointwestcu.com\\\/personal\\\/loans\\\/\",\"name\":\"Personal Loans - 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