{"id":2603,"date":"2024-05-03T12:13:45","date_gmt":"2024-05-03T19:13:45","guid":{"rendered":"https:\/\/pointwest.local\/personal\/credit-cards\/"},"modified":"2026-02-18T12:40:06","modified_gmt":"2026-02-18T20:40:06","slug":"tarjetas-de-credito","status":"publish","type":"page","link":"https:\/\/www.pointwestcu.com\/es\/personal\/tarjetas-de-credito\/","title":{"rendered":"Tarjetas de cr\u00e9dito"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__page-hero\" ><div class=\"co-flex_row--row co-row\">\t<header class=\"co-page_hero  co-page_hero__calypso co-page_hero__has_image display-img-desktop\" aria-label=\"Header: Credit Cards\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center gap:5\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--media pcol-lg:5\">\n\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"400\" src=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/35.jpg\" class=\"co-page_hero--img\" alt=\"PW member smiling and posing for the camera.\" srcset=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/35.jpg 400w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/35-300x300.jpg 300w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/35-150x150.jpg 150w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/35-12x12.jpg 12w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/35-396x396.jpg 396w, https:\/\/www.pointwestcu.com\/files\/2024\/03\/35-350x350.jpg 350w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t<!-- <div class=\"co-page_hero--blob\"><\/div> -->\n\t\t\t\t\t\t\t<div class=\"co-page_hero--blob left\">\n\t\t\t\t\t\t\t\t<div class=\"ps-blob\">\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 346 350\">\n\t\t\t\t\t\t\t\t\t\t<path d=\"M251.828 345.182c40.089-12.626 112.781-76.278 88.995-177.474-9.514-40.478-20.053-68.213-37.817-101.823C274.109 2.01 196.228-7.4 146.551 5.697 63.31 27.644-10.879 98.755 2.465 197.03c13.345 98.273 60.132 113.469 85.659 124.795 48.095 21.341 123.614 35.985 163.704 23.358Z\"\/>\n\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-page_hero--blob right\">\n\t\t\t\t\t\t\t\t<div class=\"ps-blob\">\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 373 387\">\n\t\t\t\t\t\t\t\t\t\t<path d=\"M248.84 12.929c-39.932-20.483-141.923-26.03-197.127 70.37C29.63 121.86 17.586 151.316 6.82 190.782c-24.19 71.33 28.748 137.43 76.38 164.787 79.812 45.84 188.368 46.736 249.464-39.516 61.095-86.252 36.22-133.357 24.852-161.411-21.419-52.857-68.745-121.23-108.677-141.712Z\"\/>\n\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:7\">\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\t\tCredit Cards\t\t\t\t\t<\/h1>\n\t\t\t\t\t<p class=\"co-page_hero--tagline\">Your Card, Your Benefits<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fapply.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6Sj_6Sm8vj-sF2e2YzAmBaTA%26_gl%3D1%2A1l7jvru%2A_ga%2ANzAzNjc1MTU3LjE2OTEwODM2MjQ.%2A_ga_FHFJP488L4%2AMTcxODIyNDMyNS4zNDAuMS4xNzE4MjI0NDg3LjAuMC4w&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fpersonal%2Ftarjetas-de-credito%2F\"  >Apply Now<\/a><a class=\"co-page_hero--link\" href=\"https:\/\/www.pointwestcu.com\/personal\/credit-cards\/#contact\"  >Contact card services<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__page-intro\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-page_intro\">\n\t\t<div class=\"co-page_intro--desc text-component\"><p>Explore our range of VISA credit cards designed to meet your needs. Benefit from competitive rates, low fees, and rewarding perks for travel and brand-name merchandise.<\/p>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__sticky-nav\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sticky_nav_wrap is-active\" id=\"js-sticky_nav_wrap\">\n\t\t<nav\n\t\t\tclass=\"co-sticky_nav\"\n\t\t\tid=\"js-sticky_nav\"\n\t\t\taria-label=\"in page anchor navigation\"\n\t\t>\n\t\t\t<div class=\"co-sticky_nav--mobile\">\n\t\t\t\t<button\n\t\t\t\t\tclass=\"co-sticky_nav--toggle\"\n\t\t\t\t\tid=\"js-sticky_nav_toggle\"\n\t\t\t\t\taria-label=\"Open and close page menu\"\n\t\t\t\t>Page Menu<\/button>\n\t\t\t<\/div>\n\t\t\t<div class=\"co-row\">\n\t\t\t\t<div\n\t\t\t\t\tclass=\"co-sticky_nav--links\"\n\t\t\t\t\tid=\"js-sticky_nav_links\"\n\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#benefits\"\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\taria-label=\"Benefits\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\tBenefits\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#options\"\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\taria-label=\"Explore your options\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\tExplore your options\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#compare\"\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\taria-label=\"Compare Accounts\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\tCompare Cards\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#contact\"\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\taria-label=\"Contact Card Services\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\tContact Card Services\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#apply\"\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\taria-label=\"Apply now\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\tApply now\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#faq\"\n\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\t\tco-sticky_nav--link\n\t\t\t\t\t\t\t\tjs-sticky_nav_item\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\taria-label=\"FAQ\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\tFAQ\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__columns\" id=\"benefits\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Credit Card Benefits<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:3 co-columns--row__icons justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon GrowMoney\"\n\t\tviewBox=\"0 0 78 88\"\n\t\twidth=\"78\"\n\t\theight=\"88\"\n\t>\n\t\t<title>Grow Money<\/title>\n\t\t<path d=\"M21.9 47.3C10.24 47.3.35 42.5.03 36.72.35 30.94 10.24 26.1 21.9 26.1c11.65 0 21.54 4.82 21.87 10.62-.33 5.78-10.22 10.63-21.87 10.63v-.03ZM0 64.48v5.23c0 3.4 3.31 6.5 8.4 8.52 3.74 1.5 8.47 2.4 13.52 2.4 3.13 0 6.14-.36 8.89-.98a23.86 23.86 0 0 1-3.53-7.9c-1.71.2-3.5.3-5.36.3a42.2 42.2 0 0 1-11.57-1.55C5.8 69.15 2.17 67.06.03 64.47H0Zm0-11.39v5.45c0 3.13 2.83 6.02 7.23 8.04 3.9 1.8 9.1 2.88 14.67 2.88 1.68 0 3.34-.1 4.92-.3a24.24 24.24 0 0 1 .27-8.74c-1.66.19-3.4.3-5.2.3-4.07 0-7.9-.52-11.24-1.47-4.73-1.35-8.48-3.5-10.68-6.15l.03-.03Zm0-10.73v4.77c0 3.08 2.72 5.9 7 7.92 3.95 1.86 9.22 3 14.92 3 2.02 0 3.94-.14 5.82-.4a23.85 23.85 0 0 1 5.43-9.16 42.24 42.24 0 0 1-11.22 1.47 42.5 42.5 0 0 1-11.4-1.5C5.9 47.12 2.2 45 .02 42.38L0 42.35Zm53.2 24.81v5.62a3.03 3.03 0 0 0 1.84-1.01c.5-.52.7-1.15.7-1.88 0-.66-.18-1.2-.59-1.66a3.92 3.92 0 0 0-1.95-1.07Zm15.43-1.63c0 9.1-7.37 16.48-16.44 16.48a16.46 16.46 0 0 1-16.4-16.48c0-9.1 7.35-16.48 16.4-16.48 9.05 0 16.44 7.38 16.44 16.48Zm-9.13 3.84c0-1.55-.44-2.83-1.33-3.81-.9-.98-2.53-1.8-4.97-2.43v-5.6c.97.4 1.6 1.16 1.82 2.28l3.85-.46a5.87 5.87 0 0 0-1.82-3.43 6.65 6.65 0 0 0-3.85-1.56v-1.41H51v1.41a6.5 6.5 0 0 0-4.19 1.86 5.39 5.39 0 0 0-1.57 3.94c0 1.56.46 2.86 1.38 3.95.92 1.1 2.4 1.91 4.37 2.43v6.02a4.34 4.34 0 0 1-1.49-1.2 4.8 4.8 0 0 1-.92-1.99l-3.97.4a7.5 7.5 0 0 0 2.1 4.4 7.15 7.15 0 0 0 4.26 1.85v2.61h2.2v-2.7c1.98-.27 3.53-1 4.62-2.17a6.16 6.16 0 0 0 1.65-4.39h.06Zm15.1-3.84a22.4 22.4 0 0 1-44.18 5.37 23.26 23.26 0 0 1-.14-10.16A22.22 22.22 0 0 1 35.9 50.1a22.28 22.28 0 0 1 16.29-7.03A22.43 22.43 0 0 1 74.6 65.53Zm-3.66 0c0-10.38-8.4-18.8-18.75-18.8a18.77 18.77 0 0 0-18.75 18.8c0 10.38 8.4 18.8 18.75 18.8a18.77 18.77 0 0 0 18.75-18.8Zm-21.39-7.08a2.5 2.5 0 0 0-.54 1.52c0 .52.16.98.5 1.42.32.44.8.79 1.46 1.06V57.5c-.6.19-1.09.51-1.44.98l.02-.03ZM63.8 42.24a26.73 26.73 0 0 1 8.39 6.68V17.89h5.84l-5.16-8.93L67.73.03l-5.16 8.93-5.14 8.93h6.36v24.38-.03Z\" fill=\"#00687F\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Flex Checking<\/h3><div class=\"co-columns--box_desc text-component\"><div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 juice:w-full juice:items-end overflow-x-auto gap-2\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"8528e458-33cd-409d-b578-a526e314ee0d\">\n<div class=\"flex w-full flex-col gap-1 juice:empty:hidden juice:first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p>Combine your Point West VISA credit card with a <a href=\"https:\/\/www.pointwestcu.com\/personal\/checking-accounts\/\">Flex Checking account<\/a> to earn up to 3.00% APY on balances up to $15,000 (terms apply).<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon Reward\"\n\t\tviewBox=\"0 0 92 87\"\n\t\twidth=\"92\"\n\t\theight=\"87\"\n\t>\n\t\t<title>Reward<\/title>\n\t\t<path fill=\"#00687F\" d=\"m46.02 0 11.36 32.53 34.62.7-27.6 20.8L74.44 87 46.02 67.33 17.57 87 27.6 54.04 0 33.24l34.63-.7L46.02 0Z\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >ScoreCard Rewards<\/h3><div class=\"co-columns--box_desc text-component\"><p>Earn <a href=\"https:\/\/www.scorecardrewards.com\/#\/home\">ScoreCard Points<\/a> with every purchase, dollar for dollar, and redeem them for exciting travel rewards and brand-name merchandise.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<div class=\"co-columns--box_icon_w\">\t<svg\n\t\tclass=\"co-columns--box_icon DebitorCreditCard\"\n\t\tviewBox=\"0 0 92 60\"\n\t\twidth=\"92\"\n\t\theight=\"60\"\n\t>\n\t\t<title>Debit or Credit Card<\/title>\n\t\t<path fill=\"#00687F\" d=\"M9.855 0h72.29C87.59 0 92 4.373 92 9.763v3.256H0V9.763C0 4.373 4.414 0 9.855 0ZM0 49.078V22.566h92v26.512c0 5.488-4.406 9.94-9.856 9.94H9.856C4.414 59.019 0 54.567 0 49.079Zm8.217.004h9.855a1.65 1.65 0 0 0 1.643-1.657c0-.913-.734-1.658-1.643-1.658H8.217c-.905 0-1.644.736-1.644 1.658 0 .921.739 1.657 1.644 1.657Zm16.428 0h9.856a1.65 1.65 0 0 0 1.643-1.657c0-.913-.734-1.658-1.643-1.658h-9.855c-.905 0-1.644.736-1.644 1.658 0 .921.739 1.657 1.643 1.657Zm-16.428-6.63H34.5a1.65 1.65 0 0 0 1.643-1.657c0-.913-.734-1.658-1.643-1.658H8.217c-.905 0-1.644.736-1.644 1.658 0 .92.739 1.657 1.644 1.657Z\"\/>\t<\/svg>\n<\/div><h3 class=\"co-columns--box_headline\" >Already a Card Holder?<\/h3><div class=\"co-columns--box_desc text-component\"><p>Access your account details easily. Visit <a href=\"https:\/\/www.ezcardinfo.com\/#\/\">eZCardInfo.com<\/a>, your go-to platform for everything related to your Point West VISA credit card.<\/p>\n<\/div><div class=\"co-columns--box_button\"><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"co-columns--cta\"><a href=\"https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6Sj_6Sm8vj-sF2e2YzAmBaTA&amp;_gl=1*1l7jvru*_ga*NzAzNjc1MTU3LjE2OTEwODM2MjQ.*_ga_FHFJP488L4*MTcxODIyNDMyNS4zNDAuMS4xNzE4MjI0NDg3LjAuMC4w\" class=\"co-button\">Apply now<\/a>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" id=\"options\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Explore your options<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start  flex-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<div class=\"co-long_form--content text-component\"><div id=\"type\" class=\"co-flex_row co-flex_row__long_form_text co-flex_row__gray co-flex_row__second_color_row\">\n<div class=\"co-flex_row--row co-row\">\n<div class=\"co-long_form co-long_form__just_text\">\n<div class=\"co-long_form--inner\">\n<div class=\"co-long_form--text co-long_form--text__just_text\">\n<h2 class=\"co-long_form--title co-simple_fade\">Platinum VISA Credit Card<\/h2>\n<div class=\"co-long_form--content\">\n<p>Perfect for everyday use and ideal for both domestic and international travel, this card offers no international transaction fees, travel accident insurance, and auto rental insurance. It\u2019s your ticket to a stress-free vacation!<\/p>\n<ul>\n<li>25-day grace period<\/li>\n<li>Apple Pay\/Android Pay<\/li>\n<li>Auto Rental Insurance<\/li>\n<li>Travel Accident Insurance of $500,000<\/li>\n<li>Emergency card replacement<\/li>\n<li>No international transaction fees!<\/li>\n<li>Access to\u00a0<a href=\"https:\/\/www.scorecardrewards.com\/#\/login\">ScoreCard Rewards<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"co-flex_row co-flex_row__long_form_text co-flex_row__gray co-flex_row__second_color_row co-flex_row__second_same_color_row\">\n<div class=\"co-flex_row--row co-row\">\n<div class=\"co-long_form co-long_form__just_text\">\n<div class=\"co-long_form--inner\">\n<div class=\"co-long_form--text co-long_form--text__just_text\">\n<h2 class=\"co-long_form--title co-simple_fade\">Classic VISA Credit Card<\/h2>\n<div class=\"co-long_form--content\">\n<p>Our Classic VISA credit card offers no annual fee, competitive rates, and more benefits for your convenience.<\/p>\n<ul>\n<li>25-day grace period<\/li>\n<li>Apple Pay\/Android Pay<\/li>\n<li>Travel Accident Insurance of $250,000<\/li>\n<li>No international transaction fees!<\/li>\n<li>Access to\u00a0<a href=\"https:\/\/www.scorecardrewards.com\/#\/login\">ScoreCard Rewards<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"co-flex_row co-flex_row__long_form_text co-flex_row__gray co-flex_row__second_color_row co-flex_row__second_same_color_row\">\n<div class=\"co-flex_row--row co-row\">\n<div class=\"co-long_form co-long_form__just_text\">\n<div class=\"co-long_form--inner\">\n<div class=\"co-long_form--text co-long_form--text__just_text\">\n<h2 class=\"co-long_form--title co-simple_fade\">Fresh Start VISA Credit Card<\/h2>\n<div class=\"co-long_form--content\">\n<p>If you&#8217;ve had credit issues, our Fresh Start VISA credit card can help rebuild your credit history. Designed for those establishing or recovering credit, this card paves the way to eligibility for our no-fee and rewards cards as your credit improves.<\/p>\n<ul>\n<li>$30 initial processing fee<\/li>\n<li>Apple Pay\/Android Pay<\/li>\n<li>Travel Accident Insurance of $250,000<\/li>\n<li>No international transaction fees!<\/li>\n<li>Access to\u00a0<a href=\"https:\/\/www.scorecardrewards.com\/#\/login\">ScoreCard Rewards<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"co-flex_row co-flex_row__long_form_text co-flex_row__gray co-flex_row__second_color_row co-flex_row__second_same_color_row\">\n<div class=\"co-flex_row--row co-row\">\n<div class=\"co-long_form co-long_form__just_text\">\n<div class=\"co-long_form--inner\">\n<div class=\"co-long_form--text co-long_form--text__just_text\">\n<h2 class=\"co-long_form--title co-simple_fade\">Share Secured VISA Credit Card<\/h2>\n<div class=\"co-long_form--content\">\n<p>Have limited or damaged credit? Our share secured VISA credit card is an ideal tool to build credit affordably and responsibly. For every dollar in your savings, you\u2019ll have access to $0.80 in credit. With no annual fee, it helps establish a positive credit history and may qualify you for other card options.<\/p>\n<ul>\n<li>Apple Pay\/Android Pay<\/li>\n<li>Travel Accident Insurance of $250,000<\/li>\n<li>No international transaction fees!<\/li>\n<li>Access to\u00a0<a href=\"https:\/\/www.scorecardrewards.com\/#\/login\">ScoreCard Rewards<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__single-path-cta\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<div class=\"co-sp_cta--inner\">\n\t\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Build Better Credit, One Swipe at a Time<\/h2><div class=\"co-intro_text--intro text-component\"><p>Credit Pathways provides the tools and tips you need to manage your credit card responsibly and grow your score.<\/p>\n<\/div>\t\t<\/header>\n\t\t<a class=\"co-sp_cta--button\" href=\"https:\/\/www.pointwestcu.com\/resources\/financial-guides\/credit-pathways\/\" target=\"_blank\" >Learn more<\/a>\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__product-comparison\" id=\"compare\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-comp_table_outer_wrap js-comp_table\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Compare our Credit Cards<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-comp_table_wrap\">\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_0\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Purchase APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Purchase APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Annual Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Annual Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Late Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Late Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Finance Charge<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Finance Charge<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Return Payment Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Return Payment Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Payment<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Payment<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_1\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Platinum Visa Credit Card<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Purchase APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>8.95%<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>8.95%<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Annual Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Late Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$27.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Finance Charge<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Return Payment Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$27.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Payment<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>3% of balance up to $25.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_2\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Classic Visa Credit Card<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Purchase APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>14.99%<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>14.99%<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Annual Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Late Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$27.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Finance Charge<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Return Payment Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$27.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Payment<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>3% of balance up to $25.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_3\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Fresh Start Visa Credit Card<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Purchase APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>17.90%<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>17.90%<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Annual Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Late Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$27.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Finance Charge<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Return Payment Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$27.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Payment<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>3% of balance up to $25.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-comp_table co-comp_table__key_4\">\n\t\t\t\t\t<div class=\"co-comp_item\">\n\t\t\t\t\t\t<div class=\"co-comp_item--title js-comp_table_title text-component\">\n\t\t\t\t\t\t\t<p>Share Secured Visa Credit Card<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"co-comp_item--list js-comp_table_list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Purchase APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>14.99%<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance APR*<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>14.99%<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Annual Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Cash Advance Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Late Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$27.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Finance Charge<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$0.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Return Payment Fee<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>$27.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"co-comp_item--item js-comp_table_cell co-comp_item--item__last\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--name\">\n\t\t\t\t\t\t\t\t\t\t<p>Min. Payment<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-comp_item--value text-component\">\n\t\t\t\t\t\t\t\t\t\t<p>3% of balance up to $25.00<\/p>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"co-comp_table_cta text-component\"><a href=\"https:\/\/app.loanspq.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6Sj_6Sm8vj-sF2e2YzAmBaTA&amp;_gl=1*1l7jvru*_ga*NzAzNjc1MTU3LjE2OTEwODM2MjQ.*_ga_FHFJP488L4*MTcxODIyNDMyNS4zNDAuMS4xNzE4MjI0NDg3LjAuMC4w\" class=\"co-button\">Apply now<\/a>\n<p><a href=\"https:\/\/www.pointwestcu.com\/rates\/\">View all rates<\/a><\/p>\n<\/div>\t<\/section>\n\t<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__accordions\" id=\"contact\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Contact Card Services\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Contact Card Services<\/h2><div class=\"co-intro_text--intro text-component\"><p>If you&#8217;re experiencing issues with your credit or debit card we\u2019re here to help. Find the right phone numbers and support resources for your situation.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tCredit Cards\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<h3><span style=\"color: #006580;\">Traveling Out of State? <\/span><\/h3>\n<h3><a class=\"co-button\" href=\"https:\/\/www.pointwestcu.com\/faqs_category\/card-services\/#14500\">Click here<\/a><\/h3>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h3><span style=\"color: #006580;\">eZCard Services<\/span><\/h3>\n<p><strong>eZCard Website<\/strong>: <a href=\"https:\/\/www.ezcardinfo.com\/#\/\" rel=\"noreferrer\">Visit eZCard Website<\/a><br \/>\n<strong>eZCardInfo<\/strong>: 1.866.604.0380<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h3><span style=\"color: #006580;\">Fraud and Dispute (Credit Card)<\/span><\/h3>\n<p><strong>Fraud and Dispute Hotline<\/strong>: 1.800.600.5249<br \/>\nMon-Fri: 5:00 am to 5:45 pm PT<br \/>\nSat: 6:00 am to 11:45 am PT<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h3><span style=\"color: #006580;\">Lost\/Stolen (Credit Card)<\/span><\/h3>\n<p><strong>Credit Card Lost\/Stolen<\/strong>: 1.800.991.4961<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tDebit Cards\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<h3><span style=\"color: #006580;\">Traveling Out of State? <\/span><\/h3>\n<h3><a class=\"co-button\" href=\"https:\/\/www.pointwestcu.com\/faqs_category\/card-services\/#14500\">Click here<\/a><\/h3>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h3><span style=\"color: #006580;\">Account Management<\/span><\/h3>\n<p><strong>Automated Account Management<\/strong>: 1.800.ASK.4BAL (1.800.275.4225)<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h3><span style=\"color: #006580;\">PIN Change\u00a0<\/span><\/h3>\n<p><strong>Debit Card PIN# Change: <\/strong>833.541.0780<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h3><span style=\"color: #006580;\">Fraud and Dispute (Debit Card)<\/span><\/h3>\n<p><strong>Fraud and Dispute Hotline<\/strong>: <span data-olk-copy-source=\"MessageBody\">833.995.2888<\/span><br \/>\nMon-Fri: 5:00 am to 6:00 pm PT<br \/>\nSat: 6:00 am to 12:00 pm PT<br \/>\nHay personal que habla espa\u00f1ol disponible para ayudar.<br \/>\n&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h3><span style=\"color: #006580;\">Lost\/Stolen (Debit Card)<\/span><\/h3>\n<p><strong>Debit Card Lost\/Stolen<\/strong>: 800.754.4128 (Domestic) | 727.227.9012 (International)<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__single-path-cta\" id=\"apply\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sp_cta\">\n\t\t<div class=\"co-sp_cta--inner\">\n\t\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Open your Point West Visa Credit Card today!<\/h2>\t\t<\/header>\n\t\t<a class=\"co-sp_cta--button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fapply.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6Sj_6Sm8vj-sF2e2YzAmBaTA%26_gl%3D1%2A8qay5f%2A_ga%2ANzAzNjc1MTU3LjE2OTEwODM2MjQ.%2A_ga_FHFJP488L4%2AMTcxODIyNDMyNS4zNDAuMS4xNzE4MjI2Njk1LjAuMC4w&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fpersonal%2Ftarjetas-de-credito%2F\" target=\"_blank\" >Apply Now<\/a>\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__faqs\" id=\"faq\"><div class=\"co-flex_row--row co-row\">\t<section class=\"co-accords_section\" aria-label=\"Frequently Asked Questions\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Frequently Asked Questions<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"11828\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tHow do I access my credit card statements?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<ol>\n<li>Go to <a href=\"https:\/\/www.ezcardinfo.com\/#\/\">https:\/\/www.ezcardinfo.com\/<\/a><\/li>\n<li>Login to your account (If you have not created an account, you may do so from this page)<\/li>\n<li>Select <strong>STATEMENTS<\/strong> menu options<\/li>\n<li>Select <strong>View Statements<\/strong><\/li>\n<\/ol>\n<p><strong><span class=\"bold\">Within Online and Mobile Banking<\/span><\/strong><\/p>\n<ul>\n<li>Click your credit card account (Clicking Payment Details or Make Payment will not work)<\/li>\n<li>Click the <strong>View eZCard<\/strong> button<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"11827\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tHow do I make my credit card payment?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>To make your credit card payment, visit <a href=\"https:\/\/www.ezcardinfo.com\">https:\/\/www.ezcardinfo.com<\/a>. If you don&#8217;t have an account set up, you may create one from the login page. Please have your credit card number ready when beginning enrollment.<\/p>\n<p>You can also access the eZCard site from within Online Banking and our Mobile App.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"11826\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tHow do I report my debit\/credit card as lost or stolen?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p><a href=\"https:\/\/www.pointwestcu.com\/personal\/credit-cards\/#contact\">Click here<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"14500\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tUsing Your Credit or Debit Card During Out-of-State Travel\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>If you&#8217;re planning to travel out of state and intend to use your credit or debit card, please notify us in advance to avoid any disruptions in service.<\/p>\n<p><strong>To notify us, contact us using one of the following methods:<\/strong><\/p>\n<ul>\n<li>OLB Message (Online Banking secure message)<\/li>\n<li>503.546.5000<\/li>\n<li><a href=\"mailto:contact@pointwestcu.com\">contact@pointwestcu.com<\/a><\/li>\n<\/ul>\n<p><strong>Please include the following details in your message:<\/strong><\/p>\n<ul>\n<li>Your name<\/li>\n<li>Travel dates and destination<\/li>\n<li>The cards you plan to use<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"11829\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tHow do I access my ScoreCard Rewards?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>To access your ScoreCard Rewards, visit <a href=\"https:\/\/www.scorecardrewards.com\/#\/home\">https:\/\/www.scorecardrewards.com\/#\/home.<\/a><\/p>\n<p>If you have not created an account, you may do so from this page. Please have your credit card number ready before beginning enrollment.<\/p>\n<p>Once your account is created, you can view your reward balance, search and view all available redemption options and more!<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"14945\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tDo ScoreCard Rewards Points Expire?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>Yes. Scorecard Points will expire 4 years from the month they are earned. <a href=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/Scorecard-Rules-2.12.2026.pdf\" target=\"_blank\">View Full Rules<\/a><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"14946\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tWill I be notified before my points expire?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>Yes. Members will receive advance notice:<\/p>\n<ul>\n<li><strong>On Visa statements for 6 months<\/strong> leading up to the point expiration date.<\/li>\n<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button\n\t\t\t\t\t\t\t\t\t\t\t\t\tdata-accordid=\"14947\"\n\t\t\t\t\t\t\t\t\t\t\t\tclass=\"\n\t\t\t\t\t\t\tco-accordion--header\n\t\t\t\t\t\t\tjs-accord_toggle\n\t\t\t\t\t\t\tclosed\n\t\t\t\t\t\t\"\n\t\t\t\t\t>\n\t\t\t\t\t\tWhat should I do to avoid losing points?\t\t\t\t\t\t<svg class=\"co-accordion--icon no-js:is-hidden\" viewBox=\"0 0 20 20\"><g class=\"icon__group\" fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" y1=\"3\" x2=\"17\" y2=\"17\"><\/line><line x1=\"17\" y1=\"3\" x2=\"3\" y2=\"17\"><\/line><\/g><\/svg>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"\n\t\t\t\t\t\tco-accordion--panel\n\t\t\t\t\t\tjs-accord_content\n\t\t\t\t\t\ttext-component\n\t\t\t\t\t\">\n\t\t\t\t\t\t<p>Review your Visa statements regularly and redeem points before their expiration date.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__back-to-top\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\t\n  <a class=\"co-back_top--link\" href=\"#\" aria-label=\"\">\n\tBack to Top\t<svg class=\"co-back_top--link_icon\" aria-label=\"Back to Top\" width=\"18\" height=\"27\" viewBox=\"0 0 18 27\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.357965 8.16977L8.1358 0.359459C8.61308 -0.119821 9.38692 -0.119821 9.8642 0.359459L17.642 8.16977C18.1193 8.64905 18.1193 9.42612 17.642 9.9054C17.1647 10.3847 16.3909 10.3847 15.9136 9.9054L10.2222 4.19017L10.2222 25.7727C10.2222 26.4505 9.67498 27 9 27C8.32502 27 7.77783 26.4505 7.77783 25.7727L7.77783 4.19017L2.08637 9.9054C1.60909 10.3847 0.835252 10.3847 0.357965 9.9054C-0.119321 9.42612 -0.119321 8.64905 0.357965 8.16977Z\" fill=\"#FAAA64\"\/>\n\t<\/svg>\n  <\/a>\n<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Disclosures<\/h2>\n\t\t<dl class=\"co-disclosures--list\">\n\t\t\t\t\t\t\t<div class=\"co-disclosure\">\n\t\t\t\t\t<dd class=\"co-disclosure--desc text-component\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-component\"><div id=\"content\" class=\"site_content\">\n<p><em>*APR = Annual Percentage Rate. Current variable rate, on approved credit. All rates and programs subject to change at any time. All loans subject to credit approval.\u00a0 Terms and conditions apply, see\u00a0<a href=\"https:\/\/www.pointwestcu.com\/files\/2024\/03\/2024-10_Mobile-Deposit-End-User-Agreement.pdf\" target=\"_blank\" rel=\"noopener\">VISA Rates and Fees<\/a> for details.<\/em><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\t\t\t\t\t<\/dd>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/dl>\n\t<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":2596,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2603","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit Cards - Point West Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pointwestcu.com\/es\/personal\/tarjetas-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Cards - 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