6 Places to Shop on Black Friday

Black Friday competition seems to get fiercer each year. Practically every retailer has an enticing sale, which can make choosing where to shop difficult. Department stores are popular choices. In fact, they were the top shopping destinations over Thanksgiving weekend in 2017, according to a National Retail Federation survey. But if you neglect other types of retailers, you could miss out … Continue reading


The Dynamics of Crisis, a Decade Out

Ten years ago, investors stood on the threshold of one of the most traumatic market environments of modern times.  From the end of August 2008, through March 9, 2009, the Standard & Poor’s 500 Index declined by 47%.  An erosion of confidence in U.S. mortgage-backed securities became a full-blown global financial crisis revealing an unsettling fragility across debt markets, money … Continue reading


Cash in on the BENefits!

The BENefits of credit union membership will have you seeing dollar signs. You can get up to $300 in cash rewards for new lines activated with Sprint®. GET YOUR BENS! Up to $300 for new lines activated with Sprint. Current Sprint customers receive up to $150 in cash rewards for lines transferred into Sprint Credit Union Member Cash Rewards. Up … Continue reading


Black Friday Is Coming. Here’s What Not to Buy Until Then

In a year when online competition is fierce and brick-and-mortar shops are struggling, major retailers are likely to come out swinging this Black Friday. Ron Kuntze, a professor of marketing at the University of New Haven in Connecticut, thinks Black Friday 2018 will be big for consumers — big, that is, when it comes to savings and customer service. To … Continue reading


An Eye Out for the Next Recession

We often hear that the U.S. economy’s expansion is now one of the longest on record, though probably not one of the most vigorous.  Does that mean that a recession is just around the corner? The economics team at Guggenheim Investments recently updated their Recession Dashboard, which now projects February 2020 as the likeliest time frame for the economy to … Continue reading


Are you a #CitizenOfPW?

The raffle is closed. Regardless of whether or not you’re a member of our cooperative, you are a Citizen of Point West. What’s a Citizen of Point West, you ask? We’re glad you asked, because that’s exactly what we want to hear from you! Maybe it’s because you have a Checking Account with us, or maybe we helped you out … Continue reading


Mobile Check Deposit Change

On July 1, 2018, we’re updating our requirements for accepting checks via our Mobile Deposit service. These requirements will help Point West reduce fraud and protect you from having lost or stolen checks resubmitted by would-be thieves. Starting next month, your Mobile Deposit items will not be accepted unless they include the following information visible on the back of your submitted … Continue reading



No Holds on ATM Deposits Discontinued

Point West has discontinued its policy of no holds on ATM deposits for all members effective April 30, 2018. While we recognize this will be a disruption to some, we are taking this prudent step in order to ensure consistency and security of our deposit transactions across the credit union. All deposits will follow the established Funds Availability Policy going forward. … Continue reading


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