Having your data exposed in a breach feels inevitable, so securing your information online is a must. But with terms like VPN, SSO and HTTPS being bandied about, it’s hard to know where to start. It’s true, there are many, many steps you could take to improve your security — some involving acronyms — but experts say a few basics will … Continue reading
Millennials are a burned-out bunch. Millennial workers are more likely than older generations to report being burned out at work, according to a 2018 Gallup study. The gig economy, the temptations of social media and the high expectations millennials have of themselves contribute to this trend, behavioral finance experts say. Add to that record student debt levels, the cost of … Continue reading
Timing is everything when it comes to saving for the holidays. The longer you have to build up cash reserves, plan your budget and buy gifts at the right price, the better you can cover these seasonal costs without going into debt. Avoiding debt around the holidays can save you from a spending hangover in the new year: Shoppers who … Continue reading
At Lamps.com, you can purchase a modern chrome floor lamp for your home for $178.95. If that sounds steep, keep reading. Underneath the price, there’s an alternative. Instead of paying $178.95 now, you can choose to pay in four interest-free slices of $44.74 — one upfront and the rest every two weeks. This doesn’t affect the cost of the lamp, … Continue reading
Your credit score is a bellwether of your financial habits, but it’s not the only one. There are other numbers that say a lot about you when you apply for things like a credit card, car loan or mortgage, or act as a yardstick to measure how financially healthy you are. Here are three numbers worth paying attention to and … Continue reading
Believing that fraud can’t happen to us — because we’re too smart, logical or informed — may make us more vulnerable. Successful scam artists skillfully overcome our defenses and get us into emotional states that override logical thinking, says Kathy Stokes, AARP’s director of fraud prevention programs. “Scammers call it getting the victim under the ether,” she says. Various studies … Continue reading
While some apps help you save money, others have a way of encouraging you to spend more. Changing how you connect with these types of apps by deleting them, not downloading them in the first place or limiting your interaction with them can help you rein in your spending. Subscription-based apps Many subscription services and boxes have corresponding apps. And you … Continue reading
Point West members can stay cool this summer with cash rewards from Sprint®. Point West members can cool off with a $100 cash reward from Sprint. Get $100 deposited into your account for every new line activated with Sprint, now available on unlimited lines! Here’s how to get cash rewards for every new line you activate with Sprint: Add a … Continue reading
The way your credit score works can seem mysterious, with several factors intertwining in complex ways. But following a simple recipe can help you build and maintain a good credit score: Pay everything on time. Use less than 30% of your available credit. Keep an eye on everything else. This formula focuses your energy on the two biggest factors that influence … Continue reading
This summer, keep your financial focus with “Stay on Track,” a contest from our partner in financial education, BALANCE. With “Stay on Track,” BalanceTrack users can win $500 and/or one of three $100 gift cards! Entering “Stay on Track” is easy: Visit BalanceTrack online Complete at least one BalanceTrack module with a passing grade (multiple entries across different modules are … Continue reading
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