Personal Loans
Make your money work smarter for you
Whether planning a big event, a vacation adventure, large project, or a financial need arises, Point West has a personal loan to help fit your needs. Speak with our Lending Team today to get started!
Personal Loan
Our personal loans provide a lump sum of money at a lower interest rate and better payment terms than most credit cards. They can be secured by collateral, like a car or boat, or unsecured. They help in the credit rebuilding process for members. Contact the Lending Team today for more information or apply online now!
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APR (Variable)* |
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*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rate changes the 1st day of the month after the Prime Rate index changes. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment and member must enroll in direct deposit. Rate is 0.25% APR higher for non-auto pay loan payments and 0.50% APR higher for members not enrolled in direct deposit. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> |
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9.25% - 24.00% |
Personal Line of Credit
Lines of Credit are some of the most flexible loans available. Open a line and only pay interest on the portion of the line you are using. You can make cash advances online or over the phone into your checking account. Automatic payments are available with Point West Lines of Credit as well.
Business Lines of Credit and Home Equity Line of Credit are also available to Point West Credit Union members. Both products are designed with ease of use in mind and catered to suit your needs.
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APR (Variable)* |
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*APR = Annual Percentage Rate. All rates and programs are subject to change at any time. Rate changes the 1st day of the month after the Prime Rate index changes. Rates are based on your credit history and current credit report. Loan term may be based on amount financed, age of collateral and your credit score. All loans are subject to credit approval. For lowest rate, payments must be made via automatic payment and member must enroll in direct deposit. Rate is 0.25% APR higher for non-auto pay loan payments and 0.50% APR higher for members not enrolled in direct deposit. Contact Point West at 503.546.5000 or 888.468.5826 for the latest complete rates and terms. See full rates details and disclosures >> |
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9.50% - 24.75% |