Black Friday has transformed from a one-day event into sales spanning two months. Retailers are wasting no time. Target Deal Days popped up last Thursday through Saturday. Walmart rolled back prices yesterday and will keep them rolling through Thursday. And Amazon’s Prime Early Access Sale runs today through tomorrow. While it might seem too early for holiday shopping, this is … Continue reading
We’ve received reports from a few members receiving text messages from non-Point West phone numbers. These are phishing attempts by third-parties posing as Point West to gain access to your information. Point West will never ask for member information via text. Please be assured that your personal and financial information are secure with us. We also recommend viewing this document … Continue reading
On Wednesday, October 12th during the hours of approximately 8:00pm PST through 2:00am PST, our core system provider will be performing routine maintenance on our critical systems. During that time, you may experience interruptions with our website. We appreciate your patience and understanding as we update our systems to better serve you, our members.
With Hispanic Heritage month in full swing, we wanted to share some of the work and events we’ve participated in for our Hispanic community! Collaboration with the Mexican Consulate: Programa Consular de Emprendimiento para Mexicanas en el Exterior – The PCEME’s objective is that women of Mexican origin who reside abroad obtain educational tools, information and training in entrepreneurship, which … Continue reading
The Biden administration announced plans for federal student loan relief last month. The plans include the cancellation of up to $10,000 in debt for borrowers who meet income requirements and up to $20,000 for Pell Grant recipients. Beyond cancellation, the proposal also extended the pause on loan repayment through the end of the year and introduced a new income-driven repayment plan aimed … Continue reading
Put 20% down when buying a home. Don’t spend more than 30% of your income on housing costs. Keep child care expenses below 10% of your annual household income. These money rules of thumb can be useful guardrails, helping you allocate spending and determine what’s affordable. They can also be incredibly defeating when they feel unattainable. If money “rules” feel … Continue reading
Unfortunately, the ATM located in the courtyard near our Lloyd Branch has been vandalized and is no longer operational. We apologize for any inconvenience this may cause and encourage you to utilize the ATM located directly outside of our branch. Thank you for your understanding!
No analyst or economist (or journalist) can know the future for certain. But if the past several months are any indication, it looks like we’ll continue to see a healthy increase in interest rates throughout the rest of 2022. There are quite a few macroeconomy mechanisms that can affect interest rates. Let’s break down how these different factors affect whether … Continue reading
Amid rising inflation, interest rates and recession worries, money is getting tighter for many folks — and probably for you. Yet there may be charitable organizations you want to support, friends or family asking for financial help and things you want to buy for yourself. It’s possible to do these things even on a limited budget. But if you want to … Continue reading
We’ve received reports of members receiving text messages from non Point West phone numbers and phone calls from someone spoofing our toll-free number (888-468-5826) asking for personal account information. These attempts are a phishing scam by someone posing as our employees. Point West will never ask for the full account number for your debit/credit card or full SSN/ITIN. Please be … Continue reading
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