{"id":14511,"date":"2025-09-29T09:04:51","date_gmt":"2025-09-29T16:04:51","guid":{"rendered":"https:\/\/www.pointwestcu.com\/?page_id=14511"},"modified":"2025-10-24T16:54:49","modified_gmt":"2025-10-24T23:54:49","slug":"prestamo-electronico-inteligente","status":"publish","type":"page","link":"https:\/\/www.pointwestcu.com\/es\/prestamo-electronico-inteligente\/","title":{"rendered":"Pr\u00e9stamo Smart-E"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__page-hero\" ><div class=\"co-flex_row--row co-row\">\t<header class=\"co-page_hero  co-page_hero__gray co-page_hero__has_image display-img-desktop\" aria-label=\"Encabezado: Pr\u00e9stamo Smart-E\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow items-center gap:5\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--media pcol-lg:5\">\n\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"400\" src=\"https:\/\/www.pointwestcu.com\/files\/2025\/10\/jose_Munoz_400x400.jpg\" class=\"co-page_hero--img\" alt=\"miembro sonriendo a la c\u00e1mara\" srcset=\"https:\/\/www.pointwestcu.com\/files\/2025\/10\/jose_Munoz_400x400.jpg 400w, https:\/\/www.pointwestcu.com\/files\/2025\/10\/jose_Munoz_400x400-300x300.jpg 300w, https:\/\/www.pointwestcu.com\/files\/2025\/10\/jose_Munoz_400x400-150x150.jpg 150w, https:\/\/www.pointwestcu.com\/files\/2025\/10\/jose_Munoz_400x400-12x12.jpg 12w, https:\/\/www.pointwestcu.com\/files\/2025\/10\/jose_Munoz_400x400-396x396.jpg 396w, https:\/\/www.pointwestcu.com\/files\/2025\/10\/jose_Munoz_400x400-350x350.jpg 350w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t<!-- <div class=\"co-page_hero--blob\"><\/div> -->\n\t\t\t\t\t\t\t<div class=\"co-page_hero--blob left\">\n\t\t\t\t\t\t\t\t<div class=\"ps-blob\">\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 346 350\">\n\t\t\t\t\t\t\t\t\t\t<path d=\"M251.828 345.182c40.089-12.626 112.781-76.278 88.995-177.474-9.514-40.478-20.053-68.213-37.817-101.823C274.109 2.01 196.228-7.4 146.551 5.697 63.31 27.644-10.879 98.755 2.465 197.03c13.345 98.273 60.132 113.469 85.659 124.795 48.095 21.341 123.614 35.985 163.704 23.358Z\"\/>\n\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-page_hero--blob right\">\n\t\t\t\t\t\t\t\t<div class=\"ps-blob\">\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 373 387\">\n\t\t\t\t\t\t\t\t\t\t<path d=\"M248.84 12.929c-39.932-20.483-141.923-26.03-197.127 70.37C29.63 121.86 17.586 151.316 6.82 190.782c-24.19 71.33 28.748 137.43 76.38 164.787 79.812 45.84 188.368 46.736 249.464-39.516 61.095-86.252 36.22-133.357 24.852-161.411-21.419-52.857-68.745-121.23-108.677-141.712Z\"\/>\n\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:7\">\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\t\tPr\u00e9stamo Smart-E\t\t\t\t\t<\/h1>\n\t\t\t\t\t<p class=\"co-page_hero--tagline\">Financiaci\u00f3n inteligente para hogares m\u00e1s inteligentes y ecol\u00f3gicos<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fpl%2FPersonalLoan.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6SDnHp7dOxYEdeR8j3kX0ihQ%26_gl%3D1%2A130g7nz%2A_ga%2AMTIwMzQwNTcwMC4xNzIwODAwMTQw%2A_ga_FHFJP488L4%2AczE3NTkxNjE0MTUkbzMyNSRnMSR0MTc1OTE2MjQxNiRqNTYkbDAkaDA.&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fprestamo-electronico-inteligente%2F\" target=\"_blank\" >\u00a1Solic\u00edtela hoy mismo!<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__page-intro\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-page_intro\">\n\t\t<div class=\"co-page_intro--desc text-component\"><p>Point West se ha asociado con <a href=\"https:\/\/www.energytrust.org\/solar\/financing\/\">Fideicomiso de Energ\u00eda de Oreg\u00f3n<\/a> Ofrecer Pr\u00e9stamos Smart-E, facilitando y abaratando la sostenibilidad para los propietarios de viviendas de Oreg\u00f3n. Disfrute de financiamiento transparente y con bajos intereses. <span data-olk-copy-source=\"MessageBody\">energ\u00eda solar, almacenamiento de bater\u00edas y actualizaciones relacionadas<\/span>, Con pagos predecibles y sin cargos ocultos. Solicita ahora y \u00fanete a miles de personas que ya se han pasado a la energ\u00eda limpia.<\/p>\n<\/div>\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__sticky-nav\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-sticky_nav_wrap is-active\" id=\"js-sticky_nav_wrap\">\n\t\t<nav\n\t\t\tclass=\"co-sticky_nav\"\n\t\t\tid=\"js-sticky_nav\"\n\t\t\taria-label=\"Navegaci\u00f3n por ancla de p\u00e1gina\"\n\t\t>\n\t\t\t<div class=\"co-sticky_nav--mobile\">\n\t\t\t\t<button\n\t\t\t\t\tclass=\"co-sticky_nav--toggle\"\n\t\t\t\t\tid=\"js-sticky_nav_toggle\"\n\t\t\t\t\taria-label=\"Abrir y cerrar el men\u00fa de la p\u00e1gina\"\n\t\t\t\t>Men\u00fa de p\u00e1gina<\/button>\n\t\t\t<\/div>\n\t\t\t<div class=\"co-row\">\n\t\t\t\t<div\n\t\t\t\t\tclass=\"co-sticky_nav--links\"\n\t\t\t\t\tid=\"js-sticky_nav_links\"\n\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#upgrades\"\n\t\t\t\t\t\t\tclass=\"co-sticky_nav--link\t\t\t\t\t\t\t\tjs-sticky_nav_item\"\n\t\t\t\t\t\t\taria-label=\"Actualizaciones solares que califican\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\u00bfPara qu\u00e9 puedo utilizar un pr\u00e9stamo Smart-E?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#terms\"\n\t\t\t\t\t\t\tclass=\"co-sticky_nav--link\t\t\t\t\t\t\t\tjs-sticky_nav_item\"\n\t\t\t\t\t\t\taria-label=\"\u00bfCuales son los t\u00e9rminos?\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\u00bfCuales son los t\u00e9rminos disponibles?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\thref=\"#apply\"\n\t\t\t\t\t\t\tclass=\"co-sticky_nav--link\t\t\t\t\t\t\t\tjs-sticky_nav_item\"\n\t\t\t\t\t\t\taria-label=\"\u00a1Estoy listo para aplicar!\"\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\u00a1Estoy listo para aplicar!\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__with-hr co-flex_row__columns\" id=\"upgrades\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-columns\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Financia todo tu proyecto a la vez<\/h2><div class=\"co-intro_text--intro text-component\"><p>Con Smart-E, podr\u00e1 financiar todo su proyecto con un solo pr\u00e9stamo. Las mejoras solares que califican incluyen:<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-columns--row prow prow-md:2 prow-lg:4 co-columns--row__images justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Sistema solar<\/h3><div class=\"co-columns--box_desc text-component\"><p>Produce tu propia energ\u00eda limpia y renovable y reduce dr\u00e1sticamente tus facturas de electricidad durante a\u00f1os. Te proteger\u00e1s del aumento de los costos de los servicios p\u00fablicos, a la vez que generas un impacto positivo en el medio ambiente. Debe combinarse con un incentivo solar de Energy Trust.*<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fpl%2FPersonalLoan.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6SDnHp7dOxYEdeR8j3kX0ihQ%26_gl%3D1%2A130g7nz%2A_ga%2AMTIwMzQwNTcwMC4xNzIwODAwMTQw%2A_ga_FHFJP488L4%2AczE3NTkxNjE0MTUkbzMyNSRnMSR0MTc1OTE2MjQxNiRqNTYkbDAkaDA.&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fprestamo-electronico-inteligente%2F\" target=\"_blank\" >Comience hoy mismo<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Almacenamiento de bater\u00eda<\/h3><div class=\"co-columns--box_desc text-component\"><p>Tendr\u00e1 energ\u00eda de respaldo para necesidades esenciales como mantener las luces encendidas, la comida refrigerada o el equipo m\u00e9dico esencial en funcionamiento. El almacenamiento en bater\u00edas permite que su sistema solar siga funcionando cuando la red el\u00e9ctrica falla, para que su familia se mantenga segura y c\u00f3moda. Debe combinarse con un incentivo de almacenamiento en bater\u00edas de Energy Trust.*<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fpl%2FPersonalLoan.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6SDnHp7dOxYEdeR8j3kX0ihQ%26_gl%3D1%2A130g7nz%2A_ga%2AMTIwMzQwNTcwMC4xNzIwODAwMTQw%2A_ga_FHFJP488L4%2AczE3NTkxNjE0MTUkbzMyNSRnMSR0MTc1OTE2MjQxNiRqNTYkbDAkaDA.&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fprestamo-electronico-inteligente%2F\" target=\"_blank\" >Comience hoy mismo<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Cargador de veh\u00edculos el\u00e9ctricos<\/h3><div class=\"co-columns--box_desc text-component\"><p>Maximice sus ahorros y haga que su veh\u00edculo el\u00e9ctrico sea a\u00fan m\u00e1s sostenible carg\u00e1ndolo con energ\u00eda solar. (Cargador de EV de Nivel II. Para que un cargador de EV califique para un Pr\u00e9stamo Smart-E, su proyecto debe incluir energ\u00eda solar o almacenamiento en bater\u00eda).<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fpl%2FPersonalLoan.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6SDnHp7dOxYEdeR8j3kX0ihQ%26_gl%3D1%2A130g7nz%2A_ga%2AMTIwMzQwNTcwMC4xNzIwODAwMTQw%2A_ga_FHFJP488L4%2AczE3NTkxNjE0MTUkbzMyNSRnMSR0MTc1OTE2MjQxNiRqNTYkbDAkaDA.&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fprestamo-electronico-inteligente%2F\" target=\"_blank\" >Comience hoy mismo<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t<h3 class=\"co-columns--box_headline\" >Reparaciones o actualizaciones<\/h3><div class=\"co-columns--box_desc text-component\"><p>Hasta 25% del monto total del pr\u00e9stamo se pueden destinar a reparaciones de techos, mejoras en paneles el\u00e9ctricos u otras reparaciones necesarias para una instalaci\u00f3n de energ\u00eda solar o solar con almacenamiento. Invierta en su casa con un solo pr\u00e9stamo.<\/p>\n<\/div><div class=\"co-columns--box_button\"><a class=\"co-columns--button co-button\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fpl%2FPersonalLoan.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6SDnHp7dOxYEdeR8j3kX0ihQ%26_gl%3D1%2A130g7nz%2A_ga%2AMTIwMzQwNTcwMC4xNzIwODAwMTQw%2A_ga_FHFJP488L4%2AczE3NTkxNjE0MTUkbzMyNSRnMSR0MTc1OTE2MjQxNiRqNTYkbDAkaDA.&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fprestamo-electronico-inteligente%2F\" target=\"_blank\" >Comience hoy mismo<\/a><\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" id=\"terms\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Condiciones flexibles para adaptarse a sus necesidades<\/h2><div class=\"co-intro_text--intro text-component\"><p>Un pr\u00e9stamo Smart-E lo hace f\u00e1cil, sin dinero inicial, tasas fijas, sin cargos ocultos y sin penalizaciones por pago anticipado.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-long_form--block co-long_form--block__nomedia prow items-start  flex-center\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:8\">\n\t\t\t\t\t<div class=\"co-long_form--content text-component\"><div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"smarteloan\">\n\t\t\tPr\u00e9stamo Smart-E\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>T\u00e9rmino**<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Tasa de inter\u00e9s anual (APR) fija*<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"2\">\n\t\t\t\t\t\t<p>*Todas las tasas aqu\u00ed presentadas se expresan como Tasa de Porcentaje Anual (TAE). Un pr\u00e9stamo de $20,000 de 7.49% a 10 a\u00f1os tendr\u00e1 un pago mensual de $237.30.<br \/>\n**Plazos disponibles de 15 y 20 a\u00f1os. Las tarifas, los plazos, los programas y las pol\u00edticas de suscripci\u00f3n ofrecidos est\u00e1n sujetos a cambios sin previo aviso.<\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rmino**<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>5 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Tasa de inter\u00e9s anual (APR) fija*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>6.99%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rmino**<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Tasa de inter\u00e9s anual (APR) fija*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.49%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rmino**<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>10 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Tasa de inter\u00e9s anual (APR) fija*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.49%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>T\u00e9rmino**<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>12-20 a\u00f1os<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Tasa de inter\u00e9s anual (APR) fija*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>7.99%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n<p style=\"text-align: center;\">\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__multi-path-cta\" id=\"apply\"><div class=\"co-flex_row--row co-row\">\t<div class=\"co-mp_ctas\">\n\t\t\t\t<div class=\"co-mp_ctas--list prow justify-center\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\t\u00bfPreguntas o inquietudes?\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link\" href=\"mailto:loans@pointwestcu.com\" target=\"_blank\" >Env\u00edenos un correo electr\u00f3nico<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"co-mp_cta pcol-lg:4\">\n\t\t\t\t\t<div class=\"co-mp_cta--title\">\n\t\t\t\t\t\t\u00bfListo para comenzar?\t\t\t\t\t<\/div>\n\t\t\t\t\t<a class=\"co-mp_cta--link\" href=\"https:\/\/www.pointwestcu.com\/es\/speed-bump\/?url=https%3A%2F%2Fapp.loanspq.com%2Fpl%2FPersonalLoan.aspx%3Fenc%3DKw21Wblm1yxpjJabdoZaD38XjfmDRKe1P3fPCS1-xvwZgFpV6XqhYbUyDAdMFC6SDnHp7dOxYEdeR8j3kX0ihQ%26_gl%3D1%2A130g7nz%2A_ga%2AMTIwMzQwNTcwMC4xNzIwODAwMTQw%2A_ga_FHFJP488L4%2AczE3NTkxNjE0MTUkbzMyNSRnMSR0MTc1OTE2MjQxNiRqNTYkbDAkaDA.&#038;prev=https%3A%2F%2Fwww.pointwestcu.com%2Fes%2Fprestamo-electronico-inteligente%2F\" target=\"_blank\" >Presente una solicitud hoy<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__disclosures\" ><div class=\"co-flex_row--row co-row\">\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<dl class=\"co-disclosures--list\">\n\t\t\t\t\t\t\t<div class=\"co-disclosure\">\n\t\t\t\t\t<dd class=\"co-disclosure--desc text-component\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-component\"><p>*Se aplican requisitos de instalaci\u00f3n de Energy Trust.<\/p>\n<p>Point West Credit Union, Inclusive Prosperity Capital, Inc. y Energy Trust of Oregon est\u00e1n trabajando juntos para brindar financiamiento solar asequible y transparente a los propietarios de viviendas de Oreg\u00f3n.<\/p>\n<\/div>\t\t\t\t\t<\/dd>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/dl>\n\t<\/div>\n<\/div><\/div>\n\n<div class=\"co-flex_row co-flex_row__last co-flex_row__back-to-top\" ><div class=\"co-flex_row--row co-row\"><div class=\"co-back_top\">\t\n  <a class=\"co-back_top--link\" href=\"#\" aria-label=\"\">\n\tVolver arriba\t<svg class=\"co-back_top--link_icon\" aria-label=\"Volver arriba\" width=\"18\" height=\"27\" viewbox=\"0 0 18 27\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.357965 8.16977L8.1358 0.359459C8.61308 -0.119821 9.38692 -0.119821 9.8642 0.359459L17.642 8.16977C18.1193 8.64905 18.1193 9.42612 17.642 9.9054C17.1647 10.3847 16.3909 10.3847 15.9136 9.9054L10.2222 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